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Total Debt for Arrow Financial (AROW)

As of · Reported

Metric

Latest period

$34.11M

YoY change

-13.1%

5Y CAGR

-19.7%

Peak year (2018)

$587.66M

Total Debt history chart for Arrow Financial (AROW) from 1991 to 2025

Latest: $29.19M

Total Debt growth chart for Arrow Financial (AROW) from 1991 to 2025

Latest: -13.1%

Total Debt history table for Arrow Financial (AROW) from 1991 to 2025

  • 2025$29.19M-13.1%
  • 2024$33.60M-53.0%
  • 2023$71.57M-33.1%
  • 2022$106.92M+52.4%
  • 2021$70.17M-20.0%
  • 2020$87.70M-76.1%
  • 2019$366.35M-37.7%
  • 2018$587.66M+67.9%
  • 2017$349.97M-1.9%
  • 2016$356.84M+36.1%
  • 2015$262.17M+189.9%
  • 2014$90.42M-22.4%
  • 2013$116.55M-3.4%
  • 2012$120.68M-29.1%
  • 2011$170.29M-16.2%
  • 2010$203.21M-13.1%
  • 2009$233.91M-2.5%
  • 2008$239.96M+2.7%
  • 2007$233.72M-3.0%
  • 2006$240.89M+9.5%
  • 2005$220.05M+2.8%
  • 2004$213.98M+3.9%
  • 2003$205.94M+3.7%
  • 2002$198.50M+25.9%
  • 2001$157.65M+23.3%
  • 2000$127.90M-37.9%
  • 1999$206.02M+198.1%
  • 1998$69.10M+179.8%
  • 1997$24.70M+8.8%
  • 1996$22.70M+48.4%
  • 1995$15.30M-48.8%
  • 1994$29.90M+68.0%
  • 1993$17.80M-13.6%
  • 1992$20.60M-36.0%
  • 1991$32.20M—

Total Debt values are taken from Arrow Financial's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Debt at Arrow Financial (AROW)

According to Arrow Financial's latest reported financial statements, the company's latest reported total debt is $34.11M. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

The 2025 reading of Arrow Financial (AROW) total debt is $29.19M – declined 13.1% year-over-year.

Across 2020–2025 (5 years), Arrow Financial total debt produced a CAGR of -19.7% – with a net decline across the window.

$587.66M stands as the all-time-high annual total debt, posted in 2018, against a low of $15.30M during 1995.

Arrow Financial Total Debt by Year

Arrow Financial Total Debt 2025: $29.19M

2025's total debt for Arrow Financial came in at $29.19M, declined 13.1% below 2024.

Arrow Financial Total Debt 2024: $33.60M

Arrow Financial posted total debt of $33.60M in 2024, plunged 53.0% below 2023.

Arrow Financial Total Debt 2023: $71.57M

In 2023, Arrow Financial reported total debt of $71.57M, plunged 33.1% below 2022.

Arrow Financial Total Debt 2022: $106.92M

Arrow Financial total debt in 2022 was $106.92M, surged 52.4% from 2021.

Arrow Financial Total Debt 2021: $70.17M

Arrow Financial total debt in 2021 was $70.17M.

See more financial history for Arrow Financial (AROW).

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