Total Liabilities for SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's latest reported total liabilities is $40.17B USD. Total liabilities sum everything the company owes at the end of each reporting period — accounts payable, accrued expenses, debt, lease obligations, and other claims — as filed on the balance sheet. Compare with total assets and net assets for solvency context.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
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Latest period
$40.17B
YoY change
+35.1%
5Y CAGR
+48.8%
Peak year (2025)
$40.17B
Latest annual
$40.17B
Total Liabilities history chart for SoFi Technologies (SOFI) from 2018 to 2025
Total Liabilities history table for SoFi Technologies (SOFI) from 2018 to 2025
| Fiscal year | Period ended | Reported | Total Liabilities | YoY |
|---|---|---|---|---|
| 2025 | $40.17B | +35.1% | ||
| 2024 | $29.73B | +21.2% | ||
| 2023 | $24.52B | +81.9% | ||
| 2022 | $13.48B | +201.0% | ||
| 2021 | $4.48B | -18.7% | ||
| 2020 | $5.51B | +6.2% | ||
| 2019 | $5.19B | -22.9% | ||
| 2018 | $6.73B | — |
Total Liabilities values are taken from SoFi Technologies's reported balance sheets (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
SoFi Technologies (SOFI) most recent annual total liabilities stands at $40.17B (2025) – surged 35.1% year-over-year.
Across 2020–2025 (5 years), SoFi Technologies total liabilities produced a CAGR of +48.8% – with the latest reading among the more recent periods of the dataset.
2025 marks the peak total liabilities at $40.17B, with the historical low of $4.48B recorded in 2021.
Among 8 Financial Services peers, SoFi Technologies (SOFI) ranks 9th; the peer median for total liabilities is $1.50T.
SoFi Technologies Total Liabilities by Year
SoFi Technologies Total Liabilities 2025: $40.17B
SoFi Technologies total liabilities in 2025 was $40.17B, surged 35.1% from 2024. This figure represents the highest annual value in the available history.
SoFi Technologies Total Liabilities 2024: $29.73B
SoFi Technologies total liabilities in 2024 was $29.73B, grew 21.2% from 2023.
SoFi Technologies Total Liabilities 2023: $24.52B
SoFi Technologies total liabilities in 2023 was $24.52B, surged 81.9% from 2022.
SoFi Technologies Total Liabilities 2022: $13.48B
SoFi Technologies total liabilities in 2022 was $13.48B, surged 201.0% from 2021.
SoFi Technologies Total Liabilities 2021: $4.48B
SoFi Technologies total liabilities in 2021 was $4.48B.
See more financial history for SoFi Technologies (SOFI).
Sector peers — Total Liabilities
Companies in the same sector as SoFi Technologies, ranked by their latest total liabilities.
| Company | Total Liabilities | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $4.06T | Financial Services |
| Bank of America Corporation (BAC) | $3.11T | Financial Services |
| Wells Fargo & Company (WFC) | $1.97T | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $1.68T | Financial Services |
| Morgan Stanley (MS) | $1.31T | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $502.47B | Financial Services |
| Visa Inc. (V) | $61.72B | Financial Services |
| Mastercard Incorporated (MA) | $46.41B | Financial Services |
Frequently asked questions
What is SoFi Technologies's total liabilities?
- Latest reported total liabilities for SoFi Technologies (SOFI) is $40.17B (period ending December 31, 2025).
How has SoFi Technologies total liabilities changed year-over-year?
- SoFi Technologies (SOFI) total liabilities changed +35.1% year-over-year on the latest annual filing.
What is the long-term growth rate of SoFi Technologies total liabilities?
- SoFi Technologies (SOFI) total liabilities compound annual growth rate is +48.8% over the most recent 5 years available.
When did SoFi Technologies total liabilities hit its highest annual value?
- SoFi Technologies total liabilities reached its highest annual value of $40.17B in 2025.
What was SoFi Technologies total liabilities in 2024?
- SoFi Technologies (SOFI) total liabilities in 2024 was $29.73B.
What was SoFi Technologies total liabilities in 2025?
- SoFi Technologies (SOFI) total liabilities in 2025 was $40.17B.
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