Ally Financial (ALLY) seasonality heatmap
Returns across monthly, quarterly, and yearly periods. Cell color encodes signed magnitude; the scale auto-fits each table.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.6% | -6.1% | -0.5% | +13.2% | -2.9% | +7.3% | -1.8% | — | — | — | — | — |
| 2025 | +9.0% | -4.8% | -1.7% | -10.5% | +8.1% | +11.3% | -2.8% | +9.3% | -4.5% | +0.2% | +6.0% | +9.7% |
| 2024 | +5.9% | +0.8% | +9.7% | -4.8% | +1.6% | +1.8% | +13.5% | -3.4% | -17.6% | -1.5% | +15.0% | -9.9% |
| 2023 | +34.2% | -7.5% | -15.2% | +4.7% | +1.1% | +1.3% | +14.2% | -9.3% | -3.6% | -8.2% | +20.8% | +19.5% |
| 2022 | +0.9% | +4.6% | -12.9% | -7.4% | +10.2% | -23.9% | -0.4% | +0.4% | -16.2% | +0.1% | -2.0% | -9.5% |
| 2021 | +6.7% | +9.7% | +8.9% | +14.2% | +6.3% | -8.9% | +3.5% | +3.0% | -3.5% | -6.0% | -4.0% | +3.9% |
| 2020 | +5.5% | -21.7% | -42.4% | +14.8% | +6.4% | +13.7% | +2.3% | +13.8% | +9.6% | +7.2% | +11.1% | +20.3% |
| 2019 | +15.7% | +4.0% | +1.5% | +8.7% | -2.8% | +7.4% | +6.8% | -4.8% | +5.8% | -7.2% | +4.0% | -4.1% |
| 2018 | +2.5% | -6.3% | -2.7% | -3.4% | -1.7% | +2.4% | +2.4% | +0.5% | -1.6% | -3.3% | +5.0% | -15.1% |
| 2017 | +11.5% | +6.5% | -9.7% | -2.2% | -6.3% | +12.7% | +8.9% | -0.2% | +7.4% | +8.2% | +2.7% | +8.6% |
| 2016 | -14.9% | +10.9% | +6.4% | -4.9% | +0.7% | -4.8% | +6.2% | +11.1% | -2.9% | -6.8% | +7.5% | -2.1% |
| 2015 | -20.8% | +11.0% | +1.0% | +4.3% | +3.5% | -1.0% | +1.5% | -4.0% | -6.7% | -2.3% | +0.2% | -6.7% |
| 2014 | — | +1.8% | +6.8% | -13.4% | -2.5% | +1.5% | -4.0% | +7.2% | -5.9% | -1.9% | +4.8% | -0.7% |
| Avg | +4.1% | +0.2% | -3.9% | +1.0% | +1.7% | +1.6% | +4.3% | +2.0% | -3.3% | -1.8% | +5.9% | +1.2% |
| Median | +5.7% | +1.8% | -0.5% | -2.2% | +1.1% | +1.8% | +3.0% | +0.4% | -3.6% | -2.1% | +4.9% | -1.4% |
| Last 5Y Avg | +8.7% | -2.6% | -4.1% | -0.9% | +3.6% | -0.4% | +5.6% | -0.0% | -9.1% | -3.1% | +7.2% | +2.7% |
| Std Dev (σ) | 14.3% | 9.3% | 14.0% | 9.6% | 5.0% | 10.2% | 5.8% | 7.1% | 8.3% | 5.2% | 7.0% | 11.4% |
