TTM
11.2%
YoY change
−3.37pp
Trough year (2021)
-44.5%
Peak year (2024)
13.5%
Latest annual
10.1%
Net Profit Margin history chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: 10.1%
Net Profit Margin change chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: −3.37pp
Net Profit Margin history table for SoFi Technologies (SOFI) from 2017 to 2025
| 2025 | 10.1% | -3.37pp | ||
| 2024 | 13.5% | +23.84pp | ||
| 2023 | -10.4% | +7.80pp | ||
| 2022 | -18.2% | +26.32pp | ||
| 2021 | -44.5% | -14.67pp | ||
| 2020 | -29.8% | +3.42pp | ||
| 2019 | -33.2% | +8.83pp | ||
| 2018 | -42.1% | -48.11pp | ||
| 2017 | 6.0% | — |
- 202510.1%-3.37pp
- 202413.5%+23.84pp
- 2023-10.4%+7.80pp
- 2022-18.2%+26.32pp
- 2021-44.5%-14.67pp
- 2020-29.8%+3.42pp
- 2019-33.2%+8.83pp
- 2018-42.1%-48.11pp
- 20176.0%—
Net Profit Margin values are taken from SoFi Technologies's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Net Profit Margin at SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's latest reported net margin is 11.2%. Net profit margin is net income divided by revenue — the bottom-line share of each sales dollar that remains after all costs, including operating expenses, interest, and taxes. It is the most comprehensive profitability ratio, though it can swing on one-off items, so read it alongside the multi-year trend below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
In 2025, SoFi Technologies (SOFI) net margin totalled 10.09% – contracted 3.4 percentage points year-over-year.
Across the available history, net margin reached its high of 13.46% in 2024 and its low of -44.49% in 2021.
SoFi Technologies Net Profit Margin by Year
SoFi Technologies Net Profit Margin 2025: 10.1%
SoFi Technologies posted net margin of 10.09% in 2025, contracted 3.4 percentage points from 2024.
SoFi Technologies Net Profit Margin 2024: 13.5%
In 2024, SoFi Technologies reported net margin of 13.46%, expanded 23.8 percentage points from 2023. This figure represents the highest annual value in the available history.
SoFi Technologies Net Profit Margin 2023: -10.4%
SoFi Technologies net margin in 2023 was -10.38%, expanded 7.8 percentage points from 2022.
SoFi Technologies Net Profit Margin 2022: -18.2%
2022's net margin for SoFi Technologies came in at -18.18%, expanded 26.3 percentage points from 2021.
SoFi Technologies Net Profit Margin 2021: -44.5%
SoFi Technologies net margin in 2021 was -44.49%.
See more financial history for SoFi Technologies (SOFI).
Sector peers by Net Profit Margin
Financial Services peers of SoFi Technologies (SOFI), ranked by their latest net margin
| 51.7% | |
| 45.9% | |
| 20.7% | |
| 19.3% | |
| 18.1% | |
| 17.3% | |
| 16.3% | |
| 15.1% |
- 51.7%
- 45.9%
- 20.7%
- 17.3%
- 16.3%
- 15.1%
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