Latest period
$41.3M
YoY change
+25.3%
5Y CAGR
-0.5%
Peak year (FY2021)
$61.1M
Latest annual
$36.2M
Free Cash Flow history chart for Arrow Financial (AROW) from 2016 to 2025
Latest: $36.2M
Free Cash Flow growth chart for Arrow Financial (AROW) from 2016 to 2025
Latest: +25.3%
Free Cash Flow history table for Arrow Financial (AROW) from 1991 to 2025
| FY2025 | $36.2M | +25.3% | +$7.32M | ||
| FY2024 | $28.9M | +113.9% | +$15.4M | ||
| FY2023 | $13.5M | -70.3% | -$32M | ||
| FY2022 | $45.5M | -25.6% | -$15.6M | ||
| FY2021 | $61.1M | +64.2% | +$23.9M | ||
| FY2020 | $37.2M | +2.8% | +$1.02M | ||
| FY2019 | $36.2M | -1.9% | -$714K | ||
| FY2018 | $36.9M | +4.7% | +$1.65M | ||
| FY2017 | $35.2M | +5.9% | +$1.97M | ||
| FY2016 | $33.3M | +21.8% | +$5.95M | ||
| FY2015 | $27.3M | -6.4% | -$1.87M | ||
| FY2014 | $29.2M | -15.3% | -$5.27M | ||
| FY2013 | $34.4M | +41.2% | +$10.1M | ||
| FY2012 | $24.4M | -20.6% | -$6.33M | ||
| FY2011 | $30.7M | +236.1% | +$21.6M | ||
| FY2010 | $9.14M | -44.5% | -$7.33M | ||
| FY2009 | $16.5M | -28.8% | -$6.66M | ||
| FY2008 | $23.1M | +17.0% | +$3.37M | ||
| FY2007 | $19.8M | -9.5% | -$2.07M | ||
| FY2006 | $21.8M | -1.6% | -$355K | ||
| FY2005 | $22.2M | +12.2% | +$2.42M | ||
| FY2004 | $19.8M | -19.7% | -$4.85M | ||
| FY2003 | $24.6M | +41.7% | +$7.25M | ||
| FY2002 | $17.4M | -34.0% | -$8.95M | ||
| FY2001 | $26.3M | +42.8% | +$7.89M | ||
| FY2000 | $18.4M | +51.1% | +$6.24M | ||
| FY1999 | $12.2M | -45.3% | -$10.1M | ||
| FY1998 | $22.3M | +100.9% | +$11.2M | ||
| FY1997 | $11.1M | +2.8% | +$300K | ||
| FY1996 | $10.8M | -62.2% | -$17.8M | ||
| FY1995 | $28.6M | +41.6% | +$8.4M | ||
| FY1994 | $20.2M | -53.7% | -$23.4M | ||
| FY1993 | $43.6M | +16.9% | +$6.3M | ||
| FY1992 | $37.3M | +93.3% | +$18M | ||
| FY1991 | $19.3M | — | — |
- FY2025$36.2M+25.3%
- FY2024$28.9M+113.9%
- FY2023$13.5M-70.3%
- FY2022$45.5M-25.6%
- FY2021$61.1M+64.2%
- FY2020$37.2M+2.8%
- FY2019$36.2M-1.9%
- FY2018$36.9M+4.7%
- FY2017$35.2M+5.9%
- FY2016$33.3M+21.8%
- FY2015$27.3M-6.4%
- FY2014$29.2M-15.3%
- FY2013$34.4M+41.2%
- FY2012$24.4M-20.6%
- FY2011$30.7M+236.1%
- FY2010$9.14M-44.5%
- FY2009$16.5M-28.8%
- FY2008$23.1M+17.0%
- FY2007$19.8M-9.5%
- FY2006$21.8M-1.6%
- FY2005$22.2M+12.2%
- FY2004$19.8M-19.7%
- FY2003$24.6M+41.7%
- FY2002$17.4M-34.0%
- FY2001$26.3M+42.8%
- FY2000$18.4M+51.1%
- FY1999$12.2M-45.3%
- FY1998$22.3M+100.9%
- FY1997$11.1M+2.8%
- FY1996$10.8M-62.2%
- FY1995$28.6M+41.6%
- FY1994$20.2M-53.7%
- FY1993$43.6M+16.9%
- FY1992$37.3M+93.3%
- FY1991$19.3M—
Free Cash Flow values are taken from Arrow Financial's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Free Cash Flow at Arrow Financial (AROW)
Free Cash Flow for Arrow Financial (AROW): headline value $41.3M · YoY +25.3%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
In 2025, Arrow Financial (AROW) free cash flow totalled $36.2M – grew 25.3% year-over-year.
Looking at the 2020–2025 (5 years) stretch, Arrow Financial free cash flow compounded at -0.5% per year, sustaining 2 straight years of year-over-year growth.
Arrow Financial free cash flow peaked at $61.1M in 2021; the latest annual figure is $36.2M in 2025 (40.7% below peak).
2021 marks the peak free cash flow at $61.1M, with the historical low of $9.14M recorded in 2010.
Arrow Financial Free Cash Flow by Year
Arrow Financial Free Cash Flow 2025: $36.2M
Arrow Financial posted free cash flow of $36.2M in 2025, grew 25.3% from 2024.
Arrow Financial Free Cash Flow 2024: $28.9M
In 2024, Arrow Financial reported free cash flow of $28.9M, surged 113.9% from 2023.
Arrow Financial Free Cash Flow 2023: $13.5M
Arrow Financial free cash flow in 2023 was $13.5M, plunged 70.3% below 2022.
Arrow Financial Free Cash Flow 2022: $45.5M
2022's free cash flow for Arrow Financial came in at $45.5M, declined 25.6% below 2021.
Arrow Financial Free Cash Flow 2021: $61.1M
Arrow Financial free cash flow in 2021 was $61.1M.
See more financial history for Arrow Financial (AROW).
Sector peers by Free Cash Flow
Financial Services peers of Arrow Financial (AROW), ranked by their latest free cash flow
| $101B | |
| $46.1B | |
| $25B | |
| $21.6B | |
| $16.9B | |
| $12.6B | |
| -$19B | |
| -$47.2B |
- $101B
- $46.1B
- $21.6B
- $16.9B
- $12.6B
- -$19B
- -$47.2B
Frequently asked questions
Arrow Financial (AROW) Key Financials
Charts, filings, and peer comparison for every metric
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
- Buybacks1.25% TTM
- Dividend Profile2.95% yield
- Dividend Calculator
- Dividend Forecast
- Dividend Capture
- Stock Split History38 splits
How this company returns cash to shareholders — buybacks, dividends, and stock splits.