Cash on Hand for United Bankshares (UBSI)
According to United Bankshares's latest reported financial statements, the company's latest reported cash and short-term investments is $5.52B USD. Cash on hand here is cash, cash equivalents, and short-term investments reported at the end of each period — the most liquid assets on the balance sheet. Compare with total debt for a net cash/debt picture and with total assets for the share of assets held in cash.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
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Latest period
$5.52B
YoY change
+119.5%
5Y CAGR
+1.6%
Peak year (2021)
$7.80B
Latest annual
$5.60B
Cash on Hand history chart for United Bankshares (UBSI) from 1989 to 2025
Cash on Hand history table for United Bankshares (UBSI) from 1989 to 2025
| Fiscal year | Period ended | Reported | Cash on Hand | YoY |
|---|---|---|---|---|
| 2025 | $5.60B | +119.5% | ||
| 2024 | $2.55B | -52.6% | ||
| 2023 | $5.38B | -5.8% | ||
| 2022 | $5.72B | -26.7% | ||
| 2021 | $7.80B | +51.1% | ||
| 2020 | $5.16B | +57.7% | ||
| 2019 | $3.27B | -2.5% | ||
| 2018 | $3.36B | -5.6% | ||
| 2017 | $3.55B | +32.0% | ||
| 2016 | $2.69B | +40.0% | ||
| 2015 | $1.92B | -0.5% | ||
| 2014 | $1.93B | +62.3% | ||
| 2013 | $1.19B | +12.7% | ||
| 2012 | $1.06B | -20.6% | ||
| 2011 | $1.33B | +189.0% | ||
| 2010 | $460.67M | +2.6% | ||
| 2009 | $449.05M | +119.0% | ||
| 2008 | $205.08M | -3.8% | ||
| 2007 | $213.15M | -11.4% | ||
| 2006 | $240.44M | +20.9% | ||
| 2005 | $198.81M | +29.5% | ||
| 2004 | $153.47M | -37.0% | ||
| 2003 | $243.69M | +39.0% | ||
| 2002 | $175.36M | +11.3% | ||
| 2001 | $157.59M | +9.7% | ||
| 2000 | $143.69M | -10.1% | ||
| 1999 | $159.80M | +13.1% | ||
| 1998 | $141.30M | -25.6% | ||
| 1997 | $190.00M | +112.3% | ||
| 1996 | $89.50M | +13.4% | ||
| 1995 | $78.90M | -4.7% | ||
| 1994 | $82.80M | +36.0% | ||
| 1993 | $60.90M | -50.4% | ||
| 1992 | $122.70M | +57.7% | ||
| 1991 | $77.80M | +10.0% | ||
| 1990 | $70.70M | +7.4% | ||
| 1989 | $65.80M | — |
Cash on Hand values are taken from United Bankshares's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of United Bankshares (UBSI) cash and short-term investments is $5.60B – surged 119.5% year-over-year.
Looking at the 2020–2025 (5 years) stretch, United Bankshares cash and short-term investments compounded at +1.6% per year, with the latest reading among the more recent periods of the dataset.
United Bankshares cash and short-term investments declined from $7.80B in 2021 to $5.60B in 2025, a 28.2% drawdown.
The highest annual cash and short-term investments of $7.80B was reported in 2021. The lowest in the available history was $60.90M in 1993.
Within Financial Services, United Bankshares (UBSI) ranks 9th among 8 peers we track. The peer median for cash and short-term investments is $505.76B.
United Bankshares Cash on Hand by Year
United Bankshares Cash on Hand 2025: $5.60B
United Bankshares cash and short-term investments in 2025 was $5.60B, surged 119.5% from 2024.
United Bankshares Cash on Hand 2024: $2.55B
United Bankshares cash and short-term investments in 2024 was $2.55B, plunged 52.6% below 2023.
United Bankshares Cash on Hand 2023: $5.38B
United Bankshares cash and short-term investments in 2023 was $5.38B, declined 5.8% below 2022.
United Bankshares Cash on Hand 2022: $5.72B
United Bankshares cash and short-term investments in 2022 was $5.72B, declined 26.7% below 2021.
United Bankshares Cash on Hand 2021: $7.80B
United Bankshares cash and short-term investments in 2021 was $7.80B.
See more financial history for United Bankshares (UBSI).
Sector peers — Cash on Hand
Companies in the same sector as United Bankshares, ranked by their latest cash and short-term investments.
| Company | Cash on Hand | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $1.48T | Financial Services |
| Bank of America Corporation (BAC) | $963.73B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $624.53B | Financial Services |
| Morgan Stanley (MS) | $539.97B | Financial Services |
| Wells Fargo & Company (WFC) | $471.55B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $373.31B | Financial Services |
| Visa Inc. (V) | $21.99B | Financial Services |
| Mastercard Incorporated (MA) | $11.46B | Financial Services |
Frequently asked questions
What is United Bankshares's cash and short-term investments?
- Latest reported cash and short-term investments for United Bankshares (UBSI) is $5.52B (period ending March 31, 2026).
How has United Bankshares cash and short-term investments changed year-over-year?
- United Bankshares (UBSI) cash and short-term investments changed +119.5% year-over-year on the latest annual filing.
What is the long-term growth rate of United Bankshares cash and short-term investments?
- United Bankshares (UBSI) cash and short-term investments compound annual growth rate is +1.6% over the most recent 5 years available.
When did United Bankshares cash and short-term investments hit its highest annual value?
- United Bankshares cash and short-term investments reached its highest annual value of $7.80B in 2021.
What was United Bankshares cash and short-term investments in 2024?
- United Bankshares (UBSI) cash and short-term investments in 2024 was $2.55B.
What was United Bankshares cash and short-term investments in 2025?
- United Bankshares (UBSI) cash and short-term investments in 2025 was $5.60B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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