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Operating Margin for Ally Financial (ALLY)

As of · Reported

Metric

TTM

11.1%

YoY change

+3.54pp

Trough year (2009)

-42.8%

Peak year (2021)

36.0%

Operating Margin history chart for Ally Financial (ALLY) from 1998 to 2025

Latest: 8.6%

Operating Margin change chart for Ally Financial (ALLY) from 1998 to 2025

Latest: +3.54pp

Operating Margin history table for Ally Financial (ALLY) from 1998 to 2025

  • 20258.6%+3.54pp
  • 20245.1%-1.80pp
  • 20236.9%-12.45pp
  • 202219.4%-16.69pp
  • 202136.0%+22.86pp
  • 202013.2%-3.83pp
  • 201917.0%+1.45pp
  • 201815.6%+0.27pp
  • 201715.3%-0.81pp
  • 201616.1%+1.95pp
  • 201514.2%+1.50pp
  • 201412.6%+8.94pp
  • 20133.7%-1.40pp
  • 20125.1%+7.07pp
  • 2011-2.0%-8.96pp
  • 20107.0%+49.83pp
  • 2009-42.8%-65.18pp
  • 200822.4%+28.79pp
  • 2007-6.4%-12.74pp
  • 20066.3%-3.89pp
  • 200510.2%-3.40pp
  • 200413.6%-8.17pp
  • 200321.8%+5.13pp
  • 200216.6%-7.64pp
  • 200124.3%-2.29pp
  • 200026.6%+8.40pp
  • 199918.2%+2.18pp
  • 199816.0%—

Operating Margin values are taken from Ally Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Operating Margin at Ally Financial (ALLY)

According to Ally Financial's latest reported financial statements, the company's latest reported operating margin is 11.1%. Operating margin is operating income divided by revenue — the share of each sales dollar left after cost of goods sold and operating expenses (SG&A, R&D), but before interest and taxes. It isolates how profitable the core business is before financing and tax decisions, so it is comparable across companies with different capital structures.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

As of the 2025 fiscal year, Ally Financial (ALLY) reported operating margin of 8.65% – expanded 3.5 percentage points year-over-year.

The record annual operating margin stands at 36.05%, reached in 2021; the historical low of -42.83% was recorded in 2009.

Ally Financial Operating Margin by Year

Ally Financial Operating Margin 2025: 8.6%

Ally Financial operating margin in 2025 was 8.65%, expanded 3.5 percentage points from 2024.

Ally Financial Operating Margin 2024: 5.1%

2024's operating margin for Ally Financial came in at 5.11%, contracted 1.8 percentage points from 2023.

Ally Financial Operating Margin 2023: 6.9%

Ally Financial posted operating margin of 6.91% in 2023, contracted 12.5 percentage points from 2022.

Ally Financial Operating Margin 2022: 19.4%

In 2022, Ally Financial reported operating margin of 19.36%, contracted 16.7 percentage points from 2021.

Ally Financial Operating Margin 2021: 36.0%

Ally Financial operating margin in 2021 was 36.05%.

See more financial history for Ally Financial (ALLY).

Sector peers by Operating Margin

Financial Services peers of Ally Financial (ALLY), ranked by their latest operating margin

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