EBITDA for SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's current EBITDA (TTM) is $1.38B USD. EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a common proxy for operating cash generation that strips out non-cash charges (depreciation and amortization) and capital structure effects (interest, taxes). Useful for comparing companies with different leverage and asset bases — see operating income and net income for fully GAAP figures.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingEBITDASwitch metric
TTM (last 4 quarters)
$1.38B
YoY change
+338.7%
5Y CAGR
N/A
Peak year (2025)
$1.92B
Cumulative EBITDA
$1.05B
EBITDA history chart for SoFi Technologies (SOFI) from 2017 to 2025
EBITDA history table for SoFi Technologies (SOFI) from 2017 to 2025
| Fiscal year | Period ended | Reported | EBITDA | YoY |
|---|---|---|---|---|
| 2025 | $1.92B | +338.7% | ||
| 2024 | $436.84M | -538.0% | ||
| 2023 | -$99.74M | -40.4% | ||
| 2022 | -$167.36M | -55.9% | ||
| 2021 | -$379.61M | +46.7% | ||
| 2020 | -$258.69M | +15.7% | ||
| 2019 | -$223.64M | -7.8% | ||
| 2018 | -$242.44M | -468.6% | ||
| 2017 | $65.78M | — |
EBITDA values are taken from SoFi Technologies's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, SoFi Technologies (SOFI) reported EBITDA of $1.92B – surged 338.7% year-over-year.
$1.92B stands as the all-time-high annual EBITDA, posted in 2025, against a low of -$379.61M during 2021.
Within Financial Services, SoFi Technologies (SOFI) ranks 9th among 8 peers we track. The peer median for EBITDA is $27.98B.
SoFi Technologies EBITDA by Year
SoFi Technologies EBITDA 2025: $1.92B
SoFi Technologies EBITDA in 2025 was $1.92B, surged 338.7% from 2024. This figure represents the highest annual value in the available history.
SoFi Technologies EBITDA 2024: $436.84M
SoFi Technologies EBITDA in 2024 was $436.84M, plunged 538.0% below 2023.
SoFi Technologies EBITDA 2023: -$99.74M
SoFi Technologies EBITDA in 2023 was -$99.74M, plunged 40.4% below 2022.
SoFi Technologies EBITDA 2022: -$167.36M
SoFi Technologies EBITDA in 2022 was -$167.36M, plunged 55.9% below 2021.
SoFi Technologies EBITDA 2021: -$379.61M
SoFi Technologies EBITDA in 2021 was -$379.61M.
See more financial history for SoFi Technologies (SOFI).
Sector peers — EBITDA
Companies in the same sector as SoFi Technologies, ranked by their latest EBITDA.
| Company | EBITDA | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $81.42B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $73.02B | Financial Services |
| Bank of America Corporation (BAC) | $40.01B | Financial Services |
| Wells Fargo & Company (WFC) | $29.35B | Financial Services |
| Morgan Stanley (MS) | $26.61B | Financial Services |
| Visa Inc. (V) | $26.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $24.03B | Financial Services |
| Mastercard Incorporated (MA) | $20.19B | Financial Services |
Frequently asked questions
What is SoFi Technologies's EBITDA?
- Latest reported EBITDA for SoFi Technologies (SOFI) is $1.38B (period ending December 31, 2025).
How has SoFi Technologies EBITDA changed year-over-year?
- SoFi Technologies (SOFI) EBITDA changed +338.7% year-over-year on the latest annual filing.
When did SoFi Technologies EBITDA hit its highest annual value?
- SoFi Technologies EBITDA reached its highest annual value of $1.92B in 2025.
What was SoFi Technologies EBITDA in 2024?
- SoFi Technologies (SOFI) EBITDA in 2024 was $436.84M.
What was SoFi Technologies EBITDA in 2025?
- SoFi Technologies (SOFI) EBITDA in 2025 was $1.92B.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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