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United Bankshares (UBSI) Cash Flow Waterfall

Trace United Bankshares's cash from operations down to free cash flow, then see where FCF goes — capex, buybacks, dividends, and debt repayment.

Operating CF

$539.78M

Capex

−$12.90M

Free Cash Flow

$526.88M

FCF Margin

+97.6%

Cash flow waterfall for United Bankshares (UBSI) — TTM through Q1 2026

Free cash flow: $526.88M

Note: Other Investing is large — driven mainly by acquisitions and investment activity.

Cash flow breakdown for United Bankshares (UBSI) — TTM through Q1 2026

  • Operating Cash Flow$539.78M
  • Capital Expenditure−$12.90M
  • Free Cash Flow$526.88M
  • Other Investing−$1.17B
  • Share Buybacks−$176.90M
  • Dividends Paid−$211.91M
  • Net Debt Change−$18.05M
  • Other Financing & FX$746.68M
  • Net Cash Decrease−$305.15M
Want to see what drove the FCF change?Free Cash Flow Bridge

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