Total Debt for Arrow Financial (AROW)
According to Arrow Financial's latest reported financial statements, the company's latest reported total debt is $29.19M USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
AROW
Currently viewingTotal DebtSwitch metric
Latest period
$29.19M
YoY change
-13.1%
5Y CAGR
-19.7%
Peak year (2018)
$587.66M
Latest annual
$29.19M
Total Debt history chart for Arrow Financial (AROW) from 1991 to 2025
Total Debt history table for Arrow Financial (AROW) from 1991 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $29.19M | -13.1% | ||
| 2024 | $33.60M | -53.0% | ||
| 2023 | $71.57M | -33.1% | ||
| 2022 | $106.92M | +52.4% | ||
| 2021 | $70.17M | -20.0% | ||
| 2020 | $87.70M | -76.1% | ||
| 2019 | $366.35M | -37.7% | ||
| 2018 | $587.66M | +67.9% | ||
| 2017 | $349.97M | -1.9% | ||
| 2016 | $356.84M | +36.1% | ||
| 2015 | $262.17M | +189.9% | ||
| 2014 | $90.42M | -22.4% | ||
| 2013 | $116.55M | -3.4% | ||
| 2012 | $120.68M | -29.1% | ||
| 2011 | $170.29M | -16.2% | ||
| 2010 | $203.21M | -13.1% | ||
| 2009 | $233.91M | -2.5% | ||
| 2008 | $239.96M | +2.7% | ||
| 2007 | $233.72M | -3.0% | ||
| 2006 | $240.89M | +9.5% | ||
| 2005 | $220.05M | +2.8% | ||
| 2004 | $213.98M | +3.9% | ||
| 2003 | $205.94M | +3.7% | ||
| 2002 | $198.50M | +25.9% | ||
| 2001 | $157.65M | +23.3% | ||
| 2000 | $127.90M | -37.9% | ||
| 1999 | $206.02M | +198.1% | ||
| 1998 | $69.10M | +179.8% | ||
| 1997 | $24.70M | +8.8% | ||
| 1996 | $22.70M | +48.4% | ||
| 1995 | $15.30M | -48.8% | ||
| 1994 | $29.90M | +68.0% | ||
| 1993 | $17.80M | -13.6% | ||
| 1992 | $20.60M | -36.0% | ||
| 1991 | $32.20M | — |
Total Debt values are taken from Arrow Financial's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of Arrow Financial (AROW) total debt is $29.19M – declined 13.1% year-over-year.
Across 2020–2025 (5 years), Arrow Financial total debt produced a CAGR of -19.7% – with a net decline across the window.
$587.66M stands as the all-time-high annual total debt, posted in 2018, against a low of $15.30M during 1995.
Within Financial Services, Arrow Financial (AROW) ranks 9th among 8 peers we track. The peer median for total debt is $395.81B.
Arrow Financial Total Debt by Year
Arrow Financial Total Debt 2025: $29.19M
Arrow Financial total debt in 2025 was $29.19M, declined 13.1% below 2024.
Arrow Financial Total Debt 2024: $33.60M
Arrow Financial total debt in 2024 was $33.60M, plunged 53.0% below 2023.
Arrow Financial Total Debt 2023: $71.57M
Arrow Financial total debt in 2023 was $71.57M, plunged 33.1% below 2022.
Arrow Financial Total Debt 2022: $106.92M
Arrow Financial total debt in 2022 was $106.92M, surged 52.4% from 2021.
Arrow Financial Total Debt 2021: $70.17M
Arrow Financial total debt in 2021 was $70.17M.
See more financial history for Arrow Financial (AROW).
Sector peers — Total Debt
Companies in the same sector as Arrow Financial, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $942.38B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $609.53B | Financial Services |
| Morgan Stanley (MS) | $475.56B | Financial Services |
| Wells Fargo & Company (WFC) | $425.72B | Financial Services |
| Bank of America Corporation (BAC) | $365.90B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $138.95B | Financial Services |
| Visa Inc. (V) | $25.17B | Financial Services |
| Mastercard Incorporated (MA) | $19.00B | Financial Services |
Frequently asked questions
What is Arrow Financial's total debt?
Latest reported total debt for Arrow Financial (AROW) is $29.19M (period ending December 31, 2025).
How has Arrow Financial total debt changed year-over-year?
Arrow Financial (AROW) total debt changed -13.1% year-over-year on the latest annual filing.
What is the long-term growth rate of Arrow Financial total debt?
Arrow Financial (AROW) total debt compound annual growth rate is -19.7% over the most recent 5 years available.
When did Arrow Financial total debt hit its highest annual value?
Arrow Financial total debt reached its highest annual value of $587.66M in 2018.
What was Arrow Financial total debt in 2024?
Arrow Financial (AROW) total debt in 2024 was $33.60M.
What was Arrow Financial total debt in 2025?
Arrow Financial (AROW) total debt in 2025 was $29.19M.
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