Operating Income for UMB Financial (UMBF)
According to UMB Financial's latest reported financial statements, the company's current operating income (TTM) is $899.96M USD. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
UMBF
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TTM (last 4 quarters)
$899.96M
YoY change
+66.3%
5Y CAGR
+21.6%
Peak year (2025)
$899.96M
Cumulative operating income
$6.98B
Operating Income history chart for UMB Financial (UMBF) from 1985 to 2025
Operating Income history table for UMB Financial (UMBF) from 1985 to 2025
| Fiscal year | Period ended | Reported | Operating Income | YoY |
|---|---|---|---|---|
| 2025 | $899.96M | +66.3% | ||
| 2024 | $541.27M | +28.4% | ||
| 2023 | $421.60M | -20.8% | ||
| 2022 | $532.01M | +24.0% | ||
| 2021 | $429.06M | +26.6% | ||
| 2020 | $338.89M | +18.5% | ||
| 2019 | $285.96M | +27.9% | ||
| 2018 | $223.59M | -5.4% | ||
| 2017 | $236.35M | +19.0% | ||
| 2016 | $198.59M | +54.8% | ||
| 2015 | $128.29M | -50.3% | ||
| 2014 | $258.35M | -0.6% | ||
| 2013 | $259.83M | +52.6% | ||
| 2012 | $170.22M | +16.3% | ||
| 2011 | $146.36M | +15.4% | ||
| 2010 | $126.85M | +5.3% | ||
| 2009 | $120.48M | -13.8% | ||
| 2008 | $139.83M | +33.2% | ||
| 2007 | $104.97M | +29.2% | ||
| 2006 | $81.22M | +6.4% | ||
| 2005 | $76.32M | +47.5% | ||
| 2004 | $51.73M | -31.9% | ||
| 2003 | $75.99M | +4.7% | ||
| 2002 | $72.55M | -20.2% | ||
| 2001 | $90.93M | +3.2% | ||
| 2000 | $88.11M | +1.2% | ||
| 1999 | $87.05M | +14.5% | ||
| 1998 | $76.00M | -15.4% | ||
| 1997 | $89.80M | +5.0% | ||
| 1996 | $85.50M | +10.2% | ||
| 1995 | $77.60M | +10.2% | ||
| 1994 | $70.40M | +15.0% | ||
| 1993 | $61.20M | +11.1% | ||
| 1992 | $55.10M | +3.2% | ||
| 1991 | $53.40M | +10.3% | ||
| 1990 | $48.40M | +0.8% | ||
| 1989 | $48.00M | +39.1% | ||
| 1988 | $34.50M | +6.8% | ||
| 1987 | $32.30M | +3.9% | ||
| 1986 | $31.10M | +2.6% | ||
| 1985 | $30.30M | — |
Operating Income values are taken from UMB Financial's reported income statements (10-Q quarterly and 10-K annual filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the date the filing was reported; YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
Analysis
As of the 2025 fiscal year, UMB Financial (UMBF) reported operating income of $899.96M – surged 66.3% year-over-year.
Across 2020–2025 (5 years), UMB Financial operating income produced a CAGR of +21.6% – sustaining 2 straight years of year-over-year growth.
Across the available history, operating income reached its high of $899.96M in 2025 and its low of $30.30M in 1985.
UMB Financial (UMBF) sits 9th of 8 Financial Services peers we track on this metric, against a peer median of $24.60B.
UMB Financial Operating Income by Year
UMB Financial Operating Income 2025: $899.96M
UMB Financial operating income in 2025 was $899.96M, surged 66.3% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Operating Income 2024: $541.27M
UMB Financial operating income in 2024 was $541.27M, grew 28.4% from 2023.
UMB Financial Operating Income 2023: $421.60M
UMB Financial operating income in 2023 was $421.60M, declined 20.8% below 2022.
UMB Financial Operating Income 2022: $532.01M
UMB Financial operating income in 2022 was $532.01M, grew 24.0% from 2021.
UMB Financial Operating Income 2021: $429.06M
UMB Financial operating income in 2021 was $429.06M.
See more financial history for UMB Financial (UMBF).
Sector peers — Operating Income
Companies in the same sector as UMB Financial, ranked by their latest operating income.
| Company | Operating Income | Sector |
|---|---|---|
| JPMorgan Chase & Co. (JPM) | $72.59B | Financial Services |
| Berkshire Hathaway Inc. (BRK-B) | $59.54B | Financial Services |
| Bank of America Corporation (BAC) | $37.70B | Financial Services |
| Wells Fargo & Company (WFC) | $25.20B | Financial Services |
| Visa Inc. (V) | $23.99B | Financial Services |
| Morgan Stanley (MS) | $21.95B | Financial Services |
| The Goldman Sachs Group, Inc. (GS) | $21.85B | Financial Services |
| Mastercard Incorporated (MA) | $19.40B | Financial Services |
Frequently asked questions
What is UMB Financial's operating income?
- Latest reported operating income for UMB Financial (UMBF) is $899.96M (period ending December 31, 2025).
How has UMB Financial operating income changed year-over-year?
- UMB Financial (UMBF) operating income changed +66.3% year-over-year on the latest annual filing.
What is the long-term growth rate of UMB Financial operating income?
- UMB Financial (UMBF) operating income compound annual growth rate is +21.6% over the most recent 5 years available.
When did UMB Financial operating income hit its highest annual value?
- UMB Financial operating income reached its highest annual value of $899.96M in 2025.
What was UMB Financial operating income in 2024?
- UMB Financial (UMBF) operating income in 2024 was $541.27M.
What was UMB Financial operating income in 2025?
- UMB Financial (UMBF) operating income in 2025 was $899.96M.
Metrics overview
Pick a metric for charts, filings, and peers — each row shows the latest TTM or annual value with year-over-year change.
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