Total Debt for United Bankshares (UBSI)
According to United Bankshares's latest reported financial statements, the company's latest reported total debt is $166.18M USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
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Latest period
$166.18M
YoY change
+14.7%
5Y CAGR
-3.1%
Peak year (2022)
$2.43B
Latest annual
$921.17M
Total Debt history chart for United Bankshares (UBSI) from 1989 to 2025
Total Debt history table for United Bankshares (UBSI) from 1989 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $921.17M | +14.7% | ||
| 2024 | $803.28M | -61.3% | ||
| 2023 | $2.08B | -14.6% | ||
| 2022 | $2.43B | +135.6% | ||
| 2021 | $1.03B | -4.3% | ||
| 2020 | $1.08B | -52.5% | ||
| 2019 | $2.27B | +22.9% | ||
| 2018 | $1.85B | +0.5% | ||
| 2017 | $1.84B | +33.3% | ||
| 2016 | $1.38B | -3.9% | ||
| 2015 | $1.44B | -6.7% | ||
| 2014 | $1.54B | +53.1% | ||
| 2013 | $1.01B | +67.8% | ||
| 2012 | $599.89M | -0.0% | ||
| 2011 | $600.13M | +3.5% | ||
| 2010 | $579.67M | -41.7% | ||
| 2009 | $994.88M | -39.0% | ||
| 2008 | $1.63B | -9.9% | ||
| 2007 | $1.81B | +53.2% | ||
| 2006 | $1.18B | -15.9% | ||
| 2005 | $1.40B | -2.5% | ||
| 2004 | $1.44B | +13.3% | ||
| 2003 | $1.27B | -0.8% | ||
| 2002 | $1.28B | +0.8% | ||
| 2001 | $1.27B | +22.3% | ||
| 2000 | $1.04B | -23.0% | ||
| 1999 | $1.35B | +127.2% | ||
| 1998 | $594.90M | +28.9% | ||
| 1997 | $461.50M | +121.7% | ||
| 1996 | $208.20M | +79.3% | ||
| 1995 | $116.10M | -25.5% | ||
| 1994 | $155.80M | +48.7% | ||
| 1993 | $104.80M | +8.9% | ||
| 1992 | $96.20M | +56.4% | ||
| 1991 | $61.50M | -15.8% | ||
| 1990 | $73.00M | +24.4% | ||
| 1989 | $58.70M | — |
Total Debt values are taken from United Bankshares's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
2025's annual total debt for United Bankshares (UBSI) came in at $921.17M – grew 14.7% year-over-year.
United Bankshares total debt compound annual growth for the 2020–2025 (5 years) window is -3.1%, with a net decline across the window.
The dataset's maximum total debt sits at $2.43B (2022); the minimum reading of $58.70M dates to 1989.
Within Financial Services, United Bankshares (UBSI) ranks 9th among 8 peers we track. The peer median for total debt is $395.81B.
United Bankshares Total Debt by Year
United Bankshares Total Debt 2025: $921.17M
United Bankshares total debt in 2025 was $921.17M, grew 14.7% from 2024.
United Bankshares Total Debt 2024: $803.28M
United Bankshares total debt in 2024 was $803.28M, plunged 61.3% below 2023.
United Bankshares Total Debt 2023: $2.08B
United Bankshares total debt in 2023 was $2.08B, declined 14.6% below 2022.
United Bankshares Total Debt 2022: $2.43B
United Bankshares total debt in 2022 was $2.43B, surged 135.6% from 2021. This figure represents the highest annual value in the available history.
United Bankshares Total Debt 2021: $1.03B
United Bankshares total debt in 2021 was $1.03B.
See more financial history for United Bankshares (UBSI).
Sector peers — Total Debt
Companies in the same sector as United Bankshares, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is United Bankshares's total debt?
- Latest reported total debt for United Bankshares (UBSI) is $166.18M (period ending March 31, 2026).
How has United Bankshares total debt changed year-over-year?
- United Bankshares (UBSI) total debt changed +14.7% year-over-year on the latest annual filing.
What is the long-term growth rate of United Bankshares total debt?
- United Bankshares (UBSI) total debt compound annual growth rate is -3.1% over the most recent 5 years available.
When did United Bankshares total debt hit its highest annual value?
- United Bankshares total debt reached its highest annual value of $2.43B in 2022.
What was United Bankshares total debt in 2024?
- United Bankshares (UBSI) total debt in 2024 was $803.28M.
What was United Bankshares total debt in 2025?
- United Bankshares (UBSI) total debt in 2025 was $921.17M.
Metrics overview
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