Cash on Hand for SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's latest reported cash and short-term investments is $4.93B USD. Cash on hand here is cash, cash equivalents, and short-term investments reported at the end of each period — the most liquid assets on the balance sheet. Compare with total debt for a net cash/debt picture and with total assets for the share of assets held in cash.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
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Latest period
$4.93B
YoY change
+13.5%
5Y CAGR
+41.4%
Peak year (2025)
$4.93B
Latest annual
$4.93B
Cash on Hand history chart for SoFi Technologies (SOFI) from 2018 to 2025
Cash on Hand history table for SoFi Technologies (SOFI) from 2018 to 2025
| Fiscal year | Period ended | Reported | Cash on Hand | YoY |
|---|---|---|---|---|
| 2025 | $4.93B | +13.5% | ||
| 2024 | $4.34B | +21.1% | ||
| 2023 | $3.59B | +145.4% | ||
| 2022 | $1.46B | +111.9% | ||
| 2021 | $689.62M | -21.0% | ||
| 2020 | $872.58M | +74.7% | ||
| 2019 | $499.49M | -7.0% | ||
| 2018 | $537.00M | — |
Cash on Hand values are taken from SoFi Technologies's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
SoFi Technologies (SOFI) most recent annual cash and short-term investments stands at $4.93B (2025) – grew 13.5% year-over-year.
Looking at the 2020–2025 (5 years) stretch, SoFi Technologies cash and short-term investments compounded at +41.4% per year, sustaining 4 straight years of year-over-year growth.
2025 marks the peak cash and short-term investments at $4.93B, with the historical low of $499.49M recorded in 2019.
Among 8 Financial Services peers, SoFi Technologies (SOFI) ranks 9th; the peer median for cash and short-term investments is $505.76B.
SoFi Technologies Cash on Hand by Year
SoFi Technologies Cash on Hand 2025: $4.93B
SoFi Technologies cash and short-term investments in 2025 was $4.93B, grew 13.5% from 2024. This figure represents the highest annual value in the available history.
SoFi Technologies Cash on Hand 2024: $4.34B
SoFi Technologies cash and short-term investments in 2024 was $4.34B, grew 21.1% from 2023.
SoFi Technologies Cash on Hand 2023: $3.59B
SoFi Technologies cash and short-term investments in 2023 was $3.59B, surged 145.4% from 2022.
SoFi Technologies Cash on Hand 2022: $1.46B
SoFi Technologies cash and short-term investments in 2022 was $1.46B, surged 111.9% from 2021.
SoFi Technologies Cash on Hand 2021: $689.62M
SoFi Technologies cash and short-term investments in 2021 was $689.62M.
See more financial history for SoFi Technologies (SOFI).
Sector peers — Cash on Hand
Companies in the same sector as SoFi Technologies, ranked by their latest cash and short-term investments.
| Company | Cash on Hand | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $1.48T | Financial Services |
| Bank of America Corporation (BAC) | $963.73B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $624.53B | Financial Services |
| Morgan Stanley (MS) | $539.97B | Financial Services |
| Wells Fargo & Company (WFC) | $471.55B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $373.31B | Financial Services |
| Visa Inc. (V) | $21.99B | Financial Services |
| Mastercard Incorporated (MA) | $11.46B | Financial Services |
Frequently asked questions
What is SoFi Technologies's cash and short-term investments?
- Latest reported cash and short-term investments for SoFi Technologies (SOFI) is $4.93B (period ending December 31, 2025).
How has SoFi Technologies cash and short-term investments changed year-over-year?
- SoFi Technologies (SOFI) cash and short-term investments changed +13.5% year-over-year on the latest annual filing.
What is the long-term growth rate of SoFi Technologies cash and short-term investments?
- SoFi Technologies (SOFI) cash and short-term investments compound annual growth rate is +41.4% over the most recent 5 years available.
When did SoFi Technologies cash and short-term investments hit its highest annual value?
- SoFi Technologies cash and short-term investments reached its highest annual value of $4.93B in 2025.
What was SoFi Technologies cash and short-term investments in 2024?
- SoFi Technologies (SOFI) cash and short-term investments in 2024 was $4.34B.
What was SoFi Technologies cash and short-term investments in 2025?
- SoFi Technologies (SOFI) cash and short-term investments in 2025 was $4.93B.
Metrics overview
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