Capital Expenditures for SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's current capital expenditures (TTM) is $249.79M USD. Capital expenditures (CapEx) are cash outlays for property, plant, and equipment and other long-lived productive assets — reported on the cash flow statement under investing activities. CapEx funds future capacity (factories, data centers, software, machinery), so rising spend can signal investment in growth, while heavy CapEx reduces free cash flow available to shareholders. We display CapEx as a positive amount (the absolute cash outflow); compare with revenue to gauge capital intensity and with total assets for the asset-base context.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingCapital ExpendituresSwitch metric
Latest period
$249.79M
YoY change
+48.2%
5Y CAGR
+58.1%
Peak year (2025)
$242.44M
Cumulative capital expenditures
$770.70M
CapEx history chart for SoFi Technologies (SOFI) from 2017 to 2025
CapEx history table for SoFi Technologies (SOFI) from 2017 to 2025
| Fiscal year | Period ended | Reported | Capital Expenditures | YoY |
|---|---|---|---|---|
| 2025 | $242.44M | +48.2% | ||
| 2024 | $163.62M | +35.0% | ||
| 2023 | $121.19M | +16.8% | ||
| 2022 | $103.73M | +98.5% | ||
| 2021 | $52.26M | +112.9% | ||
| 2020 | $24.55M | -34.7% | ||
| 2019 | $37.59M | +173.8% | ||
| 2018 | $13.73M | +18.5% | ||
| 2017 | $11.59M | — |
CapEx values are taken from SoFi Technologies's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of SoFi Technologies (SOFI) capital expenditures is $242.44M – surged 48.2% year-over-year.
Through 2020–2025 (5 years), SoFi Technologies capital expenditures delivered a +58.1% annualised rate; sustaining 5 straight years of year-over-year growth.
The dataset's maximum capital expenditures sits at $242.44M (2025); the minimum reading of $11.59M dates to 2017.
SoFi Technologies (SOFI) sits 6th of 8 Financial Services peers we track on this metric, against a peer median of $985.50M.
SoFi Technologies Capital Expenditures by Year
SoFi Technologies Capital Expenditures 2025: $242.44M
SoFi Technologies capital expenditures in 2025 was $242.44M, surged 48.2% from 2024. This figure represents the highest annual value in the available history.
SoFi Technologies Capital Expenditures 2024: $163.62M
SoFi Technologies capital expenditures in 2024 was $163.62M, surged 35.0% from 2023.
SoFi Technologies Capital Expenditures 2023: $121.19M
SoFi Technologies capital expenditures in 2023 was $121.19M, grew 16.8% from 2022.
SoFi Technologies Capital Expenditures 2022: $103.73M
SoFi Technologies capital expenditures in 2022 was $103.73M, surged 98.5% from 2021.
SoFi Technologies Capital Expenditures 2021: $52.26M
SoFi Technologies capital expenditures in 2021 was $52.26M.
See more financial history for SoFi Technologies (SOFI).
Sector peers — CapEx
Companies in the same sector as SoFi Technologies, ranked by their latest capital expenditures.
| Company | Capital Expenditures | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $20.93B | Financial Services |
| Morgan Stanley (MS) | $2.90B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $2.06B | Financial Services |
| Visa Inc. (V) | $1.48B | Financial Services |
| Mastercard Incorporated (MA) | $489.00M | Financial Services |
| JPMorgan Chase & Co. (JPM) | $0 | Financial Services |
| Bank of America Corporation (BAC) | $0 | Financial Services |
| Wells Fargo & Company (WFC) | $0 | Financial Services |
Frequently asked questions
What is SoFi Technologies's capital expenditures?
- Latest reported capital expenditures for SoFi Technologies (SOFI) is $249.79M (period ending December 31, 2025).
How has SoFi Technologies capital expenditures changed year-over-year?
- SoFi Technologies (SOFI) capital expenditures changed +48.2% year-over-year on the latest annual filing.
What is the long-term growth rate of SoFi Technologies capital expenditures?
- SoFi Technologies (SOFI) capital expenditures compound annual growth rate is +58.1% over the most recent 5 years available.
When did SoFi Technologies capital expenditures hit its highest annual value?
- SoFi Technologies capital expenditures reached its highest annual value of $242.44M in 2025.
What was SoFi Technologies capital expenditures in 2024?
- SoFi Technologies (SOFI) capital expenditures in 2024 was $163.62M.
What was SoFi Technologies capital expenditures in 2025?
- SoFi Technologies (SOFI) capital expenditures in 2025 was $242.44M.
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