Cash on Hand for Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's latest reported cash and short-term investments is $2.25B USD. Cash on hand here is cash, cash equivalents, and short-term investments reported at the end of each period — the most liquid assets on the balance sheet. Compare with total debt for a net cash/debt picture and with total assets for the share of assets held in cash.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
AFRM
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Latest period
$2.25B
YoY change
+3.8%
5Y CAGR
+52.8%
Peak year (2022)
$2.85B
Latest annual
$2.23B
Cash on Hand history chart for Affirm Holdings (AFRM) from 2019 to 2025
Cash on Hand history table for Affirm Holdings (AFRM) from 2019 to 2025
| Fiscal year | Period ended | Reported | Cash on Hand | YoY |
|---|---|---|---|---|
| 2025 | $2.23B | +3.8% | ||
| 2024 | $2.14B | +3.8% | ||
| 2023 | $2.07B | -27.5% | ||
| 2022 | $2.85B | +92.2% | ||
| 2021 | $1.48B | +455.2% | ||
| 2020 | $267.06M | -16.7% | ||
| 2019 | $320.45M | — |
Cash on Hand values are taken from Affirm Holdings's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Affirm Holdings (AFRM) reported cash and short-term investments of $2.23B – edged up 3.8% year-over-year.
Affirm Holdings cash and short-term investments has grown for 2 consecutive years, with a +52.8% compound annual growth rate over 2020–2025 (5 years).
Affirm Holdings cash and short-term investments declined from $2.85B in 2022 to $2.23B in 2025, a 21.9% drawdown.
The highest annual cash and short-term investments of $2.85B was reported in 2022. The lowest in the available history was $267.06M in 2020.
Within Technology, Affirm Holdings (AFRM) ranks 9th among 8 peers we track. The peer median for cash and short-term investments is $35.44B.
Affirm Holdings Cash on Hand by Year
Affirm Holdings Cash on Hand 2025: $2.23B
Affirm Holdings cash and short-term investments in 2025 was $2.23B, edged up 3.8% from 2024.
Affirm Holdings Cash on Hand 2024: $2.14B
Affirm Holdings cash and short-term investments in 2024 was $2.14B, edged up 3.8% from 2023.
Affirm Holdings Cash on Hand 2023: $2.07B
Affirm Holdings cash and short-term investments in 2023 was $2.07B, declined 27.5% below 2022.
Affirm Holdings Cash on Hand 2022: $2.85B
Affirm Holdings cash and short-term investments in 2022 was $2.85B, surged 92.2% from 2021. This figure represents the highest annual value in the available history.
Affirm Holdings Cash on Hand 2021: $1.48B
Affirm Holdings cash and short-term investments in 2021 was $1.48B.
See more financial history for Affirm Holdings (AFRM).
Sector peers — Cash on Hand
Companies in the same sector as Affirm Holdings, ranked by their latest cash and short-term investments.
| Company | Cash on Hand | Sector |
|---|---|---|
| Taiwan Semiconductor Manufacturing Company Limited (TSM) | $3.06T | Technology |
| Microsoft Corporation (MSFT) | $94.56B | Technology |
| NVIDIA Corporation (NVDA) | $62.56B | Technology |
| Apple Inc. (AAPL) | $54.70B | Technology |
| Broadcom Inc. (AVGO) | $16.18B | Technology |
| ASML Holding N.V. (ASML) | $13.32B | Technology |
| Advanced Micro Devices, Inc. (AMD) | $10.55B | Technology |
| Micron Technology, Inc. (MU) | $10.31B | Technology |
Frequently asked questions
What is Affirm Holdings's cash and short-term investments?
- Latest reported cash and short-term investments for Affirm Holdings (AFRM) is $2.25B (period ending December 31, 2025).
How has Affirm Holdings cash and short-term investments changed year-over-year?
- Affirm Holdings (AFRM) cash and short-term investments changed +3.8% year-over-year on the latest annual filing.
What is the long-term growth rate of Affirm Holdings cash and short-term investments?
- Affirm Holdings (AFRM) cash and short-term investments compound annual growth rate is +52.8% over the most recent 5 years available.
When did Affirm Holdings cash and short-term investments hit its highest annual value?
- Affirm Holdings cash and short-term investments reached its highest annual value of $2.85B in 2022.
What was Affirm Holdings cash and short-term investments in 2024?
- Affirm Holdings (AFRM) cash and short-term investments in 2024 was $2.14B.
What was Affirm Holdings cash and short-term investments in 2025?
- Affirm Holdings (AFRM) cash and short-term investments in 2025 was $2.23B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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