TTM
$892.07M
YoY change
+74.0%
5Y CAGR
—
Peak year (2025)
$760.01M
Cumulative EBITDA
$158.27M
EBITDA history chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: $760.01M
EBITDA growth chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: +74.0%
EBITDA history table for SoFi Technologies (SOFI) from 2017 to 2025
| 2025 | $760.01M | +74.0% | +$323.17M | ||
| 2024 | $436.84M | -538.0% | +$536.59M | ||
| 2023 | −$99.74M | -40.4% | +$67.62M | ||
| 2022 | −$167.36M | -55.9% | +$212.25M | ||
| 2021 | −$379.61M | +46.7% | −$120.92M | ||
| 2020 | −$258.69M | +15.7% | −$35.05M | ||
| 2019 | −$223.64M | -7.8% | +$18.80M | ||
| 2018 | −$242.44M | -468.6% | −$308.23M | ||
| 2017 | $65.78M | — | — |
- 2025$760.01M+74.0%
- 2024$436.84M-538.0%
- 2023−$99.74M-40.4%
- 2022−$167.36M-55.9%
- 2021−$379.61M+46.7%
- 2020−$258.69M+15.7%
- 2019−$223.64M-7.8%
- 2018−$242.44M-468.6%
- 2017$65.78M—
EBITDA values are taken from SoFi Technologies's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About EBITDA at SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's current EBITDA (TTM) is $892.07M. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
As of the 2025 fiscal year, SoFi Technologies (SOFI) reported EBITDA of $760.01M – surged 74.0% year-over-year.
$760.01M stands as the all-time-high annual EBITDA, posted in 2025, against a low of −$379.61M during 2021.
SoFi Technologies EBITDA by Year
SoFi Technologies EBITDA 2025: $760.01M
In 2025, SoFi Technologies reported EBITDA of $760.01M, surged 74.0% from 2024. This figure represents the highest annual value in the available history.
SoFi Technologies EBITDA 2024: $436.84M
SoFi Technologies EBITDA in 2024 was $436.84M, plunged 538.0% below 2023.
SoFi Technologies EBITDA 2023: −$99.74M
2023's EBITDA for SoFi Technologies came in at −$99.74M, plunged 40.4% below 2022.
SoFi Technologies EBITDA 2022: −$167.36M
SoFi Technologies posted EBITDA of −$167.36M in 2022, plunged 55.9% below 2021.
SoFi Technologies EBITDA 2021: −$379.61M
SoFi Technologies EBITDA in 2021 was −$379.61M.
See more financial history for SoFi Technologies (SOFI).
Sector peers by EBITDA
Financial Services peers of SoFi Technologies (SOFI), ranked by their latest EBITDA
| $81.42B | |
| $72.36B | |
| $40.01B | |
| $29.35B | |
| $26.61B | |
| $26.00B | |
| $24.03B | |
| $20.19B |
- $81.42B
- $72.36B
- $40.01B
- $29.35B
- $26.61B
- $26.00B
- $24.03B
- $20.19B
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