Buyback yield (TTM)
0.41%
Shareholder yield (TTM)
2.10%
5Y share count change
58.2%
Buyback spend (TTM)
$35.01M
Cumulative buybacks
$554.07M
Key takeaways
- UMB Financial (UMBF) repurchased about $35.01M of stock over the trailing twelve months.
- Diluted share count is up 58.2% over the last ~5 fiscal years — equity issuance and stock-based compensation are outpacing repurchases.
- TTM buyback ÷ stock-based-comp ratio of 0.91× — repurchases only partially offset SBC dilution.
- Cash buyback spend has compounded at +15.8% per year over the latest 5-year window.
- TTM repurchases used about 4% of free cash flow remaining after dividends.
Dividend & buyback yield over time for UMB Financial (UMBF)
Stacked annual yields — buyback yield (TTM cash repurchases ÷ market cap) plus dividend yield from the same fiscal-year-end key-metrics period — show how total cash return per dollar of equity has evolved.
Diluted vs basic shares (annual) for UMB Financial (UMBF)
Diluted weighted-average shares are the EPS denominator — a falling count means buybacks are outpacing SBC dilution.
Year-over-year change in diluted shares for UMB Financial (UMBF)
Green is fewer shares vs the prior fiscal year (net repurchase); red is growth (dilution). The earliest year shown has no prior year to compare.
Cash buyback spend over time for UMB Financial (UMBF)
Latest: $132.63M
Overview
The 2025 reading of UMB Financial (UMBF) buyback spend is $132.63M – surged 1614.0% year-over-year.
Through 2020–2025 (5 years), UMB Financial buyback spend delivered a +15.8% annualised rate; with mixed annual results across the window.
$132.63M stands as the all-time-high annual buyback spend, posted in 2025, against a low of $0.00 during 1989.
UMB Financial Buyback Spend 2025: $132.63M
UMB Financial buyback spend in 2025 was $132.63M, surged 1614.0% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Buyback Spend 2024: $7.74M
2024's buyback spend for UMB Financial came in at $7.74M, declined 7.5% below 2023.
UMB Financial Buyback Spend 2023: $8.37M
UMB Financial posted buyback spend of $8.37M in 2023, plunged 73.9% below 2022.
UMB Financial Buyback Spend 2022: $32.00M
In 2022, UMB Financial reported buyback spend of $32.00M, surged 481.1% from 2021.
UMB Financial Buyback Spend 2021: $5.51M
UMB Financial buyback spend in 2021 was $5.51M.
See more financial history for UMB Financial (UMBF).
Buyback, SBC & dilution history
Buyback spend, SBC, net dilution effect, and share count.
| 2025 | $132.63M | $37.74M | $94.88M | 1.52% | 0.08B | +55.9% | |
| 2024 | $7.74M | $22.58M | −$14.84M | 0.14% | 0.05B | +0.6% | |
| 2023 | $8.37M | $18.69M | −$10.33M | 0.21% | 0.05B | +0.0% | |
| 2022 | $32.00M | $21.49M | $10.51M | 0.79% | 0.05B | +0.0% | |
| 2021 | $5.51M | $21.21M | −$15.70M | 0.11% | 0.05B | +0.8% | |
| 2020 | $63.77M | $15.12M | $48.65M | 1.93% | 0.05B | -1.5% | |
| 2019 | $4.50M | $14.85M | −$10.35M | 0.13% | 0.05B | -1.4% | |
| 2018 | $76.51M | $11.07M | $65.43M | 2.57% | 0.05B | -0.1% | |
| 2017 | $15.28M | $13.32M | $1.96M | 0.43% | 0.05B | +1.1% | |
