Net Income for SoFi Technologies (SOFI)
According to SoFi Technologies's latest reported financial statements, the company's current net income (TTM) is $481.32M USD. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
Currently viewingNet IncomeSwitch metric
TTM (last 4 quarters)
$481.32M
YoY change
-3.5%
5Y CAGR
N/A
Peak year (2024)
$498.67M
Cumulative net income
-$791.48M
Net Income history chart for SoFi Technologies (SOFI) from 2017 to 2025
Net Income history table for SoFi Technologies (SOFI) from 2017 to 2025
| Fiscal year | Period ended | Reported | Net Income | YoY |
|---|---|---|---|---|
| 2025 | $481.32M | -3.5% | ||
| 2024 | $498.67M | -265.8% | ||
| 2023 | -$300.74M | -6.1% | ||
| 2022 | -$320.41M | -33.8% | ||
| 2021 | -$483.94M | +116.0% | ||
| 2020 | -$224.05M | -6.5% | ||
| 2019 | -$239.70M | -5.0% | ||
| 2018 | -$252.40M | -607.1% | ||
| 2017 | $49.77M | — |
Net Income values are taken from SoFi Technologies's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
SoFi Technologies (SOFI) most recent annual net income stands at $481.32M (2025) – edged down 3.5% year-over-year.
SoFi Technologies net income peaked at $498.67M in 2024; the latest annual figure is $481.32M in 2025 (3.5% below peak).
2024 marks the peak net income at $498.67M, with the historical low of -$483.94M recorded in 2021.
Among 8 Financial Services peers, SoFi Technologies (SOFI) ranks 9th; the peer median for net income is $20.70B.
SoFi Technologies Net Income by Year
SoFi Technologies Net Income 2025: $481.32M
SoFi Technologies net income in 2025 was $481.32M, edged down 3.5% below 2024.
SoFi Technologies Net Income 2024: $498.67M
SoFi Technologies net income in 2024 was $498.67M, plunged 265.8% below 2023. This figure represents the highest annual value in the available history.
SoFi Technologies Net Income 2023: -$300.74M
SoFi Technologies net income in 2023 was -$300.74M, declined 6.1% below 2022.
SoFi Technologies Net Income 2022: -$320.41M
SoFi Technologies net income in 2022 was -$320.41M, plunged 33.8% below 2021.
SoFi Technologies Net Income 2021: -$483.94M
SoFi Technologies net income in 2021 was -$483.94M.
See more financial history for SoFi Technologies (SOFI).
Sector peers — Net Income
Companies in the same sector as SoFi Technologies, ranked by their latest net income.
| Company | Net Income | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $66.97B | Financial Services |
| JPMorgan Chase & Co. (JPM) | $57.05B | Financial Services |
| Bank of America Corporation (BAC) | $30.51B | Financial Services |
| Wells Fargo & Company (WFC) | $21.34B | Financial Services |
| Visa Inc. (V) | $20.06B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $17.18B | Financial Services |
| Morgan Stanley (MS) | $16.86B | Financial Services |
| Mastercard Incorporated (MA) | $14.97B | Financial Services |
Frequently asked questions
What is SoFi Technologies's net income?
- Latest reported net income for SoFi Technologies (SOFI) is $481.32M (period ending December 31, 2025).
How has SoFi Technologies net income changed year-over-year?
- SoFi Technologies (SOFI) net income changed -3.5% year-over-year on the latest annual filing.
When did SoFi Technologies net income hit its highest annual value?
- SoFi Technologies net income reached its highest annual value of $498.67M in 2024.
What was SoFi Technologies net income in 2024?
- SoFi Technologies (SOFI) net income in 2024 was $498.67M.
What was SoFi Technologies net income in 2025?
- SoFi Technologies (SOFI) net income in 2025 was $481.32M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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