TTM
$441.54M
YoY change
-85.8%
5Y CAGR
—
Peak year (2025)
−$87.27M
Cumulative operating income
−$2.98B
Operating Income history chart for Affirm Holdings (AFRM) from 2019 to 2025
Latest: −$87.27M
Operating Income growth chart for Affirm Holdings (AFRM) from 2019 to 2025
Latest: -85.8%
Operating Income history table for Affirm Holdings (AFRM) from 2019 to 2025
| 2025 | −$87.27M | -85.8% | +$528.57M | ||
| 2024 | −$615.85M | -48.7% | +$585.01M | ||
| 2023 | −$1.20B | +38.7% | −$334.81M | ||
| 2022 | −$866.05M | +125.7% | −$482.38M | ||
| 2021 | −$383.67M | +255.9% | −$275.88M | ||
| 2020 | −$107.79M | +6.1% | −$6.24M | ||
| 2019 | −$101.55M | — | — |
- 2025−$87.27M-85.8%
- 2024−$615.85M-48.7%
- 2023−$1.20B+38.7%
- 2022−$866.05M+125.7%
- 2021−$383.67M+255.9%
- 2020−$107.79M+6.1%
- 2019−$101.55M—
Operating Income values are taken from Affirm Holdings's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Income at Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's current operating income (TTM) is $441.54M. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
2025's annual operating income for Affirm Holdings (AFRM) came in at −$87.27M – plunged 85.8% year-over-year.
2025 marks the peak operating income at −$87.27M, with the historical low of −$1.20B recorded in 2023.
Affirm Holdings Operating Income by Year
Affirm Holdings Operating Income 2025: −$87.27M
2025's operating income for Affirm Holdings came in at −$87.27M, plunged 85.8% below 2024. This figure represents the highest annual value in the available history.
Affirm Holdings Operating Income 2024: −$615.85M
Affirm Holdings posted operating income of −$615.85M in 2024, plunged 48.7% below 2023.
Affirm Holdings Operating Income 2023: −$1.20B
In 2023, Affirm Holdings reported operating income of −$1.20B, surged 38.7% from 2022. This figure represents the lowest annual value in the available history.
Affirm Holdings Operating Income 2022: −$866.05M
Affirm Holdings operating income in 2022 was −$866.05M, surged 125.7% from 2021.
Affirm Holdings Operating Income 2021: −$383.67M
Affirm Holdings operating income in 2021 was −$383.67M.
See more financial history for Affirm Holdings (AFRM).
Sector peers by Operating Income
Technology peers of Affirm Holdings (AFRM), ranked by their latest operating income
| $133.05B | |
| $130.39B | |
| $128.53B | |
| $63.06B | |
| $25.48B | |
| $13.16B | |
| $9.87B | |
| $3.69B |
- $133.05B
- $130.39B
- $128.53B
- $63.06B
- $25.48B
- $13.16B
- $9.87B
- $3.69B
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Affirm Holdings (AFRM) Key Financials
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