| 2016 | $16.37M | $11.73M | $4.63M | 0.43% | 0.05B | +3.6% | |
| 2015 | $8.46M | $10.75M | −$2.29M | 0.37% | 0.05B | +4.7% | |
| 2014 | $5.74M | $9.66M | −$3.92M | 0.22% | 0.05B | +10.1% | |
| 2013 | $3.50M | $8.39M | −$4.88M | 0.12% | 0.04B | +3.1% | |
| 2012 | $20.42M | $7.16M | $13.26M | 1.17% | 0.04B | -0.7% | |
| 2011 | $9.14M | $6.51M | $2.63M | 0.61% | 0.04B | +0.2% | |
| 2010 | $8.88M | $5.95M | $2.93M | 0.53% | 0.04B | -1.0% | |
| 2009 | $26.89M | $5.31M | $21.58M | 1.70% | 0.04B | -1.3% | |
| 2008 | $23.41M | $4.21M | $19.19M | 1.17% | 0.04B | -1.7% | |
| 2007 | $43.31M | $3.41M | $39.90M | 2.76% | 0.04B | -1.6% | |
| 2006 | $29.60M | $0.00 | $29.60M | 1.93% | 0.04B | -1.5% | |
| 2005 | $0.00 | $0.00 | $0.00 | — | 0.04B | -0.5% | |
| 2004 | $0.00 | $0.00 | $0.00 | — | 0.04B | -0.3% | |
| 2003 | $12.07M | $0.00 | $12.07M | 1.17% | 0.04B | -1.6% | |
| 2002 | $0.00 | $0.00 | $0.00 | — | 0.04B | +0.1% | |
| 2001 | $0.00 | $0.00 | $0.00 | — | 0.04B | -5.6% | |
| 2000 | $0.00 | $0.00 | $0.00 | — | 0.05B | +2.6% | |
| 1999 | $0.00 | $0.00 | $0.00 | — | 0.05B | -3.6% | |
| 1998 | $0.00 | $0.00 | $0.00 | — | 0.05B | -1.1% | |
| 1997 | $0.00 | $0.00 | $0.00 | — | 0.05B | -1.6% | |
| 1996 | $0.00 | $0.00 | $0.00 | — | 0.05B | — | |
| 1995 | $0.00 | $0.00 | $0.00 | — | — | — | |
| 1994 | $0.00 | $0.00 | $0.00 | — | — | — | |
| 1993 | $0.00 | $0.00 | $0.00 | — | — | — | |
| 1992 | $0.00 | $0.00 | $0.00 | — | — | — | |
| 1991 | $0.00 | $0.00 | $0.00 | — | — | — | |
| 1990 | $0.00 | $0.00 | $0.00 | — | — | — | |
| 1989 | $0.00 | $0.00 | $0.00 | — | — | — |
- 2025$132.63M
- 2024$7.74M
- 2023$8.37M
- 2022$32.00M
- 2021$5.51M
- 2020$63.77M
- 2019$4.50M
- 2018$76.51M
- 2017$15.28M
- 2016$16.37M
- 2015$8.46M
- 2014$5.74M
- 2013$3.50M
- 2012$20.42M
- 2011$9.14M
- 2010$8.88M
- 2009$26.89M
- 2008$23.41M
- 2007$43.31M
- 2006$29.60M
- 2005$0.00
- 2004$0.00
- 2003$12.07M
- 2002$0.00
- 2001$0.00
- 2000$0.00
- 1999$0.00
- 1998$0.00
- 1997$0.00
- 1996$0.00
- 1995$0.00
- 1994$0.00
- 1993$0.00
- 1992$0.00
- 1991$0.00
- 1990$0.00
- 1989$0.00
Buybacks vs stock-based compensation for UMB Financial (UMBF)
Annual cash repurchases set against stock-based compensation. Coverage above 1× means buybacks fully offset the equity dilution from SBC. TTM coverage: 0.91×.
Buybacks vs dividends (share of cash returned) for UMB Financial (UMBF)
How UMB Financial splits cash returned to shareholders between dividends and buybacks.
Sector peers by buyback spend
Companies in the same sector as UMB Financial, ranked by their latest buyback spend.
| $34.59B | |
| $24.10B | |
| $19.52B | |
| $13.39B | |
| $12.36B | |
| $11.73B | |
| $5.83B | |
| $0.00 |
- $34.59B
- $24.10B
- $19.52B
- $13.39B
- $12.36B
- $11.73B
- $5.83B
Buyback capacity (TTM)
Free cash flow minus dividends paid versus actual TTM repurchases — the headroom bar shows how much of post-dividend FCF is still being deployed elsewhere.
Headroom $835.55M (TTM FCF − TTM dividends, clamped at zero).
Frequently asked questions
Data & methodology
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