TTM
$3.60B
YoY change
+1.5%
5Y CAGR
+20.7%
Peak year (2021)
$4.22B
Cumulative net income
$39.75B
Net Income history chart for Synchrony Financial (SYF) from 2011 to 2025
Latest: $3.55B
Net Income growth chart for Synchrony Financial (SYF) from 2011 to 2025
Latest: +1.5%
Net Income history table for Synchrony Financial (SYF) from 2011 to 2025
| 2025 | $3.55B | +1.5% | +$53.00M | ||
| 2024 | $3.50B | +56.3% | +$1.26B | ||
| 2023 | $2.24B | -25.8% | −$778.00M | ||
| 2022 | $3.02B | -28.5% | −$1.21B | ||
| 2021 | $4.22B | +204.8% | +$2.84B | ||
| 2020 | $1.39B | -63.0% | −$2.36B | ||
| 2019 | $3.75B | +34.3% | +$957.00M | ||
| 2018 | $2.79B | +44.2% | +$855.00M | ||
| 2017 | $1.94B | -14.0% | −$316.00M | ||
| 2016 | $2.25B | +1.7% | +$37.00M | ||
| 2015 | $2.21B | +5.0% | +$105.00M | ||
| 2014 | $2.11B | +6.6% | +$130.00M | ||
| 2013 | $1.98B | -6.6% | −$140.00M | ||
| 2012 | $2.12B | +12.1% | +$229.00M | ||
| 2011 | $1.89B | — | — |
- 2025$3.55B+1.5%
- 2024$3.50B+56.3%
- 2023$2.24B-25.8%
- 2022$3.02B-28.5%
- 2021$4.22B+204.8%
- 2020$1.39B-63.0%
- 2019$3.75B+34.3%
- 2018$2.79B+44.2%
- 2017$1.94B-14.0%
- 2016$2.25B+1.7%
- 2015$2.21B+5.0%
- 2014$2.11B+6.6%
- 2013$1.98B-6.6%
- 2012$2.12B+12.1%
- 2011$1.89B—
Net Income values are taken from Synchrony Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Net Income at Synchrony Financial (SYF)
According to Synchrony Financial's latest reported financial statements, the company's current net income (TTM) is $3.60B. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
The 2025 reading of Synchrony Financial (SYF) net income is $3.55B – edged up 1.5% year-over-year.
Synchrony Financial net income compound annual growth for the 2020–2025 (5 years) window is +20.7%, sustaining 2 straight years of year-over-year growth.
Between 2021 and 2025, Synchrony Financial net income declined 15.8%, falling from $4.22B to $3.55B.
2021 marks the peak net income at $4.22B, with the historical low of $1.39B recorded in 2020.
Synchrony Financial Net Income by Year
Synchrony Financial Net Income 2025: $3.55B
Synchrony Financial net income in 2025 was $3.55B, edged up 1.5% from 2024.
Synchrony Financial Net Income 2024: $3.50B
2024's net income for Synchrony Financial came in at $3.50B, surged 56.3% from 2023.
Synchrony Financial Net Income 2023: $2.24B
Synchrony Financial posted net income of $2.24B in 2023, declined 25.8% below 2022.
Synchrony Financial Net Income 2022: $3.02B
In 2022, Synchrony Financial reported net income of $3.02B, declined 28.5% below 2021.
Synchrony Financial Net Income 2021: $4.22B
Synchrony Financial net income in 2021 was $4.22B.
See more financial history for Synchrony Financial (SYF).
Sector peers by Net Income
Financial Services peers of Synchrony Financial (SYF), ranked by their latest net income
| $66.97B | |
| $57.05B | |
| $30.51B | |
| $21.34B | |
| $20.06B | |
| $17.18B | |
| $16.86B | |
| $14.97B |
- $66.97B
- $57.05B
- $30.51B
- $21.34B
- $20.06B
- $17.18B
- $16.86B
- $14.97B
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