UBSI dividend capture — median 1d pre-ex touch, 80% /30d touch rate over 20 ex-dates. Next ex-date, event history, after-tax calculator & simulator.
How this company returns cash to shareholders — buybacks, dividends, and stock splits.
How this company returns cash to shareholders — buybacks, dividends, and stock splits.
United Bankshares (UBSI) has touched its pre-ex close within 30 trading days in 80% of the last 20 ex-dividend events, with a median time-to-touch of 1 trading day (limit-order recovery basis). The dividend is below the typical daily price swing (signal-to-noise 0.44), meaning ordinary day-to-day noise can easily exceed the dividend itself.
Versus its sector, UBSI sits noticeably below the Financial Services sector benchmark of 95%. The sector median time-to-touch is 1 trading day, matching the peer pace.
Historical base rates are not predictions; transaction costs, slippage, and ordinary-income tax on short holding periods can materially reduce realized profit. The next ex-dividend date is estimated at Sep 11, 2026 (±0 days), based on the historical pattern; the company has not yet declared a dividend.
Touch rate (30d)
80%
Median days-to-touch
1d
Signal-to-noise
0.44
TL;DR over the most recent 20 events.
| Metric | Value | vs sector |
|---|---|---|
| 30-day touch rate | 80% | -15pp vs sector |
| Median days-to-touch | 1d | in line with sector |
| Signal-to-noise (div / ATR) | 0.44 | +0.13 vs sector |
| Avg gap on ex-date | -0.80% | -0.21pp vs sector |
| Win rate at MOC exit | 50% | — |
| Median drawdown during hold | -3.38% | +1.02pp vs sector |
| Best / worst touch (days) | 1 / 13 | — |
Estimated from historical pattern ±0 days.
Dividend
$0.38
Per-event yield
0.84%
Annualized yield
3.31%
Previously paid
Jun 12, 2026 ($0.38)
Last record date
Jun 12, 2026
Last payment date
Jul 1, 2026
Per-event gap on ex-date, the pre-ex close used as the touch target, trading days to first intraday highat or above that level, plus 5/30-day touch flags, drawdown and 5-day P&L for United Bankshares (UBSI). For a stricter close-at-bell exit timeline, use the simulator below (MOC mode). td = trading days from ex-date.
| Recovered 5d | Recovered 30d | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Q2 | $0.38 | 0.18% | $44.98 | 1 | yes | yes | -2.51% | +0.78% | |
| Q1 | $0.38 | -0.28% | $39.27 | 1 | yes | yes | -1.83% | +1.71% | |
| Q4 | $0.38 | -0.56% | $39.53 | 2 | yes | yes | -1.57% | +2.00% | |
| Q3 | $0.37 | -1.23% | $38.09 | >30 | no | no | -4.20% | -0.50% | |
| Q2 | $0.37 | -2.78% | $36.33 | 7 | no | yes | -5.48% | -0.17% | |
| Q1 | $0.37 | 0.18% | $34.03 | 1 | yes | yes | -0.47% | +2.12% | |
| Q4 | $0.37 | -1.19% | $41.13 | 2 | yes | yes | -9.68% | -6.71% | |
| Q3 | $0.37 | 0.55% | $36.33 | 1 | yes | yes | 0.06% | +5.17% | |
| Q2 | $0.37 | -1.62% | $31.51 | 3 | yes | yes | -2.48% | +1.78% | |
| Q1 | $0.37 | 0.20% | $35.10 | 1 | yes | yes | -6.21% | -4.39% | |
| Q4 | $0.37 | -0.35% | $34.73 | 1 | yes | yes | -1.21% | +9.96% | |
| Q3 | $0.36 | -1.24% | $29.04 | >30 | no | no | -7.13% | -1.24% | |
| Q2 | $0.36 | -1.62% | $34.01 | >30 | no | no | -13.44% | -5.29% | |
| Q1 | $0.36 | -1.70% | $38.79 | 3 | yes | yes | -14.02% | -3.22% | |
| Q4 | $0.36 | -0.22% | $41.05 | 1 | yes | yes | -6.80% | -3.85% | |
| Q3 | $0.36 | -1.89% | $35.96 | 1 | yes | yes | -2.56% | +3.25% | |
| Q2 | $0.36 | -1.09% | $36.76 | >30 | no | no | -8.51% | -7.24% | |
| Q1 | $0.36 | -1.62% | $34.64 | 1 | yes | yes | -2.14% | +4.21% | |
| Q4 | $0.36 | 1.20% | $35.73 | 1 | yes | yes | -1.62% | +2.69% | |
| Q3 | $0.35 | -0.89% | $34.76 | 13 | no | yes | -8.69% | -4.60% |
First trading session whose intraday high reached the pre-ex close within the 30-day measurement window. td = trading days from ex-date.
| Touch window | Distribution | Count | Share |
|---|---|---|---|
| ≤ 1 day | 10 | 50% | |
| 2–3 days | 4 | 20% | |
| 4–5 days | 0 | 0% | |
| 6–10 days | 1 | 5% | |
| 11–30 days | 1 | 5% | |
| 30+ | 4 | 20% |
Pre-filled with UBSI's next expected dividend and recent close. Adjust tax rate, holding period and slippage to estimate after-tax capture yield.
U.S. ordinary-income rate (22-37%) applies on holds shorter than 61 days. Hold longer to qualify for the 0/15/20% qualified-dividend rate.
Replay every historical UBSI ex-dividend with two exit strategies: a GTC limit-order at the pre-ex close, or hold for N days and exit at MOC. Pick the window and quarter filter that matches your plan.
Linked to your history table
These backtests use the same ex-dividend rows as Dividend Capture History on this page — 20 events loaded.
Quarter filter is All — every row in the table above is included here. Change quarter below to match the slice you want to stress-test.
Sell back at the pre-ex close on the first intraday touch within the window. If it never touches, exit at MOC after the window expires (stop-loss).
Figures are gross — before tax, commissions, and slippage. Percents are per-event return on capital at entry (pre-ex close).
Avg P&L per trade (20 events)
-0.26%
Win rate (20 trades)
70%
Cumulative P&L
-5.11%
Buy & hold (same sample)
+52.42%
Best event
+1.17%
Worst event
-7.24%
Cumulative P&L (equity curve)
Vertical axis: cumulative sum of per-event % (same units as the headline cumulative). Hover the line for exact values.
Per-event P&L distribution
20 trades in this sample · bar height ∝ count in each bucket (gross % per event).
Scenario P&L by event · UBSI (20)
Scenario P&L — updates with exit mode, window, and quarter. History adds gap, touch, drawdown, and a fixed P&L 5d % (MOC). Same per-row % as that column only for MOC + 5d on the same rows. Oldest → newest, gross pre-ex close basis.
| Ex-date | P&L |
|---|---|
| -4.60% | |
| +1.01% | |
| +1.04% | |
| -7.24% | |
| +1.00% | |
| +0.88% | |
| +0.93% | |
| -5.29% | |
| -1.24% | |
| +1.07% | |
| +1.05% | |
| +1.17% | |
| +1.02% | |
| +0.90% | |
| +1.09% | |
| -0.17% | |
| -0.50% | |
| +0.96% | |
| +0.97% | |
| +0.84% |
Results are illustrative only and are not financial advice. Capture simulations use historical prices and simplified costs and tax assumptions. Actual fills, borrow fees, and market rules vary. Consult a qualified advisor before trading.
Deep-dives across the income statement, cash flow, capital return, and valuation
How this company returns cash to shareholders — buybacks, dividends, and stock splits.
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