Affirm Holdings (AFRM) seasonality heatmap
Returns across monthly, quarterly, and yearly periods. Cell color encodes signed magnitude; the scale auto-fits each table.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -19.0% | -22.1% | -2.5% | +40.3% | +14.6% | +10.7% | -6.7% | — | — | — | — | — |
| 2025 | +0.3% | +5.0% | -29.6% | +10.1% | +4.3% | +33.2% | -0.8% | +29.0% | -17.4% | -1.6% | -1.3% | +4.9% |
| 2024 | -17.6% | -7.4% | -0.7% | -14.4% | -8.2% | +3.2% | -6.4% | +55.6% | -7.2% | +7.4% | +59.7% | -13.0% |
| 2023 | +67.4% | -15.9% | -17.3% | -12.5% | +50.7% | +3.2% | +26.5% | +7.3% | +2.2% | -17.2% | +95.4% | +42.8% |
| 2022 | -36.3% | -34.7% | +10.6% | -38.0% | -0.7% | -36.6% | +48.6% | -12.7% | -19.9% | +7.0% | -30.6% | -30.5% |
| 2021 | — | -6.6% | -24.0% | -0.3% | -13.7% | +10.8% | -16.4% | +71.1% | +23.7% | +36.4% | -22.0% | -20.6% |
| Avg | -1.0% | -13.6% | -10.6% | -2.5% | +7.8% | +4.1% | +10.3% | +30.1% | -3.7% | +6.4% | +20.2% | -3.3% |
| Median | -17.6% | -11.6% | -9.9% | -6.4% | +1.8% | +7.0% | -0.8% | +29.0% | -7.2% | +7.0% | -1.3% | -13.0% |
| Last 5Y Avg | -1.0% | -15.0% | -7.9% | -2.9% | +12.1% | +2.7% | +10.3% | +30.1% | -3.7% | +6.4% | +20.2% | -3.3% |
| Std Dev (σ) | 40.4% | 13.8% | 15.5% | 26.4% | 23.2% | 22.8% | 26.7% | 34.2% | 17.7% | 19.5% | 54.9% | 28.8% |
| Consistency (μ/σ) | -0.03 | -0.98 | -0.68 | -0.09 | 0.34 | 0.18 | 0.39 | 0.88 | -0.21 | 0.33 | 0.37 | -0.11 |
| Win Rate (%) | 40% | 17% | 17% | 33% | 50% | 83% | 40% | 80% | 40% | 60% | 40% | 40% |
| Winning / Losing Months | ▲2▼3 | ▲1▼5 | ▲1▼5 | ▲2▼4 | ▲3▼3 | ▲5▼1 | ▲2▼3 | ▲4▼1 | ▲2▼3 | ▲3▼2 | ▲2▼3 | ▲2▼3 |
| Longest Win / Loss Streak | ▲1▼1 | ▲1▼4 | ▲1▼4 | ▲2▼4 | ▲2▼2 | ▲4▼1 | ▲2▼2 | ▲3▼1 | ▲1▼2 | ▲2▼1 | ▲2▼2 | ▲1▼2 |
| Best | +67.4%in January 2023 | +5.0%in February 2025 | +10.6%in March 2022 | +40.3%in April 2026 | +50.7%in May 2023 | +33.2%in June 2025 | +48.6%in July 2022 | +71.1%in August 2021 | +23.7%in September 2021 | +36.4%in October 2021 | +95.4%in November 2023 | +42.8%in December 2023 |
| Worst | -36.3%in January 2022 | -34.7%in February 2022 | -29.6%in March 2025 | -38.0%in April 2022 | -13.7%in May 2021 | -36.6%in June 2022 | -16.4%in July 2021 | -12.7%in August 2022 | -19.9%in September 2022 | -17.2%in October 2023 | -30.6%in November 2022 | -30.5%in December 2022 |
-38.0%+95.4%
2026
Jan-19.0%
Feb-22.1%
Mar-2.5%
Apr+40.3%
May+14.6%
