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Ally Financial (ALLY) Cash Flow Waterfall

Trace Ally Financial's cash from operations down to free cash flow, then see where FCF goes — capex, buybacks, dividends, and debt repayment.

Operating CF

$4.17B

Capex

−$4.16B

Free Cash Flow

$11.00M

FCF Margin

+0.3%

Cash flow waterfall for Ally Financial (ALLY) — TTM through Q1 2026

Free cash flow: $11.00M

Note: Other Investing is large — driven mainly by purchases or sales of investments.

Cash flow breakdown for Ally Financial (ALLY) — TTM through Q1 2026

  • Operating Cash Flow$4.17B
  • Capital Expenditure−$4.16B
  • Free Cash Flow$11.00M
  • Acquisitions$3.36B
  • Other Investing−$6.18B
  • Share Buybacks−$172.00M
  • Dividends Paid−$491.00M
  • Net Debt Change$1.59B
  • Other Financing$1.69B
  • Forex Effect−$11.22B
  • Net Cash Decrease−$12.00B
Want to see what drove the FCF change?Free Cash Flow Bridge

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Data & methodology