EBITDA for Affirm Holdings (AFRM)
According to Affirm Holdings's latest reported financial statements, the company's current EBITDA (TTM) is $992.85M USD. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
AFRM
Currently viewingEBITDASwitch metric
TTM (last 4 quarters)
$992.85M
YoY change
-32027.8%
5Y CAGR
N/A
Peak year (2025)
$711.99M
Cumulative EBITDA
-$1.09B
EBITDA history chart for Affirm Holdings (AFRM) from 2019 to 2025
EBITDA history table for Affirm Holdings (AFRM) from 2019 to 2025
| Fiscal year | Period ended | Reported | EBITDA | YoY |
|---|---|---|---|---|
| 2025 | $711.99M | -32027.8% | ||
| 2024 | -$2.23M | -99.7% | ||
| 2023 | -$671.60M | +11.5% | ||
| 2022 | -$602.41M | +62.5% | ||
| 2021 | -$370.69M | +426.1% | ||
| 2020 | -$70.46M | -21.1% | ||
| 2019 | -$89.26M | — |
EBITDA values are taken from Affirm Holdings's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of Affirm Holdings (AFRM) EBITDA is $711.99M – plunged 32027.8% year-over-year.
Across the available history, EBITDA reached its high of $711.99M in 2025 and its low of -$671.60M in 2023.
Among 8 Technology peers, Affirm Holdings (AFRM) ranks 9th; the peer median for EBITDA is $89.57B.
Affirm Holdings EBITDA by Year
Affirm Holdings EBITDA 2025: $711.99M
Affirm Holdings EBITDA in 2025 was $711.99M, plunged 32027.8% below 2024. This figure represents the highest annual value in the available history.
Affirm Holdings EBITDA 2024: -$2.23M
Affirm Holdings EBITDA in 2024 was -$2.23M, plunged 99.7% below 2023.
Affirm Holdings EBITDA 2023: -$671.60M
Affirm Holdings EBITDA in 2023 was -$671.60M, grew 11.5% from 2022. This figure represents the lowest annual value in the available history.
Affirm Holdings EBITDA 2022: -$602.41M
Affirm Holdings EBITDA in 2022 was -$602.41M, surged 62.5% from 2021.
Affirm Holdings EBITDA 2021: -$370.69M
Affirm Holdings EBITDA in 2021 was -$370.69M.
See more financial history for Affirm Holdings (AFRM).
Sector peers — EBITDA
Companies in the same sector as Affirm Holdings, ranked by their latest EBITDA.
| Company | EBITDA | Sector |
|---|---|---|
| Taiwan Semiconductor Manufacturing Company Limited (TSM) | $2.75T | Technology |
| Microsoft Corporation (MSFT) | $160.16B | Technology |
| NVIDIA Corporation (NVDA) | $144.55B | Technology |
| Apple Inc. (AAPL) | $144.43B | Technology |
| Broadcom Inc. (AVGO) | $34.71B | Technology |
| Micron Technology, Inc. (MU) | $18.49B | Technology |
| ASML Holding N.V. (ASML) | $12.55B | Technology |
| Advanced Micro Devices, Inc. (AMD) | $7.28B | Technology |
Frequently asked questions
What is Affirm Holdings's EBITDA?
- Latest reported EBITDA for Affirm Holdings (AFRM) is $992.85M (period ending December 31, 2025).
How has Affirm Holdings EBITDA changed year-over-year?
- Affirm Holdings (AFRM) EBITDA changed -32027.8% year-over-year on the latest annual filing.
When did Affirm Holdings EBITDA hit its highest annual value?
- Affirm Holdings EBITDA reached its highest annual value of $711.99M in 2025.
What was Affirm Holdings EBITDA in 2024?
- Affirm Holdings (AFRM) EBITDA in 2024 was -$2.23M.
What was Affirm Holdings EBITDA in 2025?
- Affirm Holdings (AFRM) EBITDA in 2025 was $711.99M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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AFRM Overview
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