Ticker League

Latest period

$105B

YoY change

-0.5%

5Y CAGR

+4.2%

Peak year (FY2023)

$104B

Total Liabilities history chart for Synchrony Financial (SYF) from 2016 to 2025

Latest: $102B

Total Liabilities growth chart for Synchrony Financial (SYF) from 2016 to 2025

Latest: -0.5%

Total Liabilities history table for Synchrony Financial (SYF) from 2012 to 2025

  • FY2025$102B-0.5%
  • FY2024$103B-0.7%
  • FY2023$104B+13.0%
  • FY2022$91.7B+11.7%
  • FY2021$82.1B-1.4%
  • FY2020$83.2B-7.2%
  • FY2019$89.7B-2.6%
  • FY2018$92.1B+12.9%
  • FY2017$81.6B+7.3%
  • FY2016$76B+6.5%
  • FY2015$71.4B+9.4%
  • FY2014$65.2B+22.8%
  • FY2013$53.1B+8.7%
  • FY2012$48.9B

Total Liabilities values are taken from Synchrony Financial's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Liabilities at Synchrony Financial (SYF)

According to Synchrony Financial's latest reported financial statements, the company's latest reported total liabilities is $105B. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and total equity for solvency context.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

Synchrony Financial (SYF) most recent annual total liabilities stands at $102B (2025) – edged down 0.5% year-over-year.

Through 2020–2025 (5 years), Synchrony Financial total liabilities delivered a +4.2% annualised rate; with mixed annual results across the window.

Across the available history, total liabilities reached its high of $104B in 2023 and its low of $48.9B in 2012.

Synchrony Financial Total Liabilities by Year

Synchrony Financial Total Liabilities 2025: $102B

In 2025, Synchrony Financial reported total liabilities of $102B, edged down 0.5% below 2024.

Synchrony Financial Total Liabilities 2024: $103B

Synchrony Financial total liabilities in 2024 was $103B, edged down 0.7% below 2023.

Synchrony Financial Total Liabilities 2023: $104B

2023's total liabilities for Synchrony Financial came in at $104B, grew 13.0% from 2022. This figure represents the highest annual value in the available history.

Synchrony Financial Total Liabilities 2022: $91.7B

Synchrony Financial posted total liabilities of $91.7B in 2022, grew 11.7% from 2021.

Synchrony Financial Total Liabilities 2021: $82.1B

Synchrony Financial total liabilities in 2021 was $82.1B.

See more financial history for Synchrony Financial (SYF).

Sector peers by Total Liabilities

Financial Services peers of Synchrony Financial (SYF), ranked by their latest total liabilities

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