EPS (Diluted) for Synchrony Financial (SYF)
According to Synchrony Financial's latest reported financial statements, the company's current diluted EPS (TTM) is $9.67. Diluted earnings per share (EPS) is net income divided by the diluted weighted-average shares outstanding over the period. It expresses profit on a per-share basis — the figure investors use to value an individual share — and accounts for potential dilution from options, RSUs, and convertible securities.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingEPS (Diluted)Switch metric
TTM (last 4 quarters)
$9.67
YoY change
+8.7%
5Y CAGR
+32.6%
Peak year (2025)
$9.29
Latest annual
$9.29
EPS (Diluted) history chart for Synchrony Financial (SYF) from 2011 to 2025
EPS (Diluted) history table for Synchrony Financial (SYF) from 2011 to 2025
| Fiscal year | Period ended | Reported | EPS (Diluted) | YoY |
|---|---|---|---|---|
| 2025 | $9.29 | +8.7% | ||
| 2024 | $8.55 | +64.7% | ||
| 2023 | $5.19 | -15.6% | ||
| 2022 | $6.15 | -16.2% | ||
| 2021 | $7.34 | +223.3% | ||
| 2020 | $2.27 | -59.2% | ||
| 2019 | $5.56 | +48.7% | ||
| 2018 | $3.74 | +54.5% | ||
| 2017 | $2.42 | -10.7% | ||
| 2016 | $2.71 | +2.3% | ||
| 2015 | $2.65 | -4.7% | ||
| 2014 | $2.78 | +16.8% | ||
| 2013 | $2.38 | -6.7% | ||
| 2012 | $2.55 | +11.8% | ||
| 2011 | $2.28 | — |
EPS (Diluted) values are taken from Synchrony Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
2025's annual diluted EPS for Synchrony Financial (SYF) came in at $9.29 – grew 8.7% year-over-year.
Looking at the 2020–2025 (5 years) stretch, Synchrony Financial diluted EPS compounded at +32.6% per year, sustaining 2 straight years of year-over-year growth.
The highest annual diluted EPS of $9.29 was reported in 2025. The lowest in the available history was $2.27 in 2020.
Among 8 Financial Services peers, Synchrony Financial (SYF) ranks 7th; the peer median for diluted EPS is $13.36.
Synchrony Financial EPS (Diluted) by Year
Synchrony Financial EPS (Diluted) 2025: $9.29
Synchrony Financial diluted EPS in 2025 was $9.29, grew 8.7% from 2024. This figure represents the highest annual value in the available history.
Synchrony Financial EPS (Diluted) 2024: $8.55
Synchrony Financial diluted EPS in 2024 was $8.55, surged 64.7% from 2023.
Synchrony Financial EPS (Diluted) 2023: $5.19
Synchrony Financial diluted EPS in 2023 was $5.19, declined 15.6% below 2022.
Synchrony Financial EPS (Diluted) 2022: $6.15
Synchrony Financial diluted EPS in 2022 was $6.15, declined 16.2% below 2021.
Synchrony Financial EPS (Diluted) 2021: $7.34
Synchrony Financial diluted EPS in 2021 was $7.34.
See more financial history for Synchrony Financial (SYF).
Sector peers — EPS (Diluted)
Companies in the same sector as Synchrony Financial, ranked by their latest diluted EPS.
| Company | EPS (Diluted) | Sector |
|---|---|---|
| The Goldman Sachs Group, Inc. (GS) | $51.32 | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $31.04 | Financial Services |
| JPMorgan Chase & Co. (JPM) | $20.05 | Financial Services |
| Mastercard Incorporated (MA) | $16.52 | Financial Services |
| Visa Inc. (V) | $10.20 | Financial Services |
| Morgan Stanley (MS) | $10.20 | Financial Services |
| Wells Fargo & Company (WFC) | $6.32 | Financial Services |
| Bank of America Corporation (BAC) | $3.82 | Financial Services |
Frequently asked questions
What is Synchrony Financial's diluted EPS?
- Latest reported diluted EPS for Synchrony Financial (SYF) is $9.67 (period ending March 31, 2026).
How has Synchrony Financial diluted EPS changed year-over-year?
- Synchrony Financial (SYF) diluted EPS changed +8.7% year-over-year on the latest annual filing.
What is the long-term growth rate of Synchrony Financial diluted EPS?
- Synchrony Financial (SYF) diluted EPS compound annual growth rate is +32.6% over the most recent 5 years available.
When did Synchrony Financial diluted EPS hit its highest annual value?
- Synchrony Financial diluted EPS reached its highest annual value of $9.29 in 2025.
What was Synchrony Financial diluted EPS in 2024?
- Synchrony Financial (SYF) diluted EPS in 2024 was $8.55.
What was Synchrony Financial diluted EPS in 2025?
- Synchrony Financial (SYF) diluted EPS in 2025 was $9.29.
Metrics overview
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