| Consistency (μ/σ) | 0.29 | 0.02 | -0.28 | 0.11 | 0.34 | 0.16 | 0.75 | 0.28 | -0.40 | -0.34 | 0.84 | 0.10 |
| Win Rate (%) | 75% | 62% | 46% | 46% | 62% | 69% | 75% | 58% | 25% | 33% | 83% | 42% |
| Winning / Losing Months | ▲9▼3 | ▲8▼5 | ▲6▼7 | ▲6▼7 | ▲8▼5 | ▲9▼4 | ▲9▼3 | ▲7▼5 | ▲3▼9 | ▲4▼8 | ▲10▼2 | ▲5▼7 |
| Longest Win / Loss Streak | ▲9▼2 | ▲4▼2 | ▲3▼2 | ▲3▼3 | ▲6▼3 | ▲4▼2 | ▲7▼1 | ▲3▼2 | ▲2▼5 | ▲1▼3 | ▲7▼2 | ▲2▼3 |
| Best | +34.2%in January 2023 | +11.0%in February 2015 | +9.7%in March 2024 | +14.8%in April 2020 | +10.2%in May 2022 | +13.7%in June 2020 | +14.2%in July 2023 | +13.8%in August 2020 | +9.6%in September 2020 | +8.2%in October 2017 | +20.8%in November 2023 | +20.3%in December 2020 |
| Worst | -20.8%in January 2015 | -21.7%in February 2020 | -42.4%in March 2020 | -13.4%in April 2014 | -6.3%in May 2017 | -23.9%in June 2022 | -4.0%in July 2014 | -9.3%in August 2023 | -17.6%in September 2024 | -8.2%in October 2023 | -4.0%in November 2021 | -15.1%in December 2018 |
−42.4%+34.2%
2026
Jan-6.6%
Feb-6.1%
Mar-0.5%
Apr+13.2%
May-2.9%
Jun+7.3%
Jul-1.8%
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan+9.0%
Feb-4.8%
Mar-1.7%
Apr-10.5%
May+8.1%
Jun+11.3%
Jul-2.8%
Aug+9.3%
Sep-4.5%
Oct+0.2%
Nov+6.0%
Dec+9.7%
2024
Jan+5.9%
Feb+0.8%
Mar+9.7%
Apr-4.8%
May+1.6%
Jun+1.8%
Jul+13.5%
Aug-3.4%
Sep-17.6%
Oct-1.5%
Nov+15.0%
Dec-9.9%
2023
Jan+34.2%
Feb-7.5%
Mar-15.2%
Apr+4.7%
May+1.1%
Jun+1.3%
Jul+14.2%
Aug-9.3%
Sep-3.6%
Oct-8.2%
Nov+20.8%
Dec+19.5%
2022
Jan+0.9%
Feb+4.6%
Mar-12.9%
Apr-7.4%
May+10.2%
Jun-23.9%
Jul-0.4%
Aug+0.4%
Sep-16.2%
Oct+0.1%
Nov-2.0%
Dec-9.5%
2021
Jan+6.7%
Feb+9.7%
Mar+8.9%
Apr+14.2%
May+6.3%
Jun-8.9%
Jul+3.5%
Aug+3.0%
Sep-3.5%
Oct-6.0%
Nov-4.0%
Dec+3.9%
2020
Jan+5.5%
Feb-21.7%
Mar-42.4%
Apr+14.8%
May+6.4%
Jun+13.7%
Jul+2.3%
Aug+13.8%
Sep+9.6%
Oct+7.2%
Nov+11.1%
Dec+20.3%
2019
Jan+15.7%
Feb+4.0%
Mar+1.5%
Apr+8.7%
May-2.8%
Jun+7.4%
Jul+6.8%
Aug-4.8%
Sep+5.8%
Oct-7.2%
Nov+4.0%
Dec-4.1%
2018
Jan+2.5%
Feb-6.3%
Mar-2.7%
Apr-3.4%
May-1.7%
Jun+2.4%
Jul+2.4%
Aug+0.5%
Sep-1.6%
Oct-3.3%
Nov+5.0%
Dec-15.1%
