Operating Income for United Bankshares (UBSI)
According to United Bankshares's latest reported financial statements, the company's current operating income (TTM) is $639.23M USD. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
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TTM (last 4 quarters)
$639.23M
YoY change
+27.0%
5Y CAGR
+10.4%
Peak year (2025)
$590.18M
Cumulative operating income
$6.49B
Operating Income history chart for United Bankshares (UBSI) from 1985 to 2025
Operating Income history table for United Bankshares (UBSI) from 1985 to 2025
| Fiscal year | Period ended | Reported | Operating Income | YoY |
|---|---|---|---|---|
| 2025 | $590.18M | +27.0% | ||
| 2024 | $464.58M | +0.2% | ||
| 2023 | $463.81M | -2.5% | ||
| 2022 | $475.78M | +2.8% | ||
| 2021 | $462.85M | +28.7% | ||
| 2020 | $359.74M | +10.9% | ||
| 2019 | $324.44M | -0.8% | ||
| 2018 | $327.17M | +14.9% | ||
| 2017 | $284.83M | +27.9% | ||
| 2016 | $222.66M | +9.4% | ||
| 2015 | $203.49M | +4.4% | ||
| 2014 | $194.89M | +55.9% | ||
| 2013 | $125.04M | +2.9% | ||
| 2012 | $121.48M | +10.1% | ||
| 2011 | $110.38M | +5.7% | ||
| 2010 | $104.40M | +33.4% | ||
| 2009 | $78.25M | -36.8% | ||
| 2008 | $123.87M | -4.7% | ||
| 2007 | $129.91M | -0.1% | ||
| 2006 | $130.02M | -11.4% | ||
| 2005 | $146.67M | +25.3% | ||
| 2004 | $117.09M | +27.1% | ||
| 2003 | $92.09M | -18.8% | ||
| 2002 | $113.43M | -4.5% | ||
| 2001 | $118.73M | +35.4% | ||
| 2000 | $87.70M | -16.5% | ||
| 1999 | $105.00M | +69.6% | ||
| 1998 | $61.90M | -21.9% | ||
| 1997 | $79.30M | +30.4% | ||
| 1996 | $60.80M | +40.1% | ||
| 1995 | $43.40M | +14.2% | ||
| 1994 | $38.00M | +25.8% | ||
| 1993 | $30.20M | +33.0% | ||
| 1992 | $22.70M | +23.4% | ||
| 1991 | $18.40M | +23.5% | ||
| 1990 | $14.90M | -5.7% | ||
| 1989 | $15.80M | +53.4% | ||
| 1988 | $10.30M | +41.1% | ||
| 1987 | $7.30M | +284.2% | ||
| 1986 | $1.90M | -56.8% | ||
| 1985 | $4.40M | — |
Operating Income values are taken from United Bankshares's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of United Bankshares (UBSI) operating income is $590.18M – grew 27.0% year-over-year.
Looking at the 2020–2025 (5 years) stretch, United Bankshares operating income compounded at +10.4% per year, sustaining 2 straight years of year-over-year growth.
The dataset's maximum operating income sits at $590.18M (2025); the minimum reading of $1.90M dates to 1986.
United Bankshares (UBSI) sits 9th of 8 Financial Services peers we track on this metric, against a peer median of $24.60B.
United Bankshares Operating Income by Year
United Bankshares Operating Income 2025: $590.18M
United Bankshares operating income in 2025 was $590.18M, grew 27.0% from 2024. This figure represents the highest annual value in the available history.
United Bankshares Operating Income 2024: $464.58M
United Bankshares operating income in 2024 was $464.58M, edged up 0.2% from 2023.
United Bankshares Operating Income 2023: $463.81M
United Bankshares operating income in 2023 was $463.81M, edged down 2.5% below 2022.
United Bankshares Operating Income 2022: $475.78M
United Bankshares operating income in 2022 was $475.78M, edged up 2.8% from 2021.
United Bankshares Operating Income 2021: $462.85M
United Bankshares operating income in 2021 was $462.85M.
See more financial history for United Bankshares (UBSI).
Sector peers — Operating Income
Companies in the same sector as United Bankshares, ranked by their latest operating income.
| Company | Operating Income | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $72.59B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $59.54B | Financial Services |
| Bank of America Corporation (BAC) | $37.70B | Financial Services |
| Wells Fargo & Company (WFC) | $25.20B | Financial Services |
| Visa Inc. (V) | $23.99B | Financial Services |
| Morgan Stanley (MS) | $21.95B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $21.85B | Financial Services |
| Mastercard Incorporated (MA) | $19.40B | Financial Services |
Frequently asked questions
What is United Bankshares's operating income?
- Latest reported operating income for United Bankshares (UBSI) is $639.23M (period ending March 1, 2026).
How has United Bankshares operating income changed year-over-year?
- United Bankshares (UBSI) operating income changed +27.0% year-over-year on the latest annual filing.
What is the long-term growth rate of United Bankshares operating income?
- United Bankshares (UBSI) operating income compound annual growth rate is +10.4% over the most recent 5 years available.
When did United Bankshares operating income hit its highest annual value?
- United Bankshares operating income reached its highest annual value of $590.18M in 2025.
What was United Bankshares operating income in 2024?
- United Bankshares (UBSI) operating income in 2024 was $464.58M.
What was United Bankshares operating income in 2025?
- United Bankshares (UBSI) operating income in 2025 was $590.18M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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