Stock-Based Compensation for Upstart Holdings (UPST)
Stock-Based Compensation for Upstart Holdings (UPST): headline value $131.95M · YoY -1.1%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .

UPST
Currently viewingStock-Based CompensationSwitch metric
Latest period
$131.95M
YoY change
-1.1%
5Y CAGR
+62.9%
Peak year (2023)
$175.04M
Latest annual
$131.95M
Stock-Based Compensation history chart for Upstart Holdings (UPST) from 2017 to 2025
Stock-Based Compensation history table for Upstart Holdings (UPST) from 2017 to 2025
| Fiscal year | Period ended | Reported | Stock-Based Compensation | YoY |
|---|---|---|---|---|
| 2025 | $131.95M | -1.1% | ||
| 2024 | $133.40M | -23.8% | ||
| 2023 | $175.04M | +39.0% | ||
| 2022 | $125.94M | +72.1% | ||
| 2021 | $73.19M | +535.7% | ||
| 2020 | $11.51M | +202.5% | ||
| 2019 | $3.81M | +86.1% | ||
| 2018 | $2.04M | +58.5% | ||
| 2017 | $1.29M | — |
Stock-Based Compensation values are taken from Upstart Holdings's reported cash flow statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
2025's annual stock-based compensation for Upstart Holdings (UPST) came in at $131.95M – edged down 1.1% year-over-year.
Upstart Holdings stock-based compensation has recorded the values shown across consecutive periods, with a +62.9% compound annual growth rate over 2020–2025 (5 years).
The highest annual stock-based compensation of $175.04M was reported in 2023. The lowest in the available history was $1.29M in 2017.
Upstart Holdings (UPST) sits 6th of 8 Financial Services peers we track on this metric, against a peer median of $747.00M.
Upstart Holdings Stock-Based Compensation by Year
Upstart Holdings Stock-Based Compensation 2025: $131.95M
Upstart Holdings stock-based compensation in 2025 was $131.95M, edged down 1.1% below 2024.
Upstart Holdings Stock-Based Compensation 2024: $133.40M
Upstart Holdings stock-based compensation in 2024 was $133.40M, declined 23.8% below 2023.
Upstart Holdings Stock-Based Compensation 2023: $175.04M
Upstart Holdings stock-based compensation in 2023 was $175.04M, surged 39.0% from 2022. This figure represents the highest annual value in the available history.
Upstart Holdings Stock-Based Compensation 2022: $125.94M
Upstart Holdings stock-based compensation in 2022 was $125.94M, surged 72.1% from 2021.
Upstart Holdings Stock-Based Compensation 2021: $73.19M
Upstart Holdings stock-based compensation in 2021 was $73.19M.
See more financial history for Upstart Holdings (UPST).
Sector peers — Stock-Based Compensation
Companies in the same sector as Upstart Holdings, ranked by their latest stock-based compensation.
| Company | Stock-Based Compensation | Sector |
|---|---|---|
| Bank of America Corporation (BAC) | $4.00B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $3.44B | Financial Services |
| Morgan Stanley (MS) | $1.93B | Financial Services |
| Visa Inc. (V) | $897.00M | Financial Services |
| Mastercard Incorporated (MA) | $597.00M | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $0 | Financial Services |
| JPMorgan Chase & Co. (JPM) | $0 | Financial Services |
| Wells Fargo & Company (WFC) | $0 | Financial Services |
Frequently asked questions
What is Upstart Holdings's stock-based compensation?
Latest reported stock-based compensation for Upstart Holdings (UPST) is $131.95M (period ending December 31, 2025).
How has Upstart Holdings stock-based compensation changed year-over-year?
Upstart Holdings (UPST) stock-based compensation changed -1.1% year-over-year on the latest annual filing.
What is the long-term growth rate of Upstart Holdings stock-based compensation?
Upstart Holdings (UPST) stock-based compensation compound annual growth rate is +62.9% over the most recent 5 years available.
When did Upstart Holdings stock-based compensation hit its highest annual value?
Upstart Holdings stock-based compensation reached its highest annual value of $175.04M in 2023.
What was Upstart Holdings stock-based compensation in 2024?
Upstart Holdings (UPST) stock-based compensation in 2024 was $133.40M.
What was Upstart Holdings stock-based compensation in 2025?
Upstart Holdings (UPST) stock-based compensation in 2025 was $131.95M.
Metrics overview
Pick a metric for charts, filings and peers — each row shows the latest TTM or most-recent-quarter value.
Explore more
UPST Overview
Company profile, financial tools, and key metrics
UPST Revenue Counter
Earns $34.10 every second. See per minute, hour, and day.
UPST Earnings Counter
Earns $1.70 per second net profit. See per minute, hour, and day.
UPST Economic Scale
Exceeds Sao Tome and Principe's GDP. Compare with world economies.
UPST What If Invested
What if you had invested $1,000? See historical returns from any date.
UPST How It Makes Money
Discover visual breakdown of $1.08B in revenue — where it comes from and where it goes.
UPST Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
UPST Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
UPST Daily Price Character
Explosive · 47.9% historical win rate (green days). Streaks & record days.
UPST Buybacks
Recent repurchase activity. Shareholder yield & SBC comparison.