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Net Profit Margin for United Bankshares (UBSI)

As of · Reported

Metric

TTM

27.7%

YoY change

+2.50pp

Trough year (1990)

8.9%

Peak year (2021)

34.7%

Net Profit Margin history chart for United Bankshares (UBSI) from 1989 to 2025

Latest: 25.5%

Net Profit Margin change chart for United Bankshares (UBSI) from 1989 to 2025

Latest: +2.50pp

Net Profit Margin history table for United Bankshares (UBSI) from 1989 to 2025

  • 202525.5%+2.50pp
  • 202423.0%-0.95pp
  • 202324.0%-9.18pp
  • 202233.1%-1.58pp
  • 202134.7%+9.32pp
  • 202025.4%-3.16pp
  • 201928.6%-1.91pp
  • 201830.5%+10.48pp
  • 201720.0%-7.33pp
  • 201627.3%-0.52pp
  • 201527.8%+1.27pp
  • 201426.6%+3.49pp
  • 201323.1%+1.74pp
  • 201221.3%+0.68pp
  • 201120.6%+1.82pp
  • 201018.8%+3.34pp
  • 200915.5%-2.01pp
  • 200817.5%-0.78pp
  • 200718.3%-1.58pp
  • 200619.8%-5.39pp
  • 200525.2%-2.89pp
  • 200428.1%+3.86pp
  • 200324.3%-0.35pp
  • 200224.6%+5.70pp
  • 200118.9%+4.59pp
  • 200014.3%-2.97pp
  • 199917.3%+5.22pp
  • 199812.1%-4.39pp
  • 199716.5%+2.31pp
  • 199614.2%-4.69pp
  • 199518.8%+0.04pp
  • 199418.8%+2.01pp
  • 199316.8%+2.65pp
  • 199214.1%+2.60pp
  • 199111.5%+2.62pp
  • 19908.9%-1.41pp
  • 198910.3%—

Net Profit Margin values are taken from United Bankshares's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Net Profit Margin at United Bankshares (UBSI)

According to United Bankshares's latest reported financial statements, the company's latest reported net margin is 27.7%. Net profit margin is net income divided by revenue — the bottom-line share of each sales dollar that remains after all costs, including operating expenses, interest, and taxes. It is the most comprehensive profitability ratio, though it can swing on one-off items, so read it alongside the multi-year trend below.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

As of the 2025 fiscal year, United Bankshares (UBSI) reported net margin of 25.52% – expanded 2.5 percentage points year-over-year.

The highest annual net margin of 34.72% was reported in 2021. The lowest in the available history was 8.92% in 1990.

United Bankshares Net Profit Margin by Year

United Bankshares Net Profit Margin 2025: 25.5%

United Bankshares net margin in 2025 was 25.52%, expanded 2.5 percentage points from 2024.

United Bankshares Net Profit Margin 2024: 23.0%

2024's net margin for United Bankshares came in at 23.01%, contracted 0.9 percentage points from 2023.

United Bankshares Net Profit Margin 2023: 24.0%

United Bankshares posted net margin of 23.96% in 2023, contracted 9.2 percentage points from 2022.

United Bankshares Net Profit Margin 2022: 33.1%

In 2022, United Bankshares reported net margin of 33.14%, contracted 1.6 percentage points from 2021.

United Bankshares Net Profit Margin 2021: 34.7%

United Bankshares net margin in 2021 was 34.72%.

See more financial history for United Bankshares (UBSI).

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