Free Cash Flow for United Bankshares (UBSI)
Free Cash Flow for United Bankshares (UBSI): headline value $486.95M · YoY +11.0%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Currently viewingFree Cash FlowSwitch metric
Latest period
$486.95M
YoY change
+11.0%
5Y CAGR
+31.7%
Peak year (2022)
$743.96M
Latest annual
$481.19M
Free Cash Flow history chart for United Bankshares (UBSI) from 1989 to 2025
Free Cash Flow history table for United Bankshares (UBSI) from 1989 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $481.19M | +11.0% | ||
| 2024 | $433.33M | +2.3% | ||
| 2023 | $423.55M | -43.1% | ||
| 2022 | $743.96M | +25.2% | ||
| 2021 | $594.16M | +389.3% | ||
| 2020 | $121.42M | -13.8% | ||
| 2019 | $140.88M | -50.9% | ||
| 2018 | $286.76M | +19.7% | ||
| 2017 | $239.57M | +46.6% | ||
| 2016 | $163.46M | -3.6% | ||
| 2015 | $169.64M | +18.1% | ||
| 2014 | $143.69M | +5.5% | ||
| 2013 | $136.20M | +9.6% | ||
| 2012 | $124.23M | +12.4% | ||
| 2011 | $110.57M | +13.3% | ||
| 2010 | $97.56M | +100.3% | ||
| 2009 | $48.71M | -56.3% | ||
| 2008 | $111.51M | +42.2% | ||
| 2007 | $78.41M | -9.1% | ||
| 2006 | $86.28M | -21.4% | ||
| 2005 | $109.83M | +58.8% | ||
| 2004 | $69.15M | -20.9% | ||
| 2003 | $87.44M | -17.4% | ||
| 2002 | $105.86M | -274.5% | ||
| 2001 | -$60.67M | -8265.9% | ||
| 2000 | $743,000 | -99.7% | ||
| 1999 | $226.40M | -312.4% | ||
| 1998 | -$106.60M | -508.4% | ||
| 1997 | $26.10M | -3.0% | ||
| 1996 | $26.90M | -20.9% | ||
| 1995 | $34.00M | +4.9% | ||
| 1994 | $32.40M | +11.3% | ||
| 1993 | $29.10M | +50.8% | ||
| 1992 | $19.30M | +5.5% | ||
| 1991 | $18.30M | +10.9% | ||
| 1990 | $16.50M | +75.5% | ||
| 1989 | $9.40M | — |
Free Cash Flow values are taken from United Bankshares's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of United Bankshares (UBSI) free cash flow is $481.19M – grew 11.0% year-over-year.
Over 2020–2025 (5 years), United Bankshares free cash flow expanded at a +31.7% compound annual rate, sustaining 2 straight years of year-over-year growth.
Between 2022 and 2025, United Bankshares free cash flow plunged 35.3%, falling from $743.96M to $481.19M.
The highest annual free cash flow of $743.96M was reported in 2022. The lowest in the available history was -$106.60M in 1998.
Among 8 Financial Services peers, United Bankshares (UBSI) ranks 7th; the peer median for free cash flow is $19.24B.
United Bankshares Free Cash Flow by Year
United Bankshares Free Cash Flow 2025: $481.19M
United Bankshares free cash flow in 2025 was $481.19M, grew 11.0% from 2024.
United Bankshares Free Cash Flow 2024: $433.33M
United Bankshares free cash flow in 2024 was $433.33M, edged up 2.3% from 2023.
United Bankshares Free Cash Flow 2023: $423.55M
United Bankshares free cash flow in 2023 was $423.55M, plunged 43.1% below 2022.
United Bankshares Free Cash Flow 2022: $743.96M
United Bankshares free cash flow in 2022 was $743.96M, grew 25.2% from 2021. This figure represents the highest annual value in the available history.
United Bankshares Free Cash Flow 2021: $594.16M
United Bankshares free cash flow in 2021 was $594.16M.
See more financial history for United Bankshares (UBSI).
Sector peers — Free Cash Flow
Companies in the same sector as United Bankshares, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Bank of America Corporation (BAC) | $12.61B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is United Bankshares's free cash flow?
Latest reported free cash flow for United Bankshares (UBSI) is $486.95M (period ending December 31, 2025).
How has United Bankshares free cash flow changed year-over-year?
United Bankshares (UBSI) free cash flow changed +11.0% year-over-year on the latest annual filing.
What is the long-term growth rate of United Bankshares free cash flow?
United Bankshares (UBSI) free cash flow compound annual growth rate is +31.7% over the most recent 5 years available.
When did United Bankshares free cash flow hit its highest annual value?
United Bankshares free cash flow reached its highest annual value of $743.96M in 2022.
What was United Bankshares free cash flow in 2024?
United Bankshares (UBSI) free cash flow in 2024 was $433.33M.
What was United Bankshares free cash flow in 2025?
United Bankshares (UBSI) free cash flow in 2025 was $481.19M.
Metrics overview
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