Operating Income for Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's current operating income (TTM) is $230.96M USD. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
AFRM
Currently viewingRevenueSwitch metric
TTM (last 4 quarters)
$230.96M
YoY change
-85.8%
5Y CAGR
N/A
Peak year (2025)
-$87.27M
Cumulative operating income
-$3.36B
Operating Income history chart for Affirm Holdings (AFRM) from 2019 to 2025
Operating Income history table for Affirm Holdings (AFRM) from 2019 to 2025
| Fiscal year | Period ended | Reported | Operating Income | YoY |
|---|---|---|---|---|
| 2025 | -$87.27M | -85.8% | ||
| 2024 | -$615.85M | -48.7% | ||
| 2023 | -$1.20B | +38.7% | ||
| 2022 | -$866.05M | +125.7% | ||
| 2021 | -$383.67M | +255.9% | ||
| 2020 | -$107.79M | +6.1% | ||
| 2019 | -$101.55M | — |
Operating Income values are taken from Affirm Holdings's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
2025's annual operating income for Affirm Holdings (AFRM) came in at -$87.27M – plunged 85.8% year-over-year.
2025 marks the peak operating income at -$87.27M, with the historical low of -$1.20B recorded in 2023.
Within Technology, Affirm Holdings (AFRM) ranks 9th among 8 peers we track. The peer median for operating income is $77.01B.
Affirm Holdings Operating Income by Year
Affirm Holdings Operating Income 2025: -$87.27M
Affirm Holdings operating income in 2025 was -$87.27M, plunged 85.8% below 2024. This figure represents the highest annual value in the available history.
Affirm Holdings Operating Income 2024: -$615.85M
Affirm Holdings operating income in 2024 was -$615.85M, plunged 48.7% below 2023.
Affirm Holdings Operating Income 2023: -$1.20B
Affirm Holdings operating income in 2023 was -$1.20B, surged 38.7% from 2022. This figure represents the lowest annual value in the available history.
Affirm Holdings Operating Income 2022: -$866.05M
Affirm Holdings operating income in 2022 was -$866.05M, surged 125.7% from 2021.
Affirm Holdings Operating Income 2021: -$383.67M
Affirm Holdings operating income in 2021 was -$383.67M.
See more financial history for Affirm Holdings (AFRM).
Sector peers — Operating Income
Companies in the same sector as Affirm Holdings, ranked by their latest operating income.
| Company | Operating Income | Sector |
|---|---|---|
| Taiwan Semiconductor Manufacturing Company Limited (TSM) | $1.96T | Technology |
| Apple Inc. (AAPL) | $133.05B | Technology |
| NVIDIA Corporation (NVDA) | $130.39B | Technology |
| Microsoft Corporation (MSFT) | $128.53B | Technology |
| Broadcom Inc. (AVGO) | $25.48B | Technology |
| ASML Holding N.V. (ASML) | $11.30B | Technology |
| Micron Technology, Inc. (MU) | $9.87B | Technology |
| Advanced Micro Devices, Inc. (AMD) | $3.69B | Technology |
Frequently asked questions
What is Affirm Holdings's operating income?
- Latest reported operating income for Affirm Holdings (AFRM) is $230.96M (period ending December 31, 2025).
How has Affirm Holdings operating income changed year-over-year?
- Affirm Holdings (AFRM) operating income changed -85.8% year-over-year on the latest annual filing.
When did Affirm Holdings operating income hit its highest annual value?
- Affirm Holdings operating income reached its highest annual value of -$87.27M in 2025.
What was Affirm Holdings operating income in 2024?
- Affirm Holdings (AFRM) operating income in 2024 was -$615.85M.
What was Affirm Holdings operating income in 2025?
- Affirm Holdings (AFRM) operating income in 2025 was -$87.27M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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