Total Liabilities for Arrow Financial (AROW)
According to Arrow Financial's latest reported financial statements, the company's latest reported total liabilities is $4.01B USD. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and net assets for solvency context.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

AROW
Currently viewingTotal LiabilitiesSwitch metric
Latest period
$4.01B
YoY change
+2.8%
5Y CAGR
+3.7%
Peak year (2025)
$4.01B
Latest annual
$4.01B
Total Liabilities history chart for Arrow Financial (AROW) from 1991 to 2025
Total Liabilities history table for Arrow Financial (AROW) from 1991 to 2025
| Fiscal year | Period ended | Reported | Total Liabilities | YoY |
|---|---|---|---|---|
| 2025 | $4.01B | +2.8% | ||
| 2024 | $3.91B | +3.0% | ||
| 2023 | $3.79B | +4.8% | ||
| 2022 | $3.62B | -1.1% | ||
| 2021 | $3.66B | +9.0% | ||
| 2020 | $3.35B | +16.4% | ||
| 2019 | $2.88B | +6.0% | ||
| 2018 | $2.72B | +8.3% | ||
| 2017 | $2.51B | +5.8% | ||
| 2016 | $2.37B | +6.3% | ||
| 2015 | $2.23B | +10.7% | ||
| 2014 | $2.02B | +2.3% | ||
| 2013 | $1.97B | +6.7% | ||
| 2012 | $1.85B | +2.8% | ||
| 2011 | $1.80B | +2.3% | ||
| 2010 | $1.76B | +3.2% | ||
| 2009 | $1.70B | +10.5% | ||
| 2008 | $1.54B | +5.2% | ||
| 2007 | $1.46B | +4.3% | ||
| 2006 | $1.40B | -0.0% | ||
| 2005 | $1.40B | +11.3% | ||
| 2004 | $1.26B | -0.6% | ||
| 2003 | $1.27B | +8.4% | ||
| 2002 | $1.17B | +10.4% | ||
| 2001 | $1.06B | +5.9% | ||
| 2000 | $1.00B | +7.7% | ||
| 1999 | $928.82M | +7.8% | ||
| 1998 | $861.90M | +13.8% | ||
| 1997 | $757.70M | +31.0% | ||
| 1996 | $578.30M | -19.9% | ||
| 1995 | $722.30M | +5.0% | ||
| 1994 | $688.00M | +0.7% | ||
| 1993 | $683.30M | +0.1% | ||
| 1992 | $682.70M | -7.1% | ||
| 1991 | $735.00M | — |
Total Liabilities values are taken from Arrow Financial's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, Arrow Financial (AROW) total liabilities totalled $4.01B – edged up 2.8% year-over-year.
Arrow Financial total liabilities has recorded the values shown across consecutive periods, with a +3.7% compound annual growth rate over 2020–2025 (5 years).
The highest annual total liabilities of $4.01B was reported in 2025. The lowest in the available history was $578.30M in 1996.
Within Financial Services, Arrow Financial (AROW) ranks 9th among 8 peers we track. The peer median for total liabilities is $1.50T.
Arrow Financial Total Liabilities by Year
Arrow Financial Total Liabilities 2025: $4.01B
Arrow Financial total liabilities in 2025 was $4.01B, edged up 2.8% from 2024. This figure represents the highest annual value in the available history.
Arrow Financial Total Liabilities 2024: $3.91B
Arrow Financial total liabilities in 2024 was $3.91B, edged up 3.0% from 2023.
Arrow Financial Total Liabilities 2023: $3.79B
Arrow Financial total liabilities in 2023 was $3.79B, edged up 4.8% from 2022.
Arrow Financial Total Liabilities 2022: $3.62B
Arrow Financial total liabilities in 2022 was $3.62B, edged down 1.1% below 2021.
Arrow Financial Total Liabilities 2021: $3.66B
Arrow Financial total liabilities in 2021 was $3.66B.
See more financial history for Arrow Financial (AROW).
Sector peers — Total Liabilities
Companies in the same sector as Arrow Financial, ranked by their latest total liabilities.
| Company | Total Liabilities | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $4.06T | Financial Services |
| Bank of America Corporation (BAC) | $3.11T | Financial Services |
| Wells Fargo & Company (WFC) | $1.97T | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $1.68T | Financial Services |
| Morgan Stanley (MS) | $1.31T | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $502.47B | Financial Services |
| Visa Inc. (V) | $61.72B | Financial Services |
| Mastercard Incorporated (MA) | $46.41B | Financial Services |
Frequently asked questions
What is Arrow Financial's total liabilities?
Latest reported total liabilities for Arrow Financial (AROW) is $4.01B (period ending December 31, 2025).
How has Arrow Financial total liabilities changed year-over-year?
Arrow Financial (AROW) total liabilities changed +2.8% year-over-year on the latest annual filing.
What is the long-term growth rate of Arrow Financial total liabilities?
Arrow Financial (AROW) total liabilities compound annual growth rate is +3.7% over the most recent 5 years available.
When did Arrow Financial total liabilities hit its highest annual value?
Arrow Financial total liabilities reached its highest annual value of $4.01B in 2025.
What was Arrow Financial total liabilities in 2024?
Arrow Financial (AROW) total liabilities in 2024 was $3.91B.
What was Arrow Financial total liabilities in 2025?
Arrow Financial (AROW) total liabilities in 2025 was $4.01B.
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