Question 1

What is Ally Financial's P/E ratio?

Accepted Answer

Ally Financial (ALLY) P/E ratio is 9.6× as of June 5, 2026. The ratio is calculated by dividing market capitalisation by trailing twelve-month earnings (net income), using USD-normalised financials (IAS 21 exchange-rate translation for non-USD reporters).

Question 2

How is the P/E ratio calculated?

Accepted Answer

P/E = Share Price ÷ Trailing Twelve-Month (TTM) Diluted EPS, or equivalently Market Capitalisation ÷ TTM Net Income. All inputs are sourced from audited GAAP/IFRS filings and translated to USD using period-end exchange rates so the multiple is comparable across companies and currencies.

Question 3

What is the P/E ratio?

Accepted Answer

The price-to-earnings (P/E) ratio, also called the earnings multiple, measures how much investors pay per dollar of a company's trailing twelve-month (TTM) earnings. It is calculated as share price ÷ TTM diluted EPS (equivalent to market capitalisation ÷ TTM net income). A higher P/E implies the market is pricing in stronger future earnings growth or lower risk; a lower P/E can signal slower expected growth, higher risk, or potential undervaluation.

Question 4

What is a good P/E ratio for Ally Financial?

Accepted Answer

There is no universal "good" P/E. As a rule of thumb, the S&P 500 has historically averaged a P/E in the mid-to-high teens; mature, slow-growth businesses commonly trade in the 10–18× range, while high-growth or asset-light companies often trade at 25–50×+. What matters is the comparison to sector peers and to the company's own historical range. For Ally Financial specifically, the relevant sector benchmark is the current sector median of 12.8×.

Question 5

Is Ally Financial's P/E ratio high or low?

Accepted Answer

Ally Financial's P/E ratio of 9.6× is below its own 5-year average of 10.2× and below the sector median of 12.8×. That places the current reading at the 55th percentile of its 10-year history. A higher multiple usually reflects stronger expected growth, lower perceived risk, or higher returns on capital; a lower multiple reflects the opposite.

Question 6

What is Ally Financial's historical P/E ratio range?

Accepted Answer

In the available daily series, Ally Financial (ALLY) P/E ratio has ranged from a low of 1.3× in 2015 to a high of 1530.7× in 2012. The 5-year average is 10.2× and the 5-year median is 7.7×.

Question 7

What was Ally Financial's P/E ratio in 2025?

Accepted Answer

Ally Financial (ALLY) P/E ratio at the end of 2025 was 16.5×. Annual values reflect the multiple on the last trading day of each calendar year, using the trailing twelve-month earnings figure available at that date.

Question 8

Why does Ally Financial's P/E ratio change over time?

Accepted Answer

Valuation multiples move with two inputs: the numerator (market capitalisation, which tracks the share price) and the denominator (earnings). Share-price changes — driven by interest rates, earnings expectations, risk appetite, and broader market sentiment — typically dominate short-term moves, while changes in the underlying fundamental drive the longer-term trend. As a result, the ratio can rise during stock-price rallies even if the business itself has not become more valuable, and fall during sell-offs even when fundamentals are improving.


