Net Income for UMB Financial (UMBF)
According to UMB Financial's latest reported financial statements, the company's current net income (TTM) is $702.40M USD. Net income is the bottom-line profit after all expenses — cost of goods sold, operating expenses, interest, and taxes — are subtracted from revenue. It is the figure used to compute earnings per share (EPS) and is the residual available to shareholders.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
UMBF
Currently viewingNet IncomeSwitch metric
TTM (last 4 quarters)
$702.40M
YoY change
+59.2%
5Y CAGR
+19.6%
Peak year (2025)
$702.40M
Cumulative net income
$5.43B
Net Income history chart for UMB Financial (UMBF) from 1985 to 2025
Net Income history table for UMB Financial (UMBF) from 1985 to 2025
| Fiscal year | Period ended | Reported | Net Income | YoY |
|---|---|---|---|---|
| 2025 | $702.40M | +59.2% | ||
| 2024 | $441.24M | +26.1% | ||
| 2023 | $350.02M | -18.9% | ||
| 2022 | $431.68M | +22.3% | ||
| 2021 | $353.02M | +23.2% | ||
| 2020 | $286.50M | +17.6% | ||
| 2019 | $243.60M | +24.6% | ||
| 2018 | $195.51M | -20.9% | ||
| 2017 | $247.10M | +55.6% | ||
| 2016 | $158.80M | +36.8% | ||
| 2015 | $116.07M | -3.8% | ||
| 2014 | $120.66M | -9.9% | ||
| 2013 | $133.97M | +9.2% | ||
| 2012 | $122.72M | +15.3% | ||
| 2011 | $106.47M | +17.0% | ||
| 2010 | $91.00M | +1.7% | ||
| 2009 | $89.48M | -8.8% | ||
| 2008 | $98.08M | +32.2% | ||
| 2007 | $74.21M | +24.2% | ||
| 2006 | $59.77M | +6.1% | ||
| 2005 | $56.32M | +31.5% | ||
| 2004 | $42.84M | -27.2% | ||
| 2003 | $58.88M | +3.0% | ||
| 2002 | $57.17M | -12.4% | ||
| 2001 | $65.23M | +0.2% | ||
| 2000 | $65.11M | +1.6% | ||
| 1999 | $64.08M | +18.2% | ||
| 1998 | $54.20M | -12.2% | ||
| 1997 | $61.70M | +7.3% | ||
| 1996 | $57.50M | +10.2% | ||
| 1995 | $52.20M | +9.2% | ||
| 1994 | $47.80M | +16.3% | ||
| 1993 | $41.10M | +4.3% | ||
| 1992 | $39.40M | -0.3% | ||
| 1991 | $39.50M | +6.2% | ||
| 1990 | $37.20M | -7.2% | ||
| 1989 | $40.10M | +16.2% | ||
| 1988 | $34.50M | +6.8% | ||
| 1987 | $32.30M | +3.9% | ||
| 1986 | $31.10M | +2.6% | ||
| 1985 | $30.30M | — |
Net Income values are taken from UMB Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
UMB Financial (UMBF) most recent annual net income stands at $702.40M (2025) – surged 59.2% year-over-year.
UMB Financial net income has grown for 2 consecutive years, with a +19.6% compound annual growth rate over 2020–2025 (5 years).
$702.40M stands as the all-time-high annual net income, posted in 2025, against a low of $30.30M during 1985.
Among 8 Financial Services peers, UMB Financial (UMBF) ranks 9th; the peer median for net income is $20.70B.
UMB Financial Net Income by Year
UMB Financial Net Income 2025: $702.40M
UMB Financial net income in 2025 was $702.40M, surged 59.2% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Net Income 2024: $441.24M
UMB Financial net income in 2024 was $441.24M, grew 26.1% from 2023.
UMB Financial Net Income 2023: $350.02M
UMB Financial net income in 2023 was $350.02M, declined 18.9% below 2022.
UMB Financial Net Income 2022: $431.68M
UMB Financial net income in 2022 was $431.68M, grew 22.3% from 2021.
UMB Financial Net Income 2021: $353.02M
UMB Financial net income in 2021 was $353.02M.
See more financial history for UMB Financial (UMBF).
Sector peers — Net Income
Companies in the same sector as UMB Financial, ranked by their latest net income.
| Company | Net Income | Sector |
|---|---|---|
| Berkshire Hathaway Inc. (BRK-B) | $66.97B | Financial Services |
| JPMorgan Chase & Co. (JPM) | $57.05B | Financial Services |
| Bank of America Corporation (BAC) | $30.51B | Financial Services |
| Wells Fargo & Company (WFC) | $21.34B | Financial Services |
| Visa Inc. (V) | $20.06B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $17.18B | Financial Services |
| Morgan Stanley (MS) | $16.86B | Financial Services |
| Mastercard Incorporated (MA) | $14.97B | Financial Services |
Frequently asked questions
What is UMB Financial's net income?
- Latest reported net income for UMB Financial (UMBF) is $702.40M (period ending December 31, 2025).
How has UMB Financial net income changed year-over-year?
- UMB Financial (UMBF) net income changed +59.2% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial net income?
- UMB Financial (UMBF) net income compound annual growth rate is +19.6% over the most recent 5 years available.
When did UMB Financial net income hit its highest annual value?
- UMB Financial net income reached its highest annual value of $702.40M in 2025.
What was UMB Financial net income in 2024?
- UMB Financial (UMBF) net income in 2024 was $441.24M.
What was UMB Financial net income in 2025?
- UMB Financial (UMBF) net income in 2025 was $702.40M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
Explore more
UMBF Overview
Company profile, financial tools, and key metrics
UMBF Revenue Counter
Earns $140.91 every second. See per minute, hour, and day.
UMBF Earnings Counter
Earns $22.27 per second net profit. See per minute, hour, and day.
UMBF Economic Scale
Exceeds Suriname's GDP. Compare with world economies.
UMBF What If Invested
What if you had invested $1,000? See historical returns from any date.
UMBF How It Makes Money
Discover visual breakdown of $4.44B in revenue — where it comes from and where it goes.
UMBF Stock Seasonality
Best and worst months to invest. Historical monthly returns heatmap.
UMBF Price Target Scenarios
Model bear, base, and bull cases with EPS growth and exit P/E — pre-filled from analysts and history.
UMBF Daily Price Character
Explosive · 44.6% historical win rate (green days). Streaks & record days.
UMBF Buybacks
0.20% TTM buyback yield. Shareholder yield & SBC comparison.
UMBF Stock Split History
21 splits on record. Dates, ratios, and cumulative multiple.
UMBF Dividend Profile
Yield: 1.34%. Safety: 8/8. See full history.
UMBF Dividend Calculator
How much dividend income would $1,000 have earned? Calculate from any date.
UMBF Dividend Forecast
Project future income with DRIP, growth assumptions, and optional monthly contributions.