EBITDA for Arrow Financial (AROW)
According to Arrow Financial's latest reported financial statements, the company's current EBITDA (TTM) is $59.52M USD. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
AROW
Currently viewingEBITDASwitch metric
TTM (last 4 quarters)
$59.52M
YoY change
+29.7%
5Y CAGR
-1.2%
Peak year (2021)
$72.23M
Cumulative EBITDA
$1.17B
EBITDA history chart for Arrow Financial (AROW) from 1985 to 2025
EBITDA history table for Arrow Financial (AROW) from 1985 to 2025
| Fiscal year | Period ended | Reported | EBITDA | YoY |
|---|---|---|---|---|
| 2025 | $55.39M | +29.7% | ||
| 2024 | $42.72M | -3.4% | ||
| 2023 | $44.24M | -37.2% | ||
| 2022 | $70.46M | -2.4% | ||
| 2021 | $72.23M | +23.0% | ||
| 2020 | $58.73M | +11.7% | ||
| 2019 | $52.58M | +5.0% | ||
| 2018 | $50.06M | +10.6% | ||
| 2017 | $45.25M | +3.6% | ||
| 2016 | $43.69M | +5.1% | ||
| 2015 | $41.56M | +2.4% | ||
| 2014 | $40.58M | +2.1% | ||
| 2013 | $39.74M | -2.3% | ||
| 2012 | $40.70M | +6.7% | ||
| 2011 | $38.16M | +8.4% | ||
| 2010 | $35.21M | +2.4% | ||
| 2009 | $34.40M | +7.5% | ||
| 2008 | $32.01M | +18.5% | ||
| 2007 | $27.01M | -0.1% | ||
| 2006 | $27.04M | -8.5% | ||
| 2005 | $29.55M | -6.5% | ||
| 2004 | $31.59M | -2.6% | ||
| 2003 | $32.44M | +5.3% | ||
| 2002 | $30.81M | +20.2% | ||
| 2001 | $25.63M | +17.1% | ||
| 2000 | $21.89M | +6.2% | ||
| 1999 | $20.60M | +9.0% | ||
| 1998 | $18.90M | +7.4% | ||
| 1997 | $17.60M | -45.5% | ||
| 1996 | $32.30M | +53.8% | ||
| 1995 | $21.00M | +43.8% | ||
| 1994 | $14.60M | +19.7% | ||
| 1993 | $12.20M | +58.4% | ||
| 1992 | $7.70M | -121.8% | ||
| 1991 | -$35.40M | — | ||
| 1990 | $0 | — | ||
| 1989 | $0 | — | ||
| 1988 | $0 | — | ||
| 1987 | $0 | — | ||
| 1986 | $0 | — | ||
| 1985 | $0 | — |
EBITDA values are taken from Arrow Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, Arrow Financial (AROW) EBITDA totalled $55.39M – grew 29.7% year-over-year.
Over 2020–2025 (5 years), Arrow Financial EBITDA expanded at a -1.2% compound annual rate, with a net decline across the window.
Between 2021 and 2025, Arrow Financial EBITDA declined 23.3%, falling from $72.23M to $55.39M.
2021 marks the peak EBITDA at $72.23M, with the historical low of -$35.40M recorded in 1991.
Within Financial Services, Arrow Financial (AROW) ranks 9th among 8 peers we track. The peer median for EBITDA is $27.98B.
Arrow Financial EBITDA by Year
Arrow Financial EBITDA 2025: $55.39M
Arrow Financial EBITDA in 2025 was $55.39M, grew 29.7% from 2024.
Arrow Financial EBITDA 2024: $42.72M
Arrow Financial EBITDA in 2024 was $42.72M, edged down 3.4% below 2023.
Arrow Financial EBITDA 2023: $44.24M
Arrow Financial EBITDA in 2023 was $44.24M, plunged 37.2% below 2022.
Arrow Financial EBITDA 2022: $70.46M
Arrow Financial EBITDA in 2022 was $70.46M, edged down 2.4% below 2021.
Arrow Financial EBITDA 2021: $72.23M
Arrow Financial EBITDA in 2021 was $72.23M.
See more financial history for Arrow Financial (AROW).
Sector peers — EBITDA
Companies in the same sector as Arrow Financial, ranked by their latest EBITDA.
| Company | EBITDA | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $81.42B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $73.02B | Financial Services |
| Bank of America Corporation (BAC) | $40.01B | Financial Services |
| Wells Fargo & Company (WFC) | $29.35B | Financial Services |
| Morgan Stanley (MS) | $26.61B | Financial Services |
| Visa Inc. (V) | $26.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $24.03B | Financial Services |
| Mastercard Incorporated (MA) | $20.19B | Financial Services |
Frequently asked questions
What is Arrow Financial's EBITDA?
Latest reported EBITDA for Arrow Financial (AROW) is $59.52M (period ending December 31, 2025).
How has Arrow Financial EBITDA changed year-over-year?
Arrow Financial (AROW) EBITDA changed +29.7% year-over-year on the latest annual filing.
What is the long-term growth rate of Arrow Financial EBITDA?
Arrow Financial (AROW) EBITDA compound annual growth rate is -1.2% over the most recent 5 years available.
When did Arrow Financial EBITDA hit its highest annual value?
Arrow Financial EBITDA reached its highest annual value of $72.23M in 2021.
What was Arrow Financial EBITDA in 2024?
Arrow Financial (AROW) EBITDA in 2024 was $42.72M.
What was Arrow Financial EBITDA in 2025?
Arrow Financial (AROW) EBITDA in 2025 was $55.39M.
Metrics overview
Pick a metric for charts, filings and peers — each row shows the latest TTM or most-recent-quarter value.
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AROW Overview
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