2025	$14.08B	$852.00M	16.5×	+4.2×	Dec 31, 2025
2024	$11.07B	$902.00M	12.3×	+1.9×	Dec 31, 2024
2023	$10.63B	$1.02B	10.4×	+6.1×	Dec 31, 2023
2022	$7.37B	$1.71B	4.3×	-1.1×	Dec 31, 2022
2021	$16.47B	$3.06B	5.4×	-7.0×	Dec 31, 2021
2020	$13.41B	$1.08B	12.4×	+5.6×	Dec 31, 2020
2019	$11.60B	$1.72B	6.8×	-0.7×	Dec 31, 2019
2018	$9.38B	$1.26B	7.4×	-6.5×	Dec 31, 2018
2017	$12.98B	$929.00M	14.0×	+5.5×	Dec 31, 2017
2016	$8.99B	$1.07B	8.4×	+1.4×	Dec 31, 2016
2015	$9.01B	$1.29B	7.0×	-2.9×	Dec 31, 2015
2014	$11.41B	$1.15B	9.9×	-24.6×	Dec 31, 2014
2013	$12.46B	$361.00M	34.5×	+25.6×	Dec 31, 2013
2012	$10.72B	$1.20B	9.0×	—	Dec 31, 2012
2011	$10.72B	−$157.00M	—	—	Dec 31, 2011
2010	$10.72B	$1.07B	10.0×	—	Dec 31, 2010
2009	$6.43B	−$10.30B	—	—	Dec 31, 2009
2008	$6.43B	$1.87B	3.4×	—	Dec 31, 2008
2007	$6.43B	−$2.33B	—	—	Dec 31, 2007
2006	$6.43B	$2.13B	3.0×	+0.2×	Dec 31, 2006
2005	$6.43B	$2.28B	2.8×	+0.6×	Dec 31, 2005
2004	$6.43B	$2.84B	2.3×	-0.0×	Dec 31, 2004
2003	$6.43B	$2.79B	2.3×	—	Dec 31, 2003


Prudential Financial (PRU)	9.8×
Globe Life (GL-PD)	9.7×
UMB Financial (UMBF)	9.7×
T. Rowe Price (TROW)	9.6×
Everest Re Group (RE)	9.6×
Old Republic International (ORI)	9.5×
First Financial (THFF)	9.3×
Globe Life (GL)	9.3×
The Hartford (HIG)	9.3×
Assured Guaranty (AGO)	8.9×
Cincinnati Financial (CINF)	8.8×
Federal Agricultural Mortgage (AGM)	8.8×
Travelers Companies (TRV)	8.3×
PayPal (PYPL)	8.2×
Farmers & Merchants Bancorp (FMCB)	8.0×
Chesapeake Financial Shares (CPKF)	7.6×
PSB Holdings (PSBQ)	7.5×
Arch Capital Group (ACGL)	7.1×
AXIS Capital Holdings (AXS)	7.0×
Tompkins Financial (TMP)	6.7×
Everest Re Group (EG)	6.5×
Synchrony Financial (SYF)	6.5×
Mercury General (MCY)	5.8×
RenaissanceRe Holdings (RNR)	4.5×
Allstate (ALL)	4.4×

P/E Ratio for Ally Financial (ALLY)

P/E Ratio daily chart for Ally Financial (ALLY)

Historical P/E Ratio for Ally Financial (ALLY) from 2003 to 2025

About P/E Ratio at Ally Financial (ALLY)

Ally Financial P/E Ratio by Year

Ally Financial P/E Ratio 2025: 16.5×

Ally Financial P/E Ratio 2024: 12.3×

Ally Financial P/E Ratio 2023: 10.4×

Ally Financial P/E Ratio 2022: 4.3×

Ally Financial P/E Ratio 2021: 5.4×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

Ally Financial (ALLY) Key Financials

P/E Ratio daily chart for Ally Financial (ALLY)

Historical P/E Ratio for Ally Financial (ALLY) from 2003 to 2025

About P/E Ratio at Ally Financial (ALLY)

Ally Financial P/E Ratio by Year

Ally Financial P/E Ratio 2025: 16.5×

Ally Financial P/E Ratio 2024: 12.3×

Ally Financial P/E Ratio 2023: 10.4×

Ally Financial P/E Ratio 2022: 4.3×

Ally Financial P/E Ratio 2021: 5.4×

Sector peers by P/E Ratio — chart

Sector peers by P/E Ratio — table

Frequently asked questions

+What is Ally Financial's P/E ratio?

+How is the P/E ratio calculated?

+What is the P/E ratio?

+What is a good P/E ratio for Ally Financial?

+Is Ally Financial's P/E ratio high or low?

+What is Ally Financial's historical P/E ratio range?

+What was Ally Financial's P/E ratio in 2025?

+Why does Ally Financial's P/E ratio change over time?

Ally Financial (ALLY) Key Financials