Latest period
−$2.53B
YoY change
+210.5%
5Y CAGR
—
Peak year (2018)
$1.01B
Latest annual
−$3.98B
Free Cash Flow history chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: −$3.98B
Free Cash Flow growth chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: +210.5%
Free Cash Flow history table for SoFi Technologies (SOFI) from 2017 to 2025
| 2025 | −$3.98B | +210.5% | −$2.70B | ||
| 2024 | −$1.28B | -82.5% | +$6.06B | ||
| 2023 | −$7.35B | -0.2% | +$11.26M | ||
| 2022 | −$7.36B | +424.8% | −$5.96B | ||
| 2021 | −$1.40B | +178.3% | −$898.59M | ||
| 2020 | −$503.88M | +445.8% | −$411.56M | ||
| 2019 | −$92.32M | -109.1% | −$1.10B | ||
| 2018 | $1.01B | +1448.2% | +$944.34M | ||
| 2017 | $65.21M | — | — |
- 2025−$3.98B+210.5%
- 2024−$1.28B-82.5%
- 2023−$7.35B-0.2%
- 2022−$7.36B+424.8%
- 2021−$1.40B+178.3%
- 2020−$503.88M+445.8%
- 2019−$92.32M-109.1%
- 2018$1.01B+1448.2%
- 2017$65.21M—
Free Cash Flow values are taken from SoFi Technologies's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Free Cash Flow at SoFi Technologies (SOFI)
Free Cash Flow for SoFi Technologies (SOFI): headline value −$2.53B · YoY +210.5%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
In 2025, SoFi Technologies (SOFI) free cash flow totalled −$3.98B – surged 210.5% year-over-year.
SoFi Technologies free cash flow plunged from $1.01B in 2018 to −$3.98B in 2025, a 494.7% drawdown.
$1.01B stands as the all-time-high annual free cash flow, posted in 2018, against a low of −$7.36B during 2022.
SoFi Technologies Free Cash Flow by Year
SoFi Technologies Free Cash Flow 2025: −$3.98B
2025's free cash flow for SoFi Technologies came in at −$3.98B, surged 210.5% from 2024.
SoFi Technologies Free Cash Flow 2024: −$1.28B
SoFi Technologies posted free cash flow of −$1.28B in 2024, plunged 82.5% below 2023.
SoFi Technologies Free Cash Flow 2023: −$7.35B
In 2023, SoFi Technologies reported free cash flow of −$7.35B, edged down 0.2% below 2022.
SoFi Technologies Free Cash Flow 2022: −$7.36B
SoFi Technologies free cash flow in 2022 was −$7.36B, surged 424.8% from 2021. This figure represents the lowest annual value in the available history.
SoFi Technologies Free Cash Flow 2021: −$1.40B
SoFi Technologies free cash flow in 2021 was −$1.40B.
See more financial history for SoFi Technologies (SOFI).
Sector peers by Free Cash Flow
Financial Services peers of SoFi Technologies (SOFI), ranked by their latest free cash flow
| $100.87B | |
| $46.10B | |
| $25.04B | |
| $21.58B | |
| $16.91B | |
| $12.61B | |
| −$19.00B | |
| −$47.22B |
- $100.87B
- $46.10B
- $25.04B
- $21.58B
- $16.91B
- $12.61B
- −$19.00B
- −$47.22B
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SoFi Technologies (SOFI) Key Financials
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