Jun+10.7%
Jul-6.7%
Aug—
Sep—
Oct—
Nov—
Dec—
2025
Jan+0.3%
Feb+5.0%
Mar-29.6%
Apr+10.1%
May+4.3%
Jun+33.2%
Jul-0.8%
Aug+29.0%
Sep-17.4%
Oct-1.6%
Nov-1.3%
Dec+4.9%
2024
Jan-17.6%
Feb-7.4%
Mar-0.7%
Apr-14.4%
May-8.2%
Jun+3.2%
Jul-6.4%
Aug+55.6%
Sep-7.2%
Oct+7.4%
Nov+59.7%
Dec-13.0%
2023
Jan+67.4%
Feb-15.9%
Mar-17.3%
Apr-12.5%
May+50.7%
Jun+3.2%
Jul+26.5%
Aug+7.3%
Sep+2.2%
Oct-17.2%
Nov+95.4%
Dec+42.8%
2022
Jan-36.3%
Feb-34.7%
Mar+10.6%
Apr-38.0%
May-0.7%
Jun-36.6%
Jul+48.6%
Aug-12.7%
Sep-19.9%
Oct+7.0%
Nov-30.6%
Dec-30.5%
2021
Jan—
Feb-6.6%
Mar-24.0%
Apr-0.3%
May-13.7%
Jun+10.8%
Jul-16.4%
Aug+71.1%
Sep+23.7%
Oct+36.4%
Nov-22.0%
Dec-20.6%
Avg
Jan-1.0%
Feb-13.6%
Mar-10.6%
Apr-2.5%
May+7.8%
Jun+4.1%
Jul+10.3%
Aug+30.1%
Sep-3.7%
Oct+6.4%
Nov+20.2%
Dec-3.3%
Median
Jan-17.6%
Feb-11.6%
Mar-9.9%
Apr-6.4%
May+1.8%
Jun+7.0%
Jul-0.8%
Aug+29.0%
Sep-7.2%
Oct+7.0%
Nov-1.3%
Dec-13.0%
Last 5Y Avg
Jan-1.0%
Feb-15.0%
Mar-7.9%
Apr-2.9%
May+12.1%
Jun+2.7%
Jul+10.3%
Aug+30.1%
Sep-3.7%
Oct+6.4%
Nov+20.2%
Dec-3.3%
Std Dev (σ)
Jan40.4%
Feb13.8%
Mar15.5%
Apr26.4%
May23.2%
Jun22.8%
Jul26.7%
Aug34.2%
Sep17.7%
Oct19.5%
Nov54.9%
Dec28.8%
Consistency (μ/σ)
Jan-0.03
Feb-0.98
Mar-0.68
Apr-0.09
May0.34
Jun0.18
Jul0.39
Aug0.88
Sep-0.21
Oct0.33
Nov0.37
Dec-0.11
Win Rate (%)
Jan40%
Feb17%
Mar17%
Apr33%
May50%
Jun83%
Jul40%
Aug80%
Sep40%
Oct60%
Nov40%
Dec40%
Winning / Losing Months
Jan▲2▼3
Feb▲1▼5
Mar▲1▼5
Apr▲2▼4
May▲3▼3
Jun▲5▼1
Jul▲2▼3
Aug▲4▼1
Sep▲2▼3
Oct▲3▼2
Nov▲2▼3
Dec▲2▼3
Longest Win / Loss Streak
Jan▲1▼1
Feb▲1▼4
Mar▲1▼4
Apr▲2▼4
May▲2▼2
Jun▲4▼1
Jul▲2▼2
Aug▲3▼1
Sep▲1▼2
Oct▲2▼1
Nov▲2▼2
Dec▲1▼2
Best
Jan+67.4%2023
Feb+5.0%2025
Mar+10.6%2022
Apr+40.3%2026
May+50.7%2023
Jun+33.2%2025
Jul+48.6%2022
Aug+71.1%2021
Sep+23.7%2021
Oct+36.4%2021
Nov+95.4%2023
Dec+42.8%2023
Worst
Jan-36.3%2022
Feb-34.7%2022
Mar-29.6%2025
Apr-38.0%2022
May-13.7%2021
Jun-36.6%2022
Jul-16.4%2021
Aug-12.7%2022
Sep-19.9%2022
Oct-17.2%2023
Nov-30.6%2022
Dec-30.5%2022
-38.0%+95.4%
Frequently asked questions
Data & methodology
Affirm Holdings (AFRM) Key Financials
Charts, filings, and peer comparison for every metric
Income Statement
Balance Sheet
Cash Flow
Forecast & Valuation
Operations
Explore more
Deep-dives across the income statement, cash flow, capital return, and valuation
Overview
Income Statement
Capital Return
How this company returns cash to shareholders — buybacks, dividends, and stock splits.