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Total Debt for SoFi Technologies (SOFI)

As of · Reported

Metric

Latest period

$1.91B

YoY change

-43.3%

5Y CAGR

-18.5%

Peak year (2018)

$6.65B

Total Debt history chart for SoFi Technologies (SOFI) from 2018 to 2025

Latest: $1.82B

Total Debt growth chart for SoFi Technologies (SOFI) from 2018 to 2025

Latest: -43.3%

Total Debt history table for SoFi Technologies (SOFI) from 2018 to 2025

  • 2025$1.82B-43.3%
  • 2024$3.20B-40.2%
  • 2023$5.36B-4.8%
  • 2022$5.63B+34.3%
  • 2021$4.19B-17.1%
  • 2020$5.06B-0.5%
  • 2019$5.08B-23.5%
  • 2018$6.65B—

Total Debt values are taken from SoFi Technologies's reported balance sheets (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Total Debt at SoFi Technologies (SOFI)

According to SoFi Technologies's latest reported financial statements, the company's latest reported total debt is $1.91B. Total debt is the sum of short-term and long-term interest-bearing borrowings on the balance sheet (notes, bonds, term loans, lease liabilities). Useful for leverage and refinancing risk — compare with cash on hand for net leverage, and total liabilities for the broader obligations picture.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

As of the 2025 fiscal year, SoFi Technologies (SOFI) reported total debt of $1.82B – plunged 43.3% year-over-year.

SoFi Technologies total debt compound annual growth for the 2020–2025 (5 years) window is -18.5%, with a net decline across the window.

The highest annual total debt of $6.65B was reported in 2018. The lowest in the available history was $1.82B in 2025.

SoFi Technologies Total Debt by Year

SoFi Technologies Total Debt 2025: $1.82B

SoFi Technologies total debt in 2025 was $1.82B, plunged 43.3% below 2024. This figure represents the lowest annual value in the available history.

SoFi Technologies Total Debt 2024: $3.20B

2024's total debt for SoFi Technologies came in at $3.20B, plunged 40.2% below 2023.

SoFi Technologies Total Debt 2023: $5.36B

SoFi Technologies posted total debt of $5.36B in 2023, edged down 4.8% below 2022.

SoFi Technologies Total Debt 2022: $5.63B

In 2022, SoFi Technologies reported total debt of $5.63B, surged 34.3% from 2021.

SoFi Technologies Total Debt 2021: $4.19B

SoFi Technologies total debt in 2021 was $4.19B.

See more financial history for SoFi Technologies (SOFI).

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