TTM
$34.3M
YoY change
+48.3%
5Y CAGR
+1.3%
Peak year (FY2021)
$64.4M
Cumulative operating income
$1.03B
Operating Income history chart for Arrow Financial (AROW) from 2016 to 2025
Latest: $55.4M
Operating Income growth chart for Arrow Financial (AROW) from 2016 to 2025
Latest: +48.3%
Operating Income history table for Arrow Financial (AROW) from 1985 to 2025
| FY2025 | $55.4M | +48.3% | +$18M | ||
| FY2024 | $37.4M | -0.4% | -$162K | ||
| FY2023 | $37.5M | -40.4% | -$25.4M | ||
| FY2022 | $62.9M | -2.3% | -$1.49M | ||
| FY2021 | $64.4M | +24.2% | +$12.5M | ||
| FY2020 | $51.9M | +10.2% | +$4.79M | ||
| FY2019 | $47.1M | +3.9% | +$1.77M | ||
| FY2018 | $45.3M | +13.7% | +$5.45M | ||
| FY2017 | $39.9M | +5.6% | +$2.11M | ||
| FY2016 | $37.7M | +7.0% | +$2.48M | ||
| FY2015 | $35.3M | +5.2% | +$1.74M | ||
| FY2014 | $33.5M | +8.6% | +$2.66M | ||
| FY2013 | $30.9M | -3.0% | -$966K | ||
| FY2012 | $31.8M | +0.6% | +$193K | ||
| FY2011 | $31.6M | +0.0% | +$1K | ||
| FY2010 | $31.6M | +0.2% | +$64K | ||
| FY2009 | $31.6M | +7.3% | +$2.15M | ||
| FY2008 | $29.4M | +21.9% | +$5.3M | ||
| FY2007 | $24.1M | +0.5% | +$123K | ||
| FY2006 | $24M | -10.2% | -$2.73M | ||
| FY2005 | $26.7M | -6.0% | -$1.7M | ||
| FY2004 | $28.4M | +3.3% | +$914K | ||
| FY2003 | $27.5M | -0.5% | -$144K | ||
| FY2002 | $27.7M | +21.0% | +$4.8M | ||
| FY2001 | $22.9M | +17.9% | +$3.48M | ||
| FY2000 | $19.4M | +4.3% | +$792K | ||
| FY1999 | $18.6M | +6.3% | +$1.1M | ||
| FY1998 | $17.5M | +8.0% | +$1.3M | ||
| FY1997 | $16.2M | -47.9% | -$14.9M | ||
| FY1996 | $31.1M | +60.3% | +$11.7M | ||
| FY1995 | $19.4M | +56.5% | +$7M | ||
| FY1994 | $12.4M | +44.2% | +$3.8M | ||
| FY1993 | $8.6M | +104.8% | +$4.4M | ||
| FY1992 | $4.2M | -111.0% | +$42.5M | ||
| FY1991 | -$38.3M | — | -$38.3M | ||
| FY1990 | $0.00 | — | $0.00 | ||
| FY1989 | $0.00 | — | $0.00 | ||
| FY1988 | $0.00 | — | $0.00 | ||
| FY1987 | $0.00 | — | $0.00 | ||
| FY1986 | $0.00 | — | $0.00 | ||
| FY1985 | $0.00 | — | — |
- FY2025$55.4M+48.3%
- FY2024$37.4M-0.4%
- FY2023$37.5M-40.4%
- FY2022$62.9M-2.3%
- FY2021$64.4M+24.2%
- FY2020$51.9M+10.2%
- FY2019$47.1M+3.9%
- FY2018$45.3M+13.7%
- FY2017$39.9M+5.6%
- FY2016$37.7M+7.0%
- FY2015$35.3M+5.2%
- FY2014$33.5M+8.6%
- FY2013$30.9M-3.0%
- FY2012$31.8M+0.6%
- FY2011$31.6M+0.0%
- FY2010$31.6M+0.2%
- FY2009$31.6M+7.3%
- FY2008$29.4M+21.9%
- FY2007$24.1M+0.5%
- FY2006$24M-10.2%
- FY2005$26.7M-6.0%
- FY2004$28.4M+3.3%
- FY2003$27.5M-0.5%
- FY2002$27.7M+21.0%
- FY2001$22.9M+17.9%
- FY2000$19.4M+4.3%
- FY1999$18.6M+6.3%
- FY1998$17.5M+8.0%
- FY1997$16.2M-47.9%
- FY1996$31.1M+60.3%
- FY1995$19.4M+56.5%
- FY1994$12.4M+44.2%
- FY1993$8.6M+104.8%
- FY1992$4.2M-111.0%
- FY1991-$38.3M—
- FY1990$0.00—
- FY1989$0.00—
- FY1988$0.00—
- FY1987$0.00—
- FY1986$0.00—
- FY1985$0.00—
Operating Income values are taken from Arrow Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Income at Arrow Financial (AROW)
According to Arrow Financial's latest reported financial statements, the company's current operating income (TTM) is $34.3M. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
2025's annual operating income for Arrow Financial (AROW) came in at $55.4M – surged 48.3% year-over-year.
Over 2020–2025 (5 years), Arrow Financial operating income expanded at a +1.3% compound annual rate, with mixed annual results across the window.
Arrow Financial operating income declined from $64.4M in 2021 to $55.4M in 2025, a 14.0% drawdown.
The highest annual operating income of $64.4M was reported in 2021. The lowest in the available history was -$38.3M in 1991.
Arrow Financial Operating Income by Year
Arrow Financial Operating Income 2025: $55.4M
Arrow Financial operating income in 2025 was $55.4M, surged 48.3% from 2024.
Arrow Financial Operating Income 2024: $37.4M
2024's operating income for Arrow Financial came in at $37.4M, edged down 0.4% below 2023.
Arrow Financial Operating Income 2023: $37.5M
Arrow Financial posted operating income of $37.5M in 2023, plunged 40.4% below 2022.
Arrow Financial Operating Income 2022: $62.9M
In 2022, Arrow Financial reported operating income of $62.9M, edged down 2.3% below 2021.
Arrow Financial Operating Income 2021: $64.4M
Arrow Financial operating income in 2021 was $64.4M.
See more financial history for Arrow Financial (AROW).
Sector peers by Operating Income
Financial Services peers of Arrow Financial (AROW), ranked by their latest operating income
| $72.6B | |
| $58.9B | |
| $37.7B | |
| $25.2B | |
| $24B | |
| $22B | |
| $21.9B | |
| $19.4B |
- $72.6B
- $37.7B
- $25.2B
- $24B
- $21.9B
- $19.4B
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- Buybacks1.25% TTM
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- Stock Split History38 splits
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