Ticker League

Net Profit Margin for Arrow Financial (AROW)

As of · Reported

Metric

TTM

20.7%

YoY change

+4.80pp

Trough year (1991)

-40.0%

Peak year (2021)

33.7%

Net Profit Margin history chart for Arrow Financial (AROW) from 1991 to 2025

Latest: 18.1%

Net Profit Margin change chart for Arrow Financial (AROW) from 1991 to 2025

Latest: +4.80pp

Net Profit Margin history table for Arrow Financial (AROW) from 1991 to 2025

  • 202518.1%+4.80pp
  • 202413.3%-2.37pp
  • 202315.7%-14.70pp
  • 202230.4%-3.31pp
  • 202133.7%+5.46pp
  • 202028.2%+1.15pp
  • 201927.1%-1.82pp
  • 201828.9%+2.81pp
  • 201726.1%+0.78pp
  • 201625.3%+0.39pp
  • 201524.9%+0.40pp
  • 201424.5%+0.90pp
  • 201323.6%+0.65pp
  • 201223.0%+1.64pp
  • 201121.4%+0.31pp
  • 201021.0%+0.06pp
  • 200921.0%+1.95pp
  • 200819.0%+2.18pp
  • 200716.8%-16.05pp
  • 200632.9%+11.49pp
  • 200521.4%-2.45pp
  • 200423.9%+1.09pp
  • 200322.8%+0.92pp
  • 200221.9%+4.06pp
  • 200117.8%+1.85pp
  • 200015.9%-0.90pp
  • 199916.8%+0.37pp
  • 199816.5%-0.95pp
  • 199717.4%-8.39pp
  • 199625.8%+9.36pp
  • 199516.5%-2.03pp
  • 199418.5%+2.59pp
  • 199315.9%+10.33pp
  • 19925.6%+45.62pp
  • 1991-40.0%—

Net Profit Margin values are taken from Arrow Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Net Profit Margin at Arrow Financial (AROW)

According to Arrow Financial's latest reported financial statements, the company's latest reported net margin is 20.7%. Net profit margin is net income divided by revenue — the bottom-line share of each sales dollar that remains after all costs, including operating expenses, interest, and taxes. It is the most comprehensive profitability ratio, though it can swing on one-off items, so read it alongside the multi-year trend below.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

2025's annual net margin for Arrow Financial (AROW) came in at 18.12% – expanded 4.8 percentage points year-over-year.

2021 marks the peak net margin at 33.71%, with the historical low of -40.05% recorded in 1991.

Arrow Financial Net Profit Margin by Year

Arrow Financial Net Profit Margin 2025: 18.1%

In 2025, Arrow Financial reported net margin of 18.12%, expanded 4.8 percentage points from 2024.

Arrow Financial Net Profit Margin 2024: 13.3%

Arrow Financial net margin in 2024 was 13.32%, contracted 2.4 percentage points from 2023.

Arrow Financial Net Profit Margin 2023: 15.7%

2023's net margin for Arrow Financial came in at 15.69%, contracted 14.7 percentage points from 2022.

Arrow Financial Net Profit Margin 2022: 30.4%

Arrow Financial posted net margin of 30.40% in 2022, contracted 3.3 percentage points from 2021.

Arrow Financial Net Profit Margin 2021: 33.7%

Arrow Financial net margin in 2021 was 33.71%.

See more financial history for Arrow Financial (AROW).

Sector peers by Net Profit Margin

Financial Services peers of Arrow Financial (AROW), ranked by their latest net margin

Frequently asked questions

Arrow Financial (AROW) Key Financials

Charts, filings, and peer comparison for every metric

Explore more

Deep-dives across the income statement, cash flow, capital return, and valuation