TTM
$37.1M
YoY change
+42.3%
5Y CAGR
+0.7%
Peak year (FY2021)
$72.2M
Cumulative EBITDA
$1.18B
EBITDA history chart for Arrow Financial (AROW) from 2016 to 2025
Latest: $60.8M
EBITDA growth chart for Arrow Financial (AROW) from 2016 to 2025
Latest: +42.3%
EBITDA history table for Arrow Financial (AROW) from 1985 to 2025
| FY2025 | $60.8M | +42.3% | +$18.1M | ||
| FY2024 | $42.7M | -3.4% | -$1.52M | ||
| FY2023 | $44.2M | -37.2% | -$26.2M | ||
| FY2022 | $70.5M | -2.4% | -$1.77M | ||
| FY2021 | $72.2M | +23.0% | +$13.5M | ||
| FY2020 | $58.7M | +11.7% | +$6.15M | ||
| FY2019 | $52.6M | +5.0% | +$2.52M | ||
| FY2018 | $50.1M | +10.6% | +$4.8M | ||
| FY2017 | $45.3M | +3.6% | +$1.56M | ||
| FY2016 | $43.7M | +5.1% | +$2.12M | ||
| FY2015 | $41.6M | +2.4% | +$989K | ||
| FY2014 | $40.6M | +2.1% | +$832K | ||
| FY2013 | $39.7M | -2.3% | -$952K | ||
| FY2012 | $40.7M | +6.7% | +$2.54M | ||
| FY2011 | $38.2M | +8.4% | +$2.95M | ||
| FY2010 | $35.2M | +2.4% | +$814K | ||
| FY2009 | $34.4M | +7.5% | +$2.39M | ||
| FY2008 | $32M | +18.5% | +$5M | ||
| FY2007 | $27M | -0.1% | -$34K | ||
| FY2006 | $27M | -8.5% | -$2.51M | ||
| FY2005 | $29.5M | -6.5% | -$2.04M | ||
| FY2004 | $31.6M | -2.6% | -$848K | ||
| FY2003 | $32.4M | +5.3% | +$1.62M | ||
| FY2002 | $30.8M | +20.2% | +$5.18M | ||
| FY2001 | $25.6M | +17.1% | +$3.74M | ||
| FY2000 | $21.9M | +6.2% | +$1.29M | ||
| FY1999 | $20.6M | +9.0% | +$1.7M | ||
| FY1998 | $18.9M | +7.4% | +$1.3M | ||
| FY1997 | $17.6M | -45.5% | -$14.7M | ||
| FY1996 | $32.3M | +53.8% | +$11.3M | ||
| FY1995 | $21M | +43.8% | +$6.4M | ||
| FY1994 | $14.6M | +19.7% | +$2.4M | ||
| FY1993 | $12.2M | +58.4% | +$4.5M | ||
| FY1992 | $7.7M | -121.8% | +$43.1M | ||
| FY1991 | -$35.4M | — | -$35.4M | ||
| FY1990 | $0.00 | — | $0.00 | ||
| FY1989 | $0.00 | — | $0.00 | ||
| FY1988 | $0.00 | — | $0.00 | ||
| FY1987 | $0.00 | — | $0.00 | ||
| FY1986 | $0.00 | — | $0.00 | ||
| FY1985 | $0.00 | — | — |
- FY2025$60.8M+42.3%
- FY2024$42.7M-3.4%
- FY2023$44.2M-37.2%
- FY2022$70.5M-2.4%
- FY2021$72.2M+23.0%
- FY2020$58.7M+11.7%
- FY2019$52.6M+5.0%
- FY2018$50.1M+10.6%
- FY2017$45.3M+3.6%
- FY2016$43.7M+5.1%
- FY2015$41.6M+2.4%
- FY2014$40.6M+2.1%
- FY2013$39.7M-2.3%
- FY2012$40.7M+6.7%
- FY2011$38.2M+8.4%
- FY2010$35.2M+2.4%
- FY2009$34.4M+7.5%
- FY2008$32M+18.5%
- FY2007$27M-0.1%
- FY2006$27M-8.5%
- FY2005$29.5M-6.5%
- FY2004$31.6M-2.6%
- FY2003$32.4M+5.3%
- FY2002$30.8M+20.2%
- FY2001$25.6M+17.1%
- FY2000$21.9M+6.2%
- FY1999$20.6M+9.0%
- FY1998$18.9M+7.4%
- FY1997$17.6M-45.5%
- FY1996$32.3M+53.8%
- FY1995$21M+43.8%
- FY1994$14.6M+19.7%
- FY1993$12.2M+58.4%
- FY1992$7.7M-121.8%
- FY1991-$35.4M—
- FY1990$0.00—
- FY1989$0.00—
- FY1988$0.00—
- FY1987$0.00—
- FY1986$0.00—
- FY1985$0.00—
EBITDA values are taken from Arrow Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About EBITDA at Arrow Financial (AROW)
According to Arrow Financial's latest reported financial statements, the company's current EBITDA (TTM) is $37.1M. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
In 2025, Arrow Financial (AROW) EBITDA totalled $60.8M – surged 42.3% year-over-year.
Over 2020–2025 (5 years), Arrow Financial EBITDA expanded at a +0.7% compound annual rate, with mixed annual results across the window.
Between 2021 and 2025, Arrow Financial EBITDA declined 15.8%, falling from $72.2M to $60.8M.
2021 marks the peak EBITDA at $72.2M, with the historical low of -$35.4M recorded in 1991.
Arrow Financial EBITDA by Year
Arrow Financial EBITDA 2025: $60.8M
Arrow Financial EBITDA in 2025 was $60.8M, surged 42.3% from 2024.
Arrow Financial EBITDA 2024: $42.7M
2024's EBITDA for Arrow Financial came in at $42.7M, edged down 3.4% below 2023.
Arrow Financial EBITDA 2023: $44.2M
Arrow Financial posted EBITDA of $44.2M in 2023, plunged 37.2% below 2022.
Arrow Financial EBITDA 2022: $70.5M
In 2022, Arrow Financial reported EBITDA of $70.5M, edged down 2.4% below 2021.
Arrow Financial EBITDA 2021: $72.2M
Arrow Financial EBITDA in 2021 was $72.2M.
See more financial history for Arrow Financial (AROW).
Sector peers by EBITDA
Financial Services peers of Arrow Financial (AROW), ranked by their latest EBITDA
| $81.4B | |
| $72.4B | |
| $40B | |
| $29.3B | |
| $26.6B | |
| $26B | |
| $24B | |
| $20.2B |
- $81.4B
- $29.3B
- $26.6B
- $26B
- $20.2B
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Arrow Financial (AROW) Key Financials
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- Buybacks1.25% TTM
- Dividend Profile2.95% yield
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- Stock Split History38 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.