TTM
$1.12B
YoY change
-32027.8%
5Y CAGR
—
Peak year (FY2025)
$712M
Cumulative EBITDA
-$220M
EBITDA history chart for Affirm Holdings (AFRM) from 2019 to 2025
Latest: $712M
EBITDA growth chart for Affirm Holdings (AFRM) from 2019 to 2025
Latest: -32027.8%
EBITDA history table for Affirm Holdings (AFRM) from 2019 to 2025
| FY2025 | $712M | -32027.8% | +$714M | ||
| FY2024 | -$2.23M | -99.7% | +$669M | ||
| FY2023 | -$672M | +11.5% | -$69.2M | ||
| FY2022 | -$602M | +62.5% | -$232M | ||
| FY2021 | -$371M | +426.1% | -$300M | ||
| FY2020 | -$70.5M | -21.1% | +$18.8M | ||
| FY2019 | -$89.3M | — | — |
- FY2025$712M-32027.8%
- FY2024-$2.23M-99.7%
- FY2023-$672M+11.5%
- FY2022-$602M+62.5%
- FY2021-$371M+426.1%
- FY2020-$70.5M-21.1%
- FY2019-$89.3M—
EBITDA values are taken from Affirm Holdings's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About EBITDA at Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's current EBITDA (TTM) is $1.12B. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
The 2025 reading of Affirm Holdings (AFRM) EBITDA is $712M – plunged 32027.8% year-over-year.
Across the available history, EBITDA reached its high of $712M in 2025 and its low of -$672M in 2023.
Affirm Holdings EBITDA by Year
Affirm Holdings EBITDA 2025: $712M
2025's EBITDA for Affirm Holdings came in at $712M, plunged 32027.8% below 2024. This figure represents the highest annual value in the available history.
Affirm Holdings EBITDA 2024: -$2.23M
Affirm Holdings posted EBITDA of -$2.23M in 2024, plunged 99.7% below 2023.
Affirm Holdings EBITDA 2023: -$672M
In 2023, Affirm Holdings reported EBITDA of -$672M, grew 11.5% from 2022. This figure represents the lowest annual value in the available history.
Affirm Holdings EBITDA 2022: -$602M
Affirm Holdings EBITDA in 2022 was -$602M, surged 62.5% from 2021.
Affirm Holdings EBITDA 2021: -$371M
Affirm Holdings EBITDA in 2021 was -$371M.
See more financial history for Affirm Holdings (AFRM).
Sector peers by EBITDA
Financial Services peers of Affirm Holdings (AFRM), ranked by their latest EBITDA
| $81.4B | |
| $72.4B | |
| $40B | |
| $29.3B | |
| $26.6B | |
| $26B | |
| $24B | |
| $20.2B |
- $81.4B
- $29.3B
- $26.6B
- $26B
- $20.2B
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Affirm Holdings (AFRM) Key Financials
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