Ticker League

Arrow Financial (AROW) Cash Flow Waterfall

Trace Arrow Financial's cash from operations down to free cash flow, then see where FCF goes — capex, buybacks, dividends, and debt repayment.

Operating CF

$46.45M

Capex

−$5.12M

Free Cash Flow

$41.34M

FCF Margin

+89.0%

Cash flow waterfall for Arrow Financial (AROW) — TTM through Q1 2026

Free cash flow: $41.34M

Note: Other Investing is large — driven mainly by purchases or sales of investments.

Cash flow breakdown for Arrow Financial (AROW) — TTM through Q1 2026

  • Operating Cash Flow$46.45M
  • Capital Expenditure−$5.12M
  • Free Cash Flow$41.34M
  • Other Investing−$76.53M
  • Share Buybacks−$6.87M
  • Dividends Paid−$19.15M
  • Net Debt Change−$4.41M
  • Other Financing & FX$49.78M
  • Net Cash Decrease−$15.84M
Want to see what drove the FCF change?Free Cash Flow Bridge

Frequently asked questions

Data & methodology