Total Debt for Ally Financial (ALLY)
According to Ally Financial's latest reported financial statements, the company's latest reported total debt is $21.48B USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
ALLY
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Latest period
$21.48B
YoY change
+13.2%
5Y CAGR
-2.2%
Peak year (2004)
$268.96B
Latest annual
$21.77B
Total Debt history chart for Ally Financial (ALLY) from 1999 to 2025
Total Debt history table for Ally Financial (ALLY) from 1999 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $21.77B | +13.2% | ||
| 2024 | $19.23B | -8.3% | ||
| 2023 | $20.98B | +3.4% | ||
| 2022 | $20.30B | +18.0% | ||
| 2021 | $17.20B | -29.3% | ||
| 2020 | $24.33B | -38.8% | ||
| 2019 | $39.75B | -26.9% | ||
| 2018 | $54.37B | -2.3% | ||
| 2017 | $55.64B | -16.7% | ||
| 2016 | $66.80B | -10.1% | ||
| 2015 | $74.33B | +1.2% | ||
| 2014 | $73.44B | -5.9% | ||
| 2013 | $78.01B | -4.9% | ||
| 2012 | $82.02B | -18.2% | ||
| 2011 | $100.33B | +6.7% | ||
| 2010 | $94.00B | -10.5% | ||
| 2009 | $105.02B | -17.4% | ||
| 2008 | $127.11B | -34.2% | ||
| 2007 | $193.15B | -18.5% | ||
| 2006 | $236.99B | -7.0% | ||
| 2005 | $254.70B | -5.3% | ||
| 2004 | $268.96B | +12.6% | ||
| 2003 | $238.86B | +30.4% | ||
| 2002 | $183.23B | +20.5% | ||
| 2001 | $152.03B | +13.8% | ||
| 2000 | $133.59B | +10.1% | ||
| 1999 | $121.36B | — |
Total Debt values are taken from Ally Financial's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of Ally Financial (ALLY) total debt is $21.77B – grew 13.2% year-over-year.
Over 2020–2025 (5 years), Ally Financial total debt expanded at a -2.2% compound annual rate, with a net decline across the window.
Across the available history, total debt reached its high of $268.96B in 2004 and its low of $17.20B in 2021.
Among 8 Financial Services peers, Ally Financial (ALLY) ranks 8th; the peer median for total debt is $395.81B.
Ally Financial Total Debt by Year
Ally Financial Total Debt 2025: $21.77B
Ally Financial total debt in 2025 was $21.77B, grew 13.2% from 2024.
Ally Financial Total Debt 2024: $19.23B
Ally Financial total debt in 2024 was $19.23B, declined 8.3% below 2023.
Ally Financial Total Debt 2023: $20.98B
Ally Financial total debt in 2023 was $20.98B, edged up 3.4% from 2022.
Ally Financial Total Debt 2022: $20.30B
Ally Financial total debt in 2022 was $20.30B, grew 18.0% from 2021.
Ally Financial Total Debt 2021: $17.20B
Ally Financial total debt in 2021 was $17.20B.
See more financial history for Ally Financial (ALLY).
Sector peers — Total Debt
Companies in the same sector as Ally Financial, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Ally Financial's total debt?
- Latest reported total debt for Ally Financial (ALLY) is $21.48B (period ending March 31, 2026).
How has Ally Financial total debt changed year-over-year?
- Ally Financial (ALLY) total debt changed +13.2% year-over-year on the latest annual filing.
What is the long-term growth rate of Ally Financial total debt?
- Ally Financial (ALLY) total debt compound annual growth rate is -2.2% over the most recent 5 years available.
When did Ally Financial total debt hit its highest annual value?
- Ally Financial total debt reached its highest annual value of $268.96B in 2004.
What was Ally Financial total debt in 2024?
- Ally Financial (ALLY) total debt in 2024 was $19.23B.
What was Ally Financial total debt in 2025?
- Ally Financial (ALLY) total debt in 2025 was $21.77B.
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