Latest period
-$133M
YoY change
-179.3%
5Y CAGR
—
Peak year (FY2024)
$186M
Latest annual
-$148M
Operating Cash Flow history chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: -$148M
Operating Cash Flow growth chart for Upstart Holdings (UPST) from 2017 to 2025
Latest: -179.3%
Operating Cash Flow history table for Upstart Holdings (UPST) from 2017 to 2025
| FY2025 | -$148M | -179.3% | -$334M | ||
| FY2024 | $186M | -266.8% | +$298M | ||
| FY2023 | -$112M | -83.0% | +$546M | ||
| FY2022 | -$658M | -490.8% | -$826M | ||
| FY2021 | $168M | +972.5% | +$153M | ||
| FY2020 | $15.7M | -50.3% | -$15.9M | ||
| FY2019 | $31.6M | -37.3% | -$18.8M | ||
| FY2018 | $50.3M | +386.0% | +$40M | ||
| FY2017 | $10.4M | — | — |
- FY2025-$148M-179.3%
- FY2024$186M-266.8%
- FY2023-$112M-83.0%
- FY2022-$658M-490.8%
- FY2021$168M+972.5%
- FY2020$15.7M-50.3%
- FY2019$31.6M-37.3%
- FY2018$50.3M+386.0%
- FY2017$10.4M—
Operating Cash Flow values are taken from Upstart Holdings's reported cash flow statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Cash Flow at Upstart Holdings (UPST)
Operating Cash Flow for Upstart Holdings (UPST): headline value -$133M · YoY -179.3%. Annual and quarterly series, chart, and tables are below.
Headline figure above is from the reporting period ending (reported ). Chart and table below cover the full reported history back to .
Upstart Holdings (UPST) most recent annual operating cash flow stands at -$148M (2025) – plunged 179.3% year-over-year.
Between 2024 and 2025, Upstart Holdings operating cash flow plunged 179.3%, falling from $186M to -$148M.
The record annual operating cash flow stands at $186M, reached in 2024; the historical low of -$658M was recorded in 2022.
Upstart Holdings Operating Cash Flow by Year
Upstart Holdings Operating Cash Flow 2025: -$148M
Upstart Holdings operating cash flow in 2025 was -$148M, plunged 179.3% below 2024.
Upstart Holdings Operating Cash Flow 2024: $186M
2024's operating cash flow for Upstart Holdings came in at $186M, plunged 266.8% below 2023. This figure represents the highest annual value in the available history.
Upstart Holdings Operating Cash Flow 2023: -$112M
Upstart Holdings posted operating cash flow of -$112M in 2023, plunged 83.0% below 2022.
Upstart Holdings Operating Cash Flow 2022: -$658M
In 2022, Upstart Holdings reported operating cash flow of -$658M, plunged 490.8% below 2021. This figure represents the lowest annual value in the available history.
Upstart Holdings Operating Cash Flow 2021: $168M
Upstart Holdings operating cash flow in 2021 was $168M.
See more financial history for Upstart Holdings (UPST).
Sector peers by Operating Cash Flow
Financial Services peers of Upstart Holdings (UPST), ranked by their latest operating cash flow
| $101B | |
| $49B | |
| $46B | |
| $23.1B | |
| $17.4B | |
| $12.6B | |
| -$19B | |
| -$45.2B |
- $101B
- $23.1B
- $17.4B
- $12.6B
- -$19B
- -$45.2B
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