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Free Cash Flow for Upstart Holdings (UPST)

As of · Reported

Metric

Latest period

−$286.78M

YoY change

-194.2%

5Y CAGR

—

Peak year (2024)

$176.34M

Free Cash Flow history chart for Upstart Holdings (UPST) from 2017 to 2025

Latest: −$166.13M

Free Cash Flow growth chart for Upstart Holdings (UPST) from 2017 to 2025

Latest: -194.2%

Free Cash Flow history table for Upstart Holdings (UPST) from 2017 to 2025

  • 2025−$166.13M-194.2%
  • 2024$176.34M-242.4%
  • 2023−$123.80M-81.8%
  • 2022−$680.77M-544.3%
  • 2021$153.24M+1418.4%
  • 2020$10.09M-61.6%
  • 2019$26.30M-46.6%
  • 2018$49.29M+414.3%
  • 2017$9.58M—

Free Cash Flow values are taken from Upstart Holdings's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.

About Free Cash Flow at Upstart Holdings (UPST)

Free Cash Flow for Upstart Holdings (UPST): headline value −$286.78M · YoY -194.2%. Annual and quarterly series, chart, and tables are below.

Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

As of the 2025 fiscal year, Upstart Holdings (UPST) reported free cash flow of −$166.13M – plunged 194.2% year-over-year.

Upstart Holdings free cash flow peaked at $176.34M in 2024; the latest annual figure is −$166.13M in 2025 (194.2% below peak).

Across the available history, free cash flow reached its high of $176.34M in 2024 and its low of −$680.77M in 2022.

Upstart Holdings Free Cash Flow by Year

Upstart Holdings Free Cash Flow 2025: −$166.13M

In 2025, Upstart Holdings reported free cash flow of −$166.13M, plunged 194.2% below 2024.

Upstart Holdings Free Cash Flow 2024: $176.34M

Upstart Holdings free cash flow in 2024 was $176.34M, plunged 242.4% below 2023. This figure represents the highest annual value in the available history.

Upstart Holdings Free Cash Flow 2023: −$123.80M

2023's free cash flow for Upstart Holdings came in at −$123.80M, plunged 81.8% below 2022.

Upstart Holdings Free Cash Flow 2022: −$680.77M

Upstart Holdings posted free cash flow of −$680.77M in 2022, plunged 544.3% below 2021. This figure represents the lowest annual value in the available history.

Upstart Holdings Free Cash Flow 2021: $153.24M

Upstart Holdings free cash flow in 2021 was $153.24M.

See more financial history for Upstart Holdings (UPST).

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