Latest period
$527M
YoY change
+11.0%
5Y CAGR
+31.7%
Peak year (FY2022)
$744M
Latest annual
$481M
Free Cash Flow history chart for United Bankshares (UBSI) from 2016 to 2025
Latest: $481M
Free Cash Flow growth chart for United Bankshares (UBSI) from 2016 to 2025
Latest: +11.0%
Free Cash Flow history table for United Bankshares (UBSI) from 1989 to 2025
| FY2025 | $481M | +11.0% | +$47.9M | ||
| FY2024 | $433M | +2.3% | +$9.78M | ||
| FY2023 | $424M | -43.1% | -$320M | ||
| FY2022 | $744M | +25.2% | +$150M | ||
| FY2021 | $594M | +389.3% | +$473M | ||
| FY2020 | $121M | -13.8% | -$19.5M | ||
| FY2019 | $141M | -50.9% | -$146M | ||
| FY2018 | $287M | +19.7% | +$47.2M | ||
| FY2017 | $240M | +46.6% | +$76.1M | ||
| FY2016 | $163M | -3.6% | -$6.18M | ||
| FY2015 | $170M | +18.1% | +$25.9M | ||
| FY2014 | $144M | +5.5% | +$7.49M | ||
| FY2013 | $136M | +9.6% | +$12M | ||
| FY2012 | $124M | +12.4% | +$13.7M | ||
| FY2011 | $111M | +13.3% | +$13M | ||
| FY2010 | $97.6M | +100.3% | +$48.9M | ||
| FY2009 | $48.7M | -56.3% | -$62.8M | ||
| FY2008 | $112M | +42.2% | +$33.1M | ||
| FY2007 | $78.4M | -9.1% | -$7.88M | ||
| FY2006 | $86.3M | -21.4% | -$23.5M | ||
| FY2005 | $110M | +58.8% | +$40.7M | ||
| FY2004 | $69.1M | -20.9% | -$18.3M | ||
| FY2003 | $87.4M | -17.4% | -$18.4M | ||
| FY2002 | $106M | -274.5% | +$167M | ||
| FY2001 | -$60.7M | -8265.9% | -$61.4M | ||
| FY2000 | $743K | -99.7% | -$226M | ||
| FY1999 | $226M | -312.4% | +$333M | ||
| FY1998 | -$107M | -508.4% | -$133M | ||
| FY1997 | $26.1M | -3.0% | -$800K | ||
| FY1996 | $26.9M | -20.9% | -$7.1M | ||
| FY1995 | $34M | +4.9% | +$1.6M | ||
| FY1994 | $32.4M | +11.3% | +$3.3M | ||
| FY1993 | $29.1M | +50.8% | +$9.8M | ||
| FY1992 | $19.3M | +5.5% | +$1M | ||
| FY1991 | $18.3M | +10.9% | +$1.8M | ||
| FY1990 | $16.5M | +75.5% | +$7.1M | ||
| FY1989 | $9.4M | — | — |
- FY2025$481M+11.0%
- FY2024$433M+2.3%
- FY2023$424M-43.1%
- FY2022$744M+25.2%
- FY2021$594M+389.3%
- FY2020$121M-13.8%
- FY2019$141M-50.9%
- FY2018$287M+19.7%
- FY2017$240M+46.6%
- FY2016$163M-3.6%
- FY2015$170M+18.1%
- FY2014$144M+5.5%
- FY2013$136M+9.6%
- FY2012$124M+12.4%
- FY2011$111M+13.3%
- FY2010$97.6M+100.3%
- FY2009$48.7M-56.3%
- FY2008$112M+42.2%
- FY2007$78.4M-9.1%
- FY2006$86.3M-21.4%
- FY2005$110M+58.8%
- FY2004$69.1M-20.9%
- FY2003$87.4M-17.4%
- FY2002$106M-274.5%
- FY2001-$60.7M-8265.9%
- FY2000$743K-99.7%
- FY1999$226M-312.4%
- FY1998-$107M-508.4%
- FY1997$26.1M-3.0%
- FY1996$26.9M-20.9%
- FY1995$34M+4.9%
- FY1994$32.4M+11.3%
- FY1993$29.1M+50.8%
- FY1992$19.3M+5.5%
- FY1991$18.3M+10.9%
- FY1990$16.5M+75.5%
- FY1989$9.4M—
Free Cash Flow values are taken from United Bankshares's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Free Cash Flow at United Bankshares (UBSI)
Free Cash Flow for United Bankshares (UBSI): headline value $527M · YoY +11.0%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
The 2025 reading of United Bankshares (UBSI) free cash flow is $481M – grew 11.0% year-over-year.
Over 2020–2025 (5 years), United Bankshares free cash flow expanded at a +31.7% compound annual rate, sustaining 2 straight years of year-over-year growth.
Between 2022 and 2025, United Bankshares free cash flow plunged 35.3%, falling from $744M to $481M.
The highest annual free cash flow of $744M was reported in 2022. The lowest in the available history was -$107M in 1998.
United Bankshares Free Cash Flow by Year
United Bankshares Free Cash Flow 2025: $481M
In 2025, United Bankshares reported free cash flow of $481M, grew 11.0% from 2024.
United Bankshares Free Cash Flow 2024: $433M
United Bankshares free cash flow in 2024 was $433M, edged up 2.3% from 2023.
United Bankshares Free Cash Flow 2023: $424M
2023's free cash flow for United Bankshares came in at $424M, plunged 43.1% below 2022.
United Bankshares Free Cash Flow 2022: $744M
United Bankshares posted free cash flow of $744M in 2022, grew 25.2% from 2021. This figure represents the highest annual value in the available history.
United Bankshares Free Cash Flow 2021: $594M
United Bankshares free cash flow in 2021 was $594M.
See more financial history for United Bankshares (UBSI).
Sector peers by Free Cash Flow
Financial Services peers of United Bankshares (UBSI), ranked by their latest free cash flow
| $101B | |
| $46.1B | |
| $25B | |
| $21.6B | |
| $16.9B | |
| $12.6B | |
| -$19B | |
| -$47.2B |
- $101B
- $46.1B
- $21.6B
- $16.9B
- $12.6B
- -$19B
- -$47.2B
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United Bankshares (UBSI) Key Financials
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- Buybacks3.06% TTM
- Dividend Profile3.12% yield
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- Stock Split History2 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.