Total Liabilities for Synchrony Financial (SYF)
According to Synchrony Financial's latest reported financial statements, the company's latest reported total liabilities is $105.02B USD. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and net assets for solvency context.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingTotal LiabilitiesSwitch metric
Latest period
$105.02B
YoY change
-0.5%
5Y CAGR
+4.2%
Peak year (2023)
$103.58B
Latest annual
$102.33B
Total Liabilities history chart for Synchrony Financial (SYF) from 2012 to 2025
Total Liabilities history table for Synchrony Financial (SYF) from 2012 to 2025
| Fiscal year | Period ended | Reported | Total Liabilities | YoY |
|---|---|---|---|---|
| 2025 | $102.33B | -0.5% | ||
| 2024 | $102.88B | -0.7% | ||
| 2023 | $103.58B | +13.0% | ||
| 2022 | $91.69B | +11.7% | ||
| 2021 | $82.09B | -1.4% | ||
| 2020 | $83.25B | -7.2% | ||
| 2019 | $89.74B | -2.6% | ||
| 2018 | $92.11B | +12.9% | ||
| 2017 | $81.57B | +7.3% | ||
| 2016 | $76.01B | +6.5% | ||
| 2015 | $71.39B | +9.4% | ||
| 2014 | $65.23B | +22.8% | ||
| 2013 | $53.13B | +8.7% | ||
| 2012 | $48.88B | — |
Total Liabilities values are taken from Synchrony Financial's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
Synchrony Financial (SYF) most recent annual total liabilities stands at $102.33B (2025) – edged down 0.5% year-over-year.
Through 2020–2025 (5 years), Synchrony Financial total liabilities delivered a +4.2% annualised rate; with the latest reading among the more recent periods of the dataset.
Across the available history, total liabilities reached its high of $103.58B in 2023 and its low of $48.88B in 2012.
Within Financial Services, Synchrony Financial (SYF) ranks 7th among 8 peers we track. The peer median for total liabilities is $1.50T.
Synchrony Financial Total Liabilities by Year
Synchrony Financial Total Liabilities 2025: $102.33B
Synchrony Financial total liabilities in 2025 was $102.33B, edged down 0.5% below 2024.
Synchrony Financial Total Liabilities 2024: $102.88B
Synchrony Financial total liabilities in 2024 was $102.88B, edged down 0.7% below 2023.
Synchrony Financial Total Liabilities 2023: $103.58B
Synchrony Financial total liabilities in 2023 was $103.58B, grew 13.0% from 2022. This figure represents the highest annual value in the available history.
Synchrony Financial Total Liabilities 2022: $91.69B
Synchrony Financial total liabilities in 2022 was $91.69B, grew 11.7% from 2021.
Synchrony Financial Total Liabilities 2021: $82.09B
Synchrony Financial total liabilities in 2021 was $82.09B.
See more financial history for Synchrony Financial (SYF).
Sector peers — Total Liabilities
Companies in the same sector as Synchrony Financial, ranked by their latest total liabilities.
| Company | Total Liabilities | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $4.06T | Financial Services |
| Bank of America Corporation (BAC) | $3.11T | Financial Services |
| Wells Fargo & Company (WFC) | $1.97T | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $1.68T | Financial Services |
| Morgan Stanley (MS) | $1.31T | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $502.47B | Financial Services |
| Visa Inc. (V) | $61.72B | Financial Services |
| Mastercard Incorporated (MA) | $46.41B | Financial Services |
Frequently asked questions
What is Synchrony Financial's total liabilities?
- Latest reported total liabilities for Synchrony Financial (SYF) is $105.02B (period ending March 31, 2026).
How has Synchrony Financial total liabilities changed year-over-year?
- Synchrony Financial (SYF) total liabilities changed -0.5% year-over-year on the latest annual filing.
What is the long-term growth rate of Synchrony Financial total liabilities?
- Synchrony Financial (SYF) total liabilities compound annual growth rate is +4.2% over the most recent 5 years available.
When did Synchrony Financial total liabilities hit its highest annual value?
- Synchrony Financial total liabilities reached its highest annual value of $103.58B in 2023.
What was Synchrony Financial total liabilities in 2024?
- Synchrony Financial (SYF) total liabilities in 2024 was $102.88B.
What was Synchrony Financial total liabilities in 2025?
- Synchrony Financial (SYF) total liabilities in 2025 was $102.33B.
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