TTM
9.6%
YoY change
+23.91pp
Trough year (2023)
-62.1%
Peak year (2025)
1.6%
Latest annual
1.6%
Net Profit Margin history chart for Affirm Holdings (AFRM) from 2019 to 2025
Latest: 1.6%
Net Profit Margin change chart for Affirm Holdings (AFRM) from 2019 to 2025
Latest: +23.91pp
Net Profit Margin history table for Affirm Holdings (AFRM) from 2019 to 2025
| 2025 | 1.6% | +23.91pp | ||
| 2024 | -22.3% | +39.76pp | ||
| 2023 | -62.1% | -9.62pp | ||
| 2022 | -52.4% | -1.76pp | ||
| 2021 | -50.7% | -28.57pp | ||
| 2020 | -22.1% | +23.47pp | ||
| 2019 | -45.6% | — |
- 20251.6%+23.91pp
- 2024-22.3%+39.76pp
- 2023-62.1%-9.62pp
- 2022-52.4%-1.76pp
- 2021-50.7%-28.57pp
- 2020-22.1%+23.47pp
- 2019-45.6%—
Net Profit Margin values are taken from Affirm Holdings's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Net Profit Margin at Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's latest reported net margin is 9.6%. Net profit margin is net income divided by revenue — the bottom-line share of each sales dollar that remains after all costs, including operating expenses, interest, and taxes. It is the most comprehensive profitability ratio, though it can swing on one-off items, so read it alongside the multi-year trend below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
In 2025, Affirm Holdings (AFRM) net margin totalled 1.62% – expanded 23.9 percentage points year-over-year.
1.62% stands as the all-time-high annual net margin, posted in 2025, against a low of -62.05% during 2023.
Affirm Holdings Net Profit Margin by Year
Affirm Holdings Net Profit Margin 2025: 1.6%
Affirm Holdings net margin in 2025 was 1.62%, expanded 23.9 percentage points from 2024. This figure represents the highest annual value in the available history.
Affirm Holdings Net Profit Margin 2024: -22.3%
2024's net margin for Affirm Holdings came in at -22.29%, expanded 39.8 percentage points from 2023.
Affirm Holdings Net Profit Margin 2023: -62.1%
Affirm Holdings posted net margin of -62.05% in 2023, contracted 9.6 percentage points from 2022. This figure represents the lowest annual value in the available history.
Affirm Holdings Net Profit Margin 2022: -52.4%
In 2022, Affirm Holdings reported net margin of -52.43%, contracted 1.8 percentage points from 2021.
Affirm Holdings Net Profit Margin 2021: -50.7%
Affirm Holdings net margin in 2021 was -50.67%.
See more financial history for Affirm Holdings (AFRM).
Sector peers by Net Profit Margin
Technology peers of Affirm Holdings (AFRM), ranked by their latest net margin
| 63.0% | |
| 47.0% | |
| 41.5% | |
| 39.3% | |
| 38.8% | |
| 29.7% | |
| 27.2% | |
| 13.4% |
- 63.0%
- 47.0%
- 39.3%
- 38.8%
- 29.7%
- 27.2%
- 13.4%
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