TTM
$635M
YoY change
+125.4%
5Y CAGR
—
Peak year (FY2025)
$526M
Cumulative operating income
-$805M
Operating Income history chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: $526M
Operating Income growth chart for SoFi Technologies (SOFI) from 2017 to 2025
Latest: +125.4%
Operating Income history table for SoFi Technologies (SOFI) from 2017 to 2025
| FY2025 | $526M | +125.4% | +$293M | ||
| FY2024 | $233M | -177.5% | +$535M | ||
| FY2023 | -$301M | -5.5% | +$17.6M | ||
| FY2022 | -$319M | -33.8% | +$162M | ||
| FY2021 | -$481M | +46.5% | -$153M | ||
| FY2020 | -$329M | +37.1% | -$88.9M | ||
| FY2019 | -$240M | -5.4% | +$13.8M | ||
| FY2018 | -$253M | -539.6% | -$311M | ||
| FY2017 | $57.6M | — | — |
- FY2025$526M+125.4%
- FY2024$233M-177.5%
- FY2023-$301M-5.5%
- FY2022-$319M-33.8%
- FY2021-$481M+46.5%
- FY2020-$329M+37.1%
- FY2019-$240M-5.4%
- FY2018-$253M-539.6%
- FY2017$57.6M—
Operating Income values are taken from SoFi Technologies's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Income at SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's current operating income (TTM) is $635M. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
In 2025, SoFi Technologies (SOFI) operating income totalled $526M – surged 125.4% year-over-year.
$526M stands as the all-time-high annual operating income, posted in 2025, against a low of -$481M during 2021.
SoFi Technologies Operating Income by Year
SoFi Technologies Operating Income 2025: $526M
In 2025, SoFi Technologies reported operating income of $526M, surged 125.4% from 2024. This figure represents the highest annual value in the available history.
SoFi Technologies Operating Income 2024: $233M
SoFi Technologies operating income in 2024 was $233M, plunged 177.5% below 2023.
SoFi Technologies Operating Income 2023: -$301M
2023's operating income for SoFi Technologies came in at -$301M, declined 5.5% below 2022.
SoFi Technologies Operating Income 2022: -$319M
SoFi Technologies posted operating income of -$319M in 2022, plunged 33.8% below 2021.
SoFi Technologies Operating Income 2021: -$481M
SoFi Technologies operating income in 2021 was -$481M.
See more financial history for SoFi Technologies (SOFI).
Sector peers by Operating Income
Financial Services peers of SoFi Technologies (SOFI), ranked by their latest operating income
| $72.6B | |
| $58.9B | |
| $37.7B | |
| $25.2B | |
| $24B | |
| $22B | |
| $21.9B | |
| $19.4B |
- $72.6B
- $37.7B
- $25.2B
- $24B
- $21.9B
- $19.4B
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