Gross Profit for Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's current gross profit (TTM) is $2.52B USD. Gross profit equals revenue minus the cost of goods sold (COGS) — what remains from sales after the direct cost of producing the product or service. It does not yet subtract operating expenses, interest, or taxes (see operating income and net income for those steps). Higher gross profit (and gross margin) generally signals pricing power and production efficiency.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
AFRM
Currently viewingRevenueSwitch metric
TTM (last 4 quarters)
$2.52B
YoY change
+47.3%
5Y CAGR
+45.2%
Peak year (2025)
$2.18B
Cumulative gross profit
$6.18B
Gross Profit history chart for Affirm Holdings (AFRM) from 2019 to 2025
Gross Profit history table for Affirm Holdings (AFRM) from 2019 to 2025
| Fiscal year | Period ended | Reported | Gross Profit | YoY |
|---|---|---|---|---|
| 2025 | $2.18B | +47.3% | ||
| 2024 | $1.48B | +106.7% | ||
| 2023 | $714.82M | -7.5% | ||
| 2022 | $772.84M | +41.1% | ||
| 2021 | $547.55M | +62.3% | ||
| 2020 | $337.32M | +116.7% | ||
| 2019 | $155.63M | — |
Gross Profit values are taken from Affirm Holdings's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
In 2025, Affirm Holdings (AFRM) gross profit totalled $2.18B – surged 47.3% year-over-year.
Affirm Holdings gross profit has grown for 2 consecutive years, with a +45.2% compound annual growth rate over 2020–2025 (5 years).
2025 marks the peak gross profit at $2.18B, with the historical low of $155.63M recorded in 2019.
Among 8 Technology peers, Affirm Holdings (AFRM) ranks 9th; the peer median for gross profit is $98.38B.
Affirm Holdings Gross Profit by Year
Affirm Holdings Gross Profit 2025: $2.18B
Affirm Holdings gross profit in 2025 was $2.18B, surged 47.3% from 2024. This figure represents the highest annual value in the available history.
Affirm Holdings Gross Profit 2024: $1.48B
Affirm Holdings gross profit in 2024 was $1.48B, surged 106.7% from 2023.
Affirm Holdings Gross Profit 2023: $714.82M
Affirm Holdings gross profit in 2023 was $714.82M, declined 7.5% below 2022.
Affirm Holdings Gross Profit 2022: $772.84M
Affirm Holdings gross profit in 2022 was $772.84M, surged 41.1% from 2021.
Affirm Holdings Gross Profit 2021: $547.55M
Affirm Holdings gross profit in 2021 was $547.55M.
See more financial history for Affirm Holdings (AFRM).
Sector peers — Gross Profit
Companies in the same sector as Affirm Holdings, ranked by their latest gross profit.
| Company | Gross Profit | Sector |
|---|---|---|
| Taiwan Semiconductor Manufacturing Company Limited (TSM) | $2.30T | Technology |
| Apple Inc. (AAPL) | $195.20B | Technology |
| Microsoft Corporation (MSFT) | $193.89B | Technology |
| NVIDIA Corporation (NVDA) | $153.46B | Technology |
| Broadcom Inc. (AVGO) | $43.29B | Technology |
| ASML Holding N.V. (ASML) | $17.26B | Technology |
| Advanced Micro Devices, Inc. (AMD) | $17.15B | Technology |
| Micron Technology, Inc. (MU) | $14.87B | Technology |
Frequently asked questions
What is Affirm Holdings's gross profit?
- Latest reported gross profit for Affirm Holdings (AFRM) is $2.52B (period ending December 31, 2025).
How has Affirm Holdings gross profit changed year-over-year?
- Affirm Holdings (AFRM) gross profit changed +47.3% year-over-year on the latest annual filing.
What is the long-term growth rate of Affirm Holdings gross profit?
- Affirm Holdings (AFRM) gross profit compound annual growth rate is +45.2% over the most recent 5 years available.
When did Affirm Holdings gross profit hit its highest annual value?
- Affirm Holdings gross profit reached its highest annual value of $2.18B in 2025.
What was Affirm Holdings gross profit in 2024?
- Affirm Holdings (AFRM) gross profit in 2024 was $1.48B.
What was Affirm Holdings gross profit in 2025?
- Affirm Holdings (AFRM) gross profit in 2025 was $2.18B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
Explore more
AFRM Overview
Company profile, financial tools, and key metrics
AFRM Revenue Counter
Earns $117.83 every second. See per minute, hour, and day.
AFRM Earnings Counter
Earns $8.95 per second net profit. See per minute, hour, and day.
AFRM Economic Scale
Exceeds Curacao's GDP. Compare with world economies.
AFRM What If Invested
What if you had invested $1,000? See historical returns from any date.
AFRM How It Makes Money
Discover visual breakdown of $3.72B in revenue — where it comes from and where it goes.
AFRM Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
AFRM Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
AFRM Daily Price Character
Explosive · 49.3% historical win rate (green days). Streaks & record days.
AFRM Buybacks
0.45% TTM buyback yield. Shareholder yield & SBC comparison.