Total Debt for Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's latest reported total debt is $9.18B USD. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — combine with cash on hand for net debt, and see total liabilities for the broader obligations picture.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
AFRM
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Latest period
$9.18B
YoY change
+18.7%
5Y CAGR
+53.6%
Peak year (2025)
$7.85B
Latest annual
$7.85B
Total Debt history chart for Affirm Holdings (AFRM) from 2019 to 2025
Total Debt history table for Affirm Holdings (AFRM) from 2019 to 2025
| Fiscal year | Period ended | Reported | Total Debt | YoY |
|---|---|---|---|---|
| 2025 | $7.85B | +18.7% | ||
| 2024 | $6.61B | +21.3% | ||
| 2023 | $5.45B | +31.5% | ||
| 2022 | $4.14B | +109.0% | ||
| 2021 | $1.98B | +116.1% | ||
| 2020 | $917.15M | +56.5% | ||
| 2019 | $585.95M | — |
Total Debt values are taken from Affirm Holdings's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, Affirm Holdings (AFRM) reported total debt of $7.85B – grew 18.7% year-over-year.
Through 2020–2025 (5 years), Affirm Holdings total debt delivered a +53.6% annualised rate; with the latest reading among the more recent periods of the dataset.
2025 marks the peak total debt at $7.85B, with the historical low of $585.95M recorded in 2019.
Within Technology, Affirm Holdings (AFRM) ranks 7th among 8 peers we track. The peer median for total debt is $40.21B.
Affirm Holdings Total Debt by Year
Affirm Holdings Total Debt 2025: $7.85B
Affirm Holdings total debt in 2025 was $7.85B, grew 18.7% from 2024. This figure represents the highest annual value in the available history.
Affirm Holdings Total Debt 2024: $6.61B
Affirm Holdings total debt in 2024 was $6.61B, grew 21.3% from 2023.
Affirm Holdings Total Debt 2023: $5.45B
Affirm Holdings total debt in 2023 was $5.45B, surged 31.5% from 2022.
Affirm Holdings Total Debt 2022: $4.14B
Affirm Holdings total debt in 2022 was $4.14B, surged 109.0% from 2021.
Affirm Holdings Total Debt 2021: $1.98B
Affirm Holdings total debt in 2021 was $1.98B.
See more financial history for Affirm Holdings (AFRM).
Sector peers — Total Debt
Companies in the same sector as Affirm Holdings, ranked by their latest total debt.
| Company | Total Debt | Sector |
|---|---|---|
| Taiwan Semiconductor Manufacturing Company Limited (TSM) | $1.06T | Technology |
| Apple Inc. (AAPL) | $112.38B | Technology |
| Microsoft Corporation (MSFT) | $112.18B | Technology |
| Broadcom Inc. (AVGO) | $65.14B | Technology |
| Micron Technology, Inc. (MU) | $15.28B | Technology |
| NVIDIA Corporation (NVDA) | $11.41B | Technology |
| Advanced Micro Devices, Inc. (AMD) | $4.47B | Technology |
| ASML Holding N.V. (ASML) | $2.71B | Technology |
Frequently asked questions
What is Affirm Holdings's total debt?
- Latest reported total debt for Affirm Holdings (AFRM) is $9.18B (period ending December 31, 2025).
How has Affirm Holdings total debt changed year-over-year?
- Affirm Holdings (AFRM) total debt changed +18.7% year-over-year on the latest annual filing.
What is the long-term growth rate of Affirm Holdings total debt?
- Affirm Holdings (AFRM) total debt compound annual growth rate is +53.6% over the most recent 5 years available.
When did Affirm Holdings total debt hit its highest annual value?
- Affirm Holdings total debt reached its highest annual value of $7.85B in 2025.
What was Affirm Holdings total debt in 2024?
- Affirm Holdings (AFRM) total debt in 2024 was $6.61B.
What was Affirm Holdings total debt in 2025?
- Affirm Holdings (AFRM) total debt in 2025 was $7.85B.
Metrics overview
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