Free Cash Flow for Arrow Financial (AROW)
Free Cash Flow for Arrow Financial (AROW): headline value $36.19M · YoY +25.3%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
AROW
Currently viewingFree Cash FlowSwitch metric
Latest period
$36.19M
YoY change
+25.3%
5Y CAGR
-0.5%
Peak year (2021)
$61.07M
Latest annual
$36.19M
Free Cash Flow history chart for Arrow Financial (AROW) from 1991 to 2025
Free Cash Flow history table for Arrow Financial (AROW) from 1991 to 2025
| Fiscal year | Period ended | Reported | Free Cash Flow | YoY |
|---|---|---|---|---|
| 2025 | $36.19M | +25.3% | ||
| 2024 | $28.87M | +113.9% | ||
| 2023 | $13.50M | -70.3% | ||
| 2022 | $45.46M | -25.6% | ||
| 2021 | $61.07M | +64.2% | ||
| 2020 | $37.18M | +2.8% | ||
| 2019 | $36.16M | -1.9% | ||
| 2018 | $36.87M | +4.7% | ||
| 2017 | $35.23M | +5.9% | ||
| 2016 | $33.25M | +21.8% | ||
| 2015 | $27.30M | -6.4% | ||
| 2014 | $29.17M | -15.3% | ||
| 2013 | $34.44M | +41.2% | ||
| 2012 | $24.39M | -20.6% | ||
| 2011 | $30.71M | +236.1% | ||
| 2010 | $9.14M | -44.5% | ||
| 2009 | $16.46M | -28.8% | ||
| 2008 | $23.13M | +17.0% | ||
| 2007 | $19.76M | -9.5% | ||
| 2006 | $21.83M | -1.6% | ||
| 2005 | $22.18M | +12.2% | ||
| 2004 | $19.77M | -19.7% | ||
| 2003 | $24.62M | +41.7% | ||
| 2002 | $17.37M | -34.0% | ||
| 2001 | $26.32M | +42.8% | ||
| 2000 | $18.44M | +51.1% | ||
| 1999 | $12.20M | -45.3% | ||
| 1998 | $22.30M | +100.9% | ||
| 1997 | $11.10M | +2.8% | ||
| 1996 | $10.80M | -62.2% | ||
| 1995 | $28.60M | +41.6% | ||
| 1994 | $20.20M | -53.7% | ||
| 1993 | $43.60M | +16.9% | ||
| 1992 | $37.30M | +93.3% | ||
| 1991 | $19.30M | — |
Free Cash Flow values are taken from Arrow Financial's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, Arrow Financial (AROW) free cash flow totalled $36.19M – grew 25.3% year-over-year.
Looking at the 2020–2025 (5 years) stretch, Arrow Financial free cash flow compounded at -0.5% per year, sustaining 2 straight years of year-over-year growth.
Arrow Financial free cash flow peaked at $61.07M in 2021; the latest annual figure is $36.19M in 2025 (40.7% below peak).
2021 marks the peak free cash flow at $61.07M, with the historical low of $9.14M recorded in 2010.
Arrow Financial (AROW) sits 7th of 8 Financial Services peers we track on this metric, against a peer median of $19.24B.
Arrow Financial Free Cash Flow by Year
Arrow Financial Free Cash Flow 2025: $36.19M
Arrow Financial free cash flow in 2025 was $36.19M, grew 25.3% from 2024.
Arrow Financial Free Cash Flow 2024: $28.87M
Arrow Financial free cash flow in 2024 was $28.87M, surged 113.9% from 2023.
Arrow Financial Free Cash Flow 2023: $13.50M
Arrow Financial free cash flow in 2023 was $13.50M, plunged 70.3% below 2022.
Arrow Financial Free Cash Flow 2022: $45.46M
Arrow Financial free cash flow in 2022 was $45.46M, declined 25.6% below 2021.
Arrow Financial Free Cash Flow 2021: $61.07M
Arrow Financial free cash flow in 2021 was $61.07M.
See more financial history for Arrow Financial (AROW).
Sector peers — Free Cash Flow
Companies in the same sector as Arrow Financial, ranked by their latest free cash flow.
| Company | Free Cash Flow | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $100.87B | Financial Services |
| Morgan Stanley (MS) | $46.10B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $25.04B | Financial Services |
| Visa Inc. (V) | $21.58B | Financial Services |
| Mastercard Incorporated (MA) | $16.91B | Financial Services |
| Bank of America Corporation (BAC) | $12.61B | Financial Services |
| Wells Fargo & Company (WFC) | -$19.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | -$47.22B | Financial Services |
Frequently asked questions
What is Arrow Financial's free cash flow?
Latest reported free cash flow for Arrow Financial (AROW) is $36.19M (period ending December 31, 2025).
How has Arrow Financial free cash flow changed year-over-year?
Arrow Financial (AROW) free cash flow changed +25.3% year-over-year on the latest annual filing.
What is the long-term growth rate of Arrow Financial free cash flow?
Arrow Financial (AROW) free cash flow compound annual growth rate is -0.5% over the most recent 5 years available.
When did Arrow Financial free cash flow hit its highest annual value?
Arrow Financial free cash flow reached its highest annual value of $61.07M in 2021.
What was Arrow Financial free cash flow in 2024?
Arrow Financial (AROW) free cash flow in 2024 was $28.87M.
What was Arrow Financial free cash flow in 2025?
Arrow Financial (AROW) free cash flow in 2025 was $36.19M.
Metrics overview
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