How does Arthur J. Gallagher & (AJG) make money?

Arthur J. Gallagher & (AJG) primarily makes money through Commissions, which accounts for 58.2% of total revenue. For TTM through Q4 2025, Arthur J. Gallagher & generated $13.94B in total revenue with a net profit margin of 10.7%.

What is Arthur J. Gallagher & (AJG) gross profit margin?

Arthur J. Gallagher & (AJG) reported a gross profit margin of 54.8% for TTM through Q4 2025, equivalent to $7.63B in gross profit. This means Arthur J. Gallagher & retains 54.8% of each revenue unit after direct costs of production.

What is Arthur J. Gallagher & (AJG) operating profit margin?

Arthur J. Gallagher & (AJG) reported an operating profit margin of 18.3% for TTM through Q4 2025, equivalent to $2.55B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.

What is Arthur J. Gallagher & (AJG) net profit margin?

Arthur J. Gallagher & (AJG) reported a net profit margin of 10.7% for TTM through Q4 2025, equivalent to $1.49B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.

How much does Arthur J. Gallagher & (AJG) spend on capital expenditures?

Arthur J. Gallagher & (AJG) spent $145.00M on capital expenditures in TTM through Q4 2025 (1.0% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.

What is Arthur J. Gallagher & (AJG) free cash flow?

Arthur J. Gallagher & (AJG) generated $1.78B in free cash flow for TTM through Q4 2025 (12.8% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.

What is Arthur J. Gallagher & (AJG) effective tax rate?

Arthur J. Gallagher & (AJG) had an effective tax rate of 19.7% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

How Arthur J. Gallagher & (AJG) Makes Money: A Visual Guide

Arthur J. Gallagher & (AJG) generated $13.94B in revenue, earning $1.49B in net profit (10.7% margin). Its largest revenue source is Commissions (58.2% of revenue). Below is an interactive breakdown of how revenue flows through the income statement.

Arthur J. Gallagher & (AJG) Income Statement Flow — TTM through Q4 2025

Calculated from the four most recent reported quarters, ending December 31, 2025 (reported February 17, 2026).

Frequently asked questions

How does Arthur J. Gallagher & (AJG) make money?: Arthur J. Gallagher & (AJG) primarily makes money through Commissions, which accounts for 58.2% of total revenue. For TTM through Q4 2025, Arthur J. Gallagher & generated $13.94B in total revenue with a net profit margin of 10.7%.
What is Arthur J. Gallagher & (AJG) gross profit margin?: Arthur J. Gallagher & (AJG) reported a gross profit margin of 54.8% for TTM through Q4 2025, equivalent to $7.63B in gross profit. This means Arthur J. Gallagher & retains 54.8% of each revenue unit after direct costs of production.
What is Arthur J. Gallagher & (AJG) operating profit margin?: Arthur J. Gallagher & (AJG) reported an operating profit margin of 18.3% for TTM through Q4 2025, equivalent to $2.55B in operating profit. This reflects profitability after operating expenses such as R&D, sales, and administration, but before taxes and non-operating items.
What is Arthur J. Gallagher & (AJG) net profit margin?: Arthur J. Gallagher & (AJG) reported a net profit margin of 10.7% for TTM through Q4 2025, equivalent to $1.49B in net profit. This is the share of revenue that remains as profit after all expenses, taxes, and non-operating items.
How much does Arthur J. Gallagher & (AJG) spend on capital expenditures?: Arthur J. Gallagher & (AJG) spent $145.00M on capital expenditures in TTM through Q4 2025 (1.0% of total revenue). Capital expenditures represent investments in physical assets such as property, equipment, and infrastructure.
What is Arthur J. Gallagher & (AJG) free cash flow?: Arthur J. Gallagher & (AJG) generated $1.78B in free cash flow for TTM through Q4 2025 (12.8% of total revenue). Free cash flow is the cash remaining after capital expenditures and represents the company's ability to fund growth, pay dividends, or reduce debt.
What is Arthur J. Gallagher & (AJG) effective tax rate?: Arthur J. Gallagher & (AJG) had an effective tax rate of 19.7% for TTM through Q4 2025. This is the actual percentage of pre-tax income paid as income taxes.

Data & methodology

What is a Sankey diagram?: A Sankey diagram shows how money flows through a company from revenue to net profit. The width of each flow represents its proportion.
How is the data calculated?: We use the income statement from company filings. For TTM (Trailing Twelve Months), we use a pre-aggregated twelve-month view aligned with our latest four quarterly periods. Revenue flows to cost of revenue and gross profit, then to operating expenses (R&D, S&M, G&A) and operating profit.
When was this data last updated?: Based on company filings through TTM through Q4 2025.