EPS (Diluted) for SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's current diluted EPS (TTM) is $0.38. Diluted earnings per share (EPS) is net income divided by the diluted weighted-average shares outstanding over the period. It expresses profit on a per-share basis — the figure investors use to value an individual share — and accounts for potential dilution from options, RSUs, and convertible securities.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingEPS (Diluted)Switch metric
TTM (last 4 quarters)
$0.38
YoY change
0.0%
5Y CAGR
N/A
Peak year (2017)
$1.33
Latest annual
$0.39
EPS (Diluted) history chart for SoFi Technologies (SOFI) from 2017 to 2025
EPS (Diluted) history table for SoFi Technologies (SOFI) from 2017 to 2025
| Fiscal year | Period ended | Reported | EPS (Diluted) | YoY |
|---|---|---|---|---|
| 2025 | $0.39 | 0.0% | ||
| 2024 | $0.39 | -208.3% | ||
| 2023 | $-0.36 | -10.0% | ||
| 2022 | $-0.40 | -60.0% | ||
| 2021 | $-1.00 | -63.4% | ||
| 2020 | $-2.73 | +20.3% | ||
| 2019 | $-2.27 | +4.4% | ||
| 2018 | $-2.17 | -263.4% | ||
| 2017 | $1.33 | — |
EPS (Diluted) values are taken from SoFi Technologies's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
The 2025 reading of SoFi Technologies (SOFI) diluted EPS is $0.39 – edged up 0.0% year-over-year.
SoFi Technologies diluted EPS peaked at $1.33 in 2017; the latest annual figure is $0.39 in 2025 (70.7% below peak).
The highest annual diluted EPS of $1.33 was reported in 2017. The lowest in the available history was $-2.73 in 2020.
Among 8 Financial Services peers, SoFi Technologies (SOFI) ranks 9th; the peer median for diluted EPS is $13.36.
SoFi Technologies EPS (Diluted) by Year
SoFi Technologies EPS (Diluted) 2025: $0.39
SoFi Technologies diluted EPS in 2025 was $0.39, edged up 0.0% from 2024.
SoFi Technologies EPS (Diluted) 2024: $0.39
SoFi Technologies diluted EPS in 2024 was $0.39, plunged 208.3% below 2023.
SoFi Technologies EPS (Diluted) 2023: $-0.36
SoFi Technologies diluted EPS in 2023 was $-0.36, declined 10.0% below 2022.
SoFi Technologies EPS (Diluted) 2022: $-0.40
SoFi Technologies diluted EPS in 2022 was $-0.40, plunged 60.0% below 2021.
SoFi Technologies EPS (Diluted) 2021: $-1.00
SoFi Technologies diluted EPS in 2021 was $-1.00.
See more financial history for SoFi Technologies (SOFI).
Sector peers — EPS (Diluted)
Companies in the same sector as SoFi Technologies, ranked by their latest diluted EPS.
| Company | EPS (Diluted) | Sector |
|---|---|---|
| The Goldman Sachs Group, Inc. (GS) | $51.32 | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $31.04 | Financial Services |
| JPMorgan Chase & Co. (JPM) | $20.05 | Financial Services |
| Mastercard Incorporated (MA) | $16.52 | Financial Services |
| Visa Inc. (V) | $10.20 | Financial Services |
| Morgan Stanley (MS) | $10.20 | Financial Services |
| Wells Fargo & Company (WFC) | $6.32 | Financial Services |
| Bank of America Corporation (BAC) | $3.82 | Financial Services |
Frequently asked questions
What is SoFi Technologies's diluted EPS?
- Latest reported diluted EPS for SoFi Technologies (SOFI) is $0.38 (period ending December 31, 2025).
How has SoFi Technologies diluted EPS changed year-over-year?
- SoFi Technologies (SOFI) diluted EPS changed 0.0% year-over-year on the latest annual filing.
When did SoFi Technologies diluted EPS hit its highest annual value?
- SoFi Technologies diluted EPS reached its highest annual value of $1.33 in 2017.
What was SoFi Technologies diluted EPS in 2024?
- SoFi Technologies (SOFI) diluted EPS in 2024 was $0.39.
What was SoFi Technologies diluted EPS in 2025?
- SoFi Technologies (SOFI) diluted EPS in 2025 was $0.39.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
Explore more
SOFI Overview
Company profile, financial tools, and key metrics
SOFI Revenue Counter
Earns $151.24 every second. See per minute, hour, and day.
SOFI Earnings Counter
Earns $15.26 per second net profit. See per minute, hour, and day.
SOFI Economic Scale
Exceeds Suriname's GDP. Compare with world economies.
SOFI What If Invested
What if you had invested $1,000? See historical returns from any date.
SOFI How It Makes Money
Discover visual breakdown of $4.77B in revenue — where it comes from and where it goes.
SOFI Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
SOFI Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
SOFI Daily Price Character
Explosive · 48.6% historical win rate (green days). Streaks & record days.
SOFI Buybacks
0.15% TTM buyback yield. Shareholder yield & SBC comparison.