Ticker League

Cash on Hand for SoFi Technologies (SOFI)

As of · Reported

Metric

Latest period

$3.76B

YoY change

+13.5%

5Y CAGR

+41.4%

Peak year (2025)

$4.93B

Cash on Hand history chart for SoFi Technologies (SOFI) from 2018 to 2025

Latest: $4.93B

Cash on Hand growth chart for SoFi Technologies (SOFI) from 2018 to 2025

Latest: +13.5%

Cash on Hand history table for SoFi Technologies (SOFI) from 2018 to 2025

  • 2025$4.93B+13.5%
  • 2024$4.34B+21.1%
  • 2023$3.59B+145.4%
  • 2022$1.46B+111.9%
  • 2021$689.62M-21.0%
  • 2020$872.58M+74.7%
  • 2019$499.49M-7.0%
  • 2018$537.00M—

Cash on Hand values are taken from SoFi Technologies's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Cash on Hand at SoFi Technologies (SOFI)

According to SoFi Technologies's latest reported financial statements, the company's latest reported cash and short-term investments is $3.76B. Cash on hand here is cash, cash equivalents, and short-term investments reported at the end of each period — the most liquid assets on the balance sheet. Compare with total debt for net leverage and total assets for the share of assets held in cash.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

SoFi Technologies (SOFI) most recent annual cash and short-term investments stands at $4.93B (2025) – grew 13.5% year-over-year.

Looking at the 2020–2025 (5 years) stretch, SoFi Technologies cash and short-term investments compounded at +41.4% per year, sustaining 4 straight years of year-over-year growth.

2025 marks the peak cash and short-term investments at $4.93B, with the historical low of $499.49M recorded in 2019.

SoFi Technologies Cash on Hand by Year

SoFi Technologies Cash on Hand 2025: $4.93B

2025's cash and short-term investments for SoFi Technologies came in at $4.93B, grew 13.5% from 2024. This figure represents the highest annual value in the available history.

SoFi Technologies Cash on Hand 2024: $4.34B

SoFi Technologies posted cash and short-term investments of $4.34B in 2024, grew 21.1% from 2023.

SoFi Technologies Cash on Hand 2023: $3.59B

In 2023, SoFi Technologies reported cash and short-term investments of $3.59B, surged 145.4% from 2022.

SoFi Technologies Cash on Hand 2022: $1.46B

SoFi Technologies cash and short-term investments in 2022 was $1.46B, surged 111.9% from 2021.

SoFi Technologies Cash on Hand 2021: $689.62M

SoFi Technologies cash and short-term investments in 2021 was $689.62M.

See more financial history for SoFi Technologies (SOFI).

Sector peers by Cash on Hand

Financial Services peers of SoFi Technologies (SOFI), ranked by their latest cash and short-term investments

Frequently asked questions

SoFi Technologies (SOFI) Key Financials

Charts, filings, and peer comparison for every metric

Explore more

Deep-dives across the income statement, cash flow, capital return, and valuation

Capital Return