Current
11.7×
5-Year Average
9.5×
All-Time High
110.7×
All-Time Low
5.3×
P/FCF Ratio daily chart for United Bankshares (UBSI)
Jun 8, 2021 – Jun 5, 2026 · 1,255 trading days
P/FCF ratio is not shown for periods when TTM free cash flow was negative.
Historical P/FCF Ratio for United Bankshares (UBSI) from 2001 to 2025
| 2025 | $5.39B | $486.95M | 11.1× | -0.6× | |
| 2024 | $5.08B | $433.33M | 11.7× | -0.2× | |
| 2023 | $5.06B | $423.55M | 11.9× | +4.6× | |
| 2022 | $5.44B | $743.96M | 7.3× | -0.7× | |
| 2021 | $4.75B | $594.16M | 8.0× | -26.5× | |
| 2020 | $4.19B | $121.42M | 34.5× | +5.9× | |
| 2019 | $3.91B | $136.61M | 28.7× | +17.5× | |
| 2018 | $3.20B | $286.76M | 11.2× | -4.0× | |
| 2017 | $3.64B | $239.57M | 15.2× | -6.8× | |
| 2016 | $3.55B | $161.54M | 22.0× | +6.9× | |
| 2015 | $2.57B | $170.23M | 15.1× | -4.0× | |
| 2014 | $2.59B | $135.91M | 19.0× | +7.4× | |
| 2013 | $1.59B | $136.20M | 11.6× | +1.8× | |
| 2012 | $1.22B | $124.23M | 9.9× | -3.0× | |
| 2011 | $1.42B | $110.57M | 12.8× | -0.2× | |
| 2010 | $1.27B | $97.56M | 13.1× | -4.7× | |
| 2009 | $867.24M | $48.71M | 17.8× | +4.9× | |
| 2008 | $1.44B | $111.51M | 12.9× | -2.5× | |
| 2007 | $1.21B | $78.41M | 15.5× | -2.9× | |
| 2006 | $1.58B | $86.28M | 18.3× | +4.9× | |
| 2005 | $1.48B | $109.83M | 13.5× | +1.2× | |
| 2004 | $1.64B | $133.67M | 12.2× | +6.0× | |
| 2003 | $1.36B | $218.77M | 6.2× | — | |
| 2002 | $1.22B | −$103.64M | — | — | |
| 2001 | $1.24B | −$60.67M | — | — |
- 202511.1×
- 202411.7×
- 202311.9×
- 20227.3×
- 20218.0×
- 202034.5×
- 201928.7×
- 201811.2×
- 201715.2×
- 201622.0×
- 201515.1×
- 201419.0×
- 201311.6×
- 20129.9×
- 201112.8×
- 201013.1×
- 200917.8×
- 200812.9×
- 200715.5×
- 200618.3×
- 200513.5×
- 200412.2×
- 20036.2×
- 2002—
- 2001—
About P/FCF Ratio at United Bankshares (UBSI)
United Bankshares (UBSI) P/FCF ratio is 11.7× as of June 5, 2026. The 5-year average is 9.5×. The sector median currently stands at 11.1×. The current ratio is at the 73th percentile of its own 10-year history.
United Bankshares (UBSI) historical P/FCF ratio has ranged from a low of 5.3× (2023) to a high of 110.7× (2002) in the available daily series.
The price-to-free-cash-flow (P/FCF) ratio compares a company's market capitalisation to its trailing twelve-month (TTM) free cash flow. It is calculated as market cap ÷ TTM free cash flow, where free cash flow = operating cash flow − capital expenditures. Because FCF cannot be inflated by non-cash accounting items, P/FCF is often considered a cleaner measure of "earnings-power valuation" than P/E — especially for capital-intensive businesses where depreciation diverges from real cash outflows.
United Bankshares P/FCF Ratio by Year
United Bankshares P/FCF Ratio 2025: 11.1×
United Bankshares (UBSI) P/FCF ratio in 2025 was 11.1×, contracted from 11.7× the prior year.
United Bankshares P/FCF Ratio 2024: 11.7×
United Bankshares (UBSI) P/FCF ratio in 2024 was 11.7×, contracted from 11.9× the prior year.
United Bankshares P/FCF Ratio 2023: 11.9×
United Bankshares (UBSI) P/FCF ratio in 2023 was 11.9×, expanded from 7.3× the prior year.
United Bankshares P/FCF Ratio 2022: 7.3×
United Bankshares (UBSI) P/FCF ratio in 2022 was 7.3×, contracted from 8.0× the prior year.
United Bankshares P/FCF Ratio 2021: 8.0×
United Bankshares (UBSI) P/FCF ratio in 2021 was 8.0×.
Sector peers by P/FCF Ratio — chart
Current ratio vs. sector peers. Highlighted bar is this company.
Sector peers by P/FCF Ratio — table
Financial Services peers of United Bankshares (UBSI), ranked by P/FCF ratio.
| 7.5× | |
| 7.1× | |
| 7.1× | |
| 7.0× | |
| 6.9× | |
| 6.9× | |
| 6.8× | |
| 6.5× | |
| 6.4× | |
| 6.3× | |
| 5.9× | |
| 5.8× | |
| 5.5× | |
| 5.5× | |
| 5.0× | |
| 4.7× | |
| 4.6× | |
| 3.9× | |
| 3.5× | |
| 3.4× | |
| 3.0× | |
| 2.8× | |
| 2.4× | |
| 2.2× | |
| 0.8× |
- 7.5×
- 6.9×
- 4.7×
- 2.8×
Frequently asked questions
United Bankshares (UBSI) Key Financials
Charts, filings, and peer comparison for every metric