Net Income for Arrow Financial (AROW)
According to Arrow Financial's latest reported financial statements, the company's current net income (TTM) is $43.95M USD. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
AROW
Currently viewingNet IncomeSwitch metric
TTM (last 4 quarters)
$43.95M
YoY change
+47.9%
5Y CAGR
+1.5%
Peak year (2021)
$49.86M
Cumulative net income
$778.33M
Net Income history chart for Arrow Financial (AROW) from 1985 to 2025
Net Income history table for Arrow Financial (AROW) from 1985 to 2025
| Fiscal year | Period ended | Reported | Net Income | YoY |
|---|---|---|---|---|
| 2025 | $43.95M | +47.9% | ||
| 2024 | $29.71M | -1.2% | ||
| 2023 | $30.07M | -38.4% | ||
| 2022 | $48.80M | -2.1% | ||
| 2021 | $49.86M | +22.1% | ||
| 2020 | $40.83M | +8.9% | ||
| 2019 | $37.48M | +3.3% | ||
| 2018 | $36.28M | +23.7% | ||
| 2017 | $29.33M | +10.5% | ||
| 2016 | $26.53M | +7.6% | ||
| 2015 | $24.66M | +5.6% | ||
| 2014 | $23.36M | +7.2% | ||
| 2013 | $21.80M | -1.7% | ||
| 2012 | $22.18M | +1.1% | ||
| 2011 | $21.93M | +0.2% | ||
| 2010 | $21.89M | +0.5% | ||
| 2009 | $21.79M | +6.6% | ||
| 2008 | $20.44M | +17.9% | ||
| 2007 | $17.33M | +2.6% | ||
| 2006 | $16.89M | -9.4% | ||
| 2005 | $18.64M | -4.3% | ||
| 2004 | $19.48M | +3.0% | ||
| 2003 | $18.92M | +0.1% | ||
| 2002 | $18.89M | +19.5% | ||
| 2001 | $15.82M | +15.6% | ||
| 2000 | $13.68M | +6.1% | ||
| 1999 | $12.90M | +9.3% | ||
| 1998 | $11.80M | +7.3% | ||
| 1997 | $11.00M | -45.8% | ||
| 1996 | $20.30M | +63.7% | ||
| 1995 | $12.40M | +9.7% | ||
| 1994 | $11.30M | +16.5% | ||
| 1993 | $9.70M | +162.2% | ||
| 1992 | $3.70M | -111.1% | ||
| 1991 | -$33.40M | -577.1% | ||
| 1990 | $7.00M | +25.0% | ||
| 1989 | $5.60M | +16.7% | ||
| 1988 | $4.80M | +14.3% | ||
| 1987 | $4.20M | +13.5% | ||
| 1986 | $3.70M | +32.1% | ||
| 1985 | $2.80M | — |
Net Income values are taken from Arrow Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Arrow Financial (AROW) reported net income of $43.95M – surged 47.9% year-over-year.
Looking at the 2020–2025 (5 years) stretch, Arrow Financial net income compounded at +1.5% per year, with the latest reading among the more recent periods of the dataset.
Arrow Financial net income declined from $49.86M in 2021 to $43.95M in 2025, a 11.8% drawdown.
The highest annual net income of $49.86M was reported in 2021. The lowest in the available history was -$33.40M in 1991.
Within Financial Services, Arrow Financial (AROW) ranks 9th among 8 peers we track. The peer median for net income is $20.70B.
Arrow Financial Net Income by Year
Arrow Financial Net Income 2025: $43.95M
Arrow Financial net income in 2025 was $43.95M, surged 47.9% from 2024.
Arrow Financial Net Income 2024: $29.71M
Arrow Financial net income in 2024 was $29.71M, edged down 1.2% below 2023.
Arrow Financial Net Income 2023: $30.07M
Arrow Financial net income in 2023 was $30.07M, plunged 38.4% below 2022.
Arrow Financial Net Income 2022: $48.80M
Arrow Financial net income in 2022 was $48.80M, edged down 2.1% below 2021.
Arrow Financial Net Income 2021: $49.86M
Arrow Financial net income in 2021 was $49.86M.
See more financial history for Arrow Financial (AROW).
Sector peers — Net Income
Companies in the same sector as Arrow Financial, ranked by their latest net income.
| Company | Net Income | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $66.97B | Financial Services |
| JPMorgan Chase & Co. (JPM) | $57.05B | Financial Services |
| Bank of America Corporation (BAC) | $30.51B | Financial Services |
| Wells Fargo & Company (WFC) | $21.34B | Financial Services |
| Visa Inc. (V) | $20.06B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $17.18B | Financial Services |
| Morgan Stanley (MS) | $16.86B | Financial Services |
| Mastercard Incorporated (MA) | $14.97B | Financial Services |
Frequently asked questions
What is Arrow Financial's net income?
Latest reported net income for Arrow Financial (AROW) is $43.95M (period ending December 31, 2025).
How has Arrow Financial net income changed year-over-year?
Arrow Financial (AROW) net income changed +47.9% year-over-year on the latest annual filing.
What is the long-term growth rate of Arrow Financial net income?
Arrow Financial (AROW) net income compound annual growth rate is +1.5% over the most recent 5 years available.
When did Arrow Financial net income hit its highest annual value?
Arrow Financial net income reached its highest annual value of $49.86M in 2021.
What was Arrow Financial net income in 2024?
Arrow Financial (AROW) net income in 2024 was $29.71M.
What was Arrow Financial net income in 2025?
Arrow Financial (AROW) net income in 2025 was $43.95M.
Metrics overview
Pick a metric for charts, filings and peers — each row shows the latest TTM or most-recent-quarter value.
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