2017
Jan+11.5%
Feb+6.5%
Mar-9.7%
Apr-2.2%
May-6.3%
Jun+12.7%
Jul+8.9%
Aug-0.2%
Sep+7.4%
Oct+8.2%
Nov+2.7%
Dec+8.6%
2016
Jan-14.9%
Feb+10.9%
Mar+6.4%
Apr-4.9%
May+0.7%
Jun-4.8%
Jul+6.2%
Aug+11.1%
Sep-2.9%
Oct-6.8%
Nov+7.5%
Dec-2.1%
2015
Jan-20.8%
Feb+11.0%
Mar+1.0%
Apr+4.3%
May+3.5%
Jun-1.0%
Jul+1.5%
Aug-4.0%
Sep-6.7%
Oct-2.3%
Nov+0.2%
Dec-6.7%
2014
Jan—
Feb+1.8%
Mar+6.8%
Apr-13.4%
May-2.5%
Jun+1.5%
Jul-4.0%
Aug+7.2%
Sep-5.9%
Oct-1.9%
Nov+4.8%
Dec-0.7%
Avg
Jan+4.1%
Feb+0.2%
Mar-3.9%
Apr+1.0%
May+1.7%
Jun+1.6%
Jul+4.3%
Aug+2.0%
Sep-3.3%
Oct-1.8%
Nov+5.9%
Dec+1.2%
Median
Jan+5.7%
Feb+1.8%
Mar-0.5%
Apr-2.2%
May+1.1%
Jun+1.8%
Jul+3.0%
Aug+0.4%
Sep-3.6%
Oct-2.1%
Nov+4.9%
Dec-1.4%
Last 5Y Avg
Jan+8.7%
Feb-2.6%
Mar-4.1%
Apr-0.9%
May+3.6%
Jun-0.4%
Jul+5.6%
Aug-0.0%
Sep-9.1%
Oct-3.1%
Nov+7.2%
Dec+2.7%
Std Dev (σ)
Jan14.3%
Feb9.3%
Mar14.0%
Apr9.6%
May5.0%
Jun10.2%
Jul5.8%
Aug7.1%
Sep8.3%
Oct5.2%
Nov7.0%
Dec11.4%
Consistency (μ/σ)
Jan0.29
Feb0.02
Mar-0.28
Apr0.11
May0.34
Jun0.16
Jul0.75
Aug0.28
Sep-0.40
Oct-0.34
Nov0.84
Dec0.10
Win Rate (%)
Jan75%
Feb62%
Mar46%
Apr46%
May62%
Jun69%
Jul75%
Aug58%
Sep25%
Oct33%
Nov83%
Dec42%
Winning / Losing Months
Jan▲9▼3
Feb▲8▼5
Mar▲6▼7
Apr▲6▼7
May▲8▼5
Jun▲9▼4
Jul▲9▼3
Aug▲7▼5
Sep▲3▼9
Oct▲4▼8
Nov▲10▼2
Dec▲5▼7
Longest Win / Loss Streak
Jan▲9▼2
Feb▲4▼2
Mar▲3▼2
Apr▲3▼3
May▲6▼3
Jun▲4▼2
Jul▲7▼1
Aug▲3▼2
Sep▲2▼5
Oct▲1▼3
Nov▲7▼2
Dec▲2▼3
Best
Jan+34.2%2023
Feb+11.0%2015
Mar+9.7%2024
Apr+14.8%2020
May+10.2%2022
Jun+13.7%2020
Jul+14.2%2023
Aug+13.8%2020
Sep+9.6%2020
Oct+8.2%2017
Nov+20.8%2023
Dec+20.3%2020
Worst
Jan-20.8%2015
Feb-21.7%2020
Mar-42.4%2020
Apr-13.4%2014
May-6.3%2017
Jun-23.9%2022
Jul-4.0%2014
Aug-9.3%2023
Sep-17.6%2024
Oct-8.2%2023
Nov-4.0%2021
Dec-15.1%2018
−42.4%+34.2%
Frequently asked questions
Data & methodology
Ally Financial (ALLY) Key Financials
Charts, filings, and peer comparison for every metric
Income Statement
Balance Sheet
Profitability
Cash Flow
Forecast & Valuation
Operations
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
Overview
Income Statement