Net Income for Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's current net income (TTM) is $282.33M USD. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
AFRM
Currently viewingNet IncomeSwitch metric
TTM (last 4 quarters)
$282.33M
YoY change
-110.1%
5Y CAGR
N/A
Peak year (2025)
$52.19M
Cumulative net income
-$2.83B
Net Income history chart for Affirm Holdings (AFRM) from 2019 to 2025
Net Income history table for Affirm Holdings (AFRM) from 2019 to 2025
| Fiscal year | Period ended | Reported | Net Income | YoY |
|---|---|---|---|---|
| 2025 | $52.19M | -110.1% | ||
| 2024 | -$517.76M | -47.5% | ||
| 2023 | -$985.35M | +39.3% | ||
| 2022 | -$707.42M | +60.4% | ||
| 2021 | -$441.03M | +291.7% | ||
| 2020 | -$112.60M | -6.5% | ||
| 2019 | -$120.45M | — |
Net Income values are taken from Affirm Holdings's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
Affirm Holdings (AFRM) most recent annual net income stands at $52.19M (2025) – plunged 110.1% year-over-year.
The dataset's maximum net income sits at $52.19M (2025); the minimum reading of -$985.35M dates to 2023.
Affirm Holdings (AFRM) sits 9th of 8 Technology peers we track on this metric, against a peer median of $62.48B.
Affirm Holdings Net Income by Year
Affirm Holdings Net Income 2025: $52.19M
Affirm Holdings net income in 2025 was $52.19M, plunged 110.1% below 2024. This figure represents the highest annual value in the available history.
Affirm Holdings Net Income 2024: -$517.76M
Affirm Holdings net income in 2024 was -$517.76M, plunged 47.5% below 2023.
Affirm Holdings Net Income 2023: -$985.35M
Affirm Holdings net income in 2023 was -$985.35M, surged 39.3% from 2022. This figure represents the lowest annual value in the available history.
Affirm Holdings Net Income 2022: -$707.42M
Affirm Holdings net income in 2022 was -$707.42M, surged 60.4% from 2021.
Affirm Holdings Net Income 2021: -$441.03M
Affirm Holdings net income in 2021 was -$441.03M.
See more financial history for Affirm Holdings (AFRM).
Sector peers — Net Income
Companies in the same sector as Affirm Holdings, ranked by their latest net income.
| Company | Net Income | Sector |
|---|---|---|
| Taiwan Semiconductor Manufacturing Company Limited (TSM) | $1.74T | Technology |
| NVIDIA Corporation (NVDA) | $120.07B | Technology |
| Apple Inc. (AAPL) | $112.01B | Technology |
| Microsoft Corporation (MSFT) | $101.83B | Technology |
| Broadcom Inc. (AVGO) | $23.13B | Technology |
| ASML Holding N.V. (ASML) | $9.61B | Technology |
| Micron Technology, Inc. (MU) | $8.54B | Technology |
| Advanced Micro Devices, Inc. (AMD) | $4.33B | Technology |
Frequently asked questions
What is Affirm Holdings's net income?
- Latest reported net income for Affirm Holdings (AFRM) is $282.33M (period ending December 31, 2025).
How has Affirm Holdings net income changed year-over-year?
- Affirm Holdings (AFRM) net income changed -110.1% year-over-year on the latest annual filing.
When did Affirm Holdings net income hit its highest annual value?
- Affirm Holdings net income reached its highest annual value of $52.19M in 2025.
What was Affirm Holdings net income in 2024?
- Affirm Holdings (AFRM) net income in 2024 was -$517.76M.
What was Affirm Holdings net income in 2025?
- Affirm Holdings (AFRM) net income in 2025 was $52.19M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
Explore more
AFRM Overview
Company profile, financial tools, and key metrics
AFRM Revenue Counter
Earns $117.83 every second. See per minute, hour, and day.
AFRM Earnings Counter
Earns $8.95 per second net profit. See per minute, hour, and day.
AFRM Economic Scale
Exceeds Curacao's GDP. Compare with world economies.
AFRM What If Invested
What if you had invested $1,000? See historical returns from any date.
AFRM How It Makes Money
Discover visual breakdown of $3.72B in revenue — where it comes from and where it goes.
AFRM Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
AFRM Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
AFRM Daily Price Character
Explosive · 49.3% historical win rate (green days). Streaks & record days.
AFRM Buybacks
0.45% TTM buyback yield. Shareholder yield & SBC comparison.