Operating CF
$1.02B
Capex
−$44.28M
Free Cash Flow
$980.67M
FCF Margin
+95.7%
Cash flow waterfall for UMB Financial (UMBF) — TTM through Q1 2026
Free cash flow: $980.67M
Note: Other Investing is large — driven mainly by acquisitions and investment activity.
Cash flow breakdown for UMB Financial (UMBF) — TTM through Q1 2026
| Line item | Amount | Running total |
|---|---|---|
| Operating Cash Flow | $1.02B | $1.02B |
| Capital Expenditure | −$44.28M | $980.67M |
| Free Cash Flow | $980.67M | $980.67M |
| Other Investing | −$7.59B | −$6.61B |
| Share Buybacks | −$35.01M | −$6.64B |
| Dividends Paid | −$145.11M | −$6.79B |
| Net Debt Change | −$188.94M | −$6.98B |
| Other Financing & FX | $2.63B | −$4.35B |
| Net Cash Decrease | −$4.35B | −$4.35B |
- Operating Cash Flow$1.02B
- Capital Expenditure−$44.28M
- Free Cash Flow$980.67M
- Other Investing−$7.59B
- Share Buybacks−$35.01M
- Dividends Paid−$145.11M
- Net Debt Change−$188.94M
- Other Financing & FX$2.63B
- Net Cash Decrease−$4.35B
Want to see what drove the FCF change?Free Cash Flow Bridge
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