TTM
$933.39M
YoY change
+66.3%
5Y CAGR
+21.6%
Peak year (2025)
$899.96M
Cumulative operating income
$7.11B
Operating Income history chart for UMB Financial (UMBF) from 1985 to 2025
Latest: $899.96M
Operating Income growth chart for UMB Financial (UMBF) from 1985 to 2025
Latest: +66.3%
Operating Income history table for UMB Financial (UMBF) from 1985 to 2025
| 2025 | $899.96M | +66.3% | +$358.68M | ||
| 2024 | $541.27M | +28.4% | +$119.67M | ||
| 2023 | $421.60M | -20.8% | −$110.41M | ||
| 2022 | $532.01M | +24.0% | +$102.95M | ||
| 2021 | $429.06M | +26.6% | +$90.17M | ||
| 2020 | $338.89M | +18.5% | +$52.92M | ||
| 2019 | $285.96M | +27.9% | +$62.37M | ||
| 2018 | $223.59M | -5.4% | −$12.75M | ||
| 2017 | $236.35M | +19.0% | +$37.76M | ||
| 2016 | $198.59M | +54.8% | +$70.30M | ||
| 2015 | $128.29M | -50.3% | −$130.06M | ||
| 2014 | $258.35M | -0.6% | −$1.48M | ||
| 2013 | $259.83M | +52.6% | +$89.61M | ||
| 2012 | $170.22M | +16.3% | +$23.86M | ||
| 2011 | $146.36M | +15.4% | +$19.51M | ||
| 2010 | $126.85M | +5.3% | +$6.38M | ||
| 2009 | $120.48M | -13.8% | −$19.36M | ||
| 2008 | $139.83M | +33.2% | +$34.86M | ||
| 2007 | $104.97M | +29.2% | +$23.75M | ||
| 2006 | $81.22M | +6.4% | +$4.91M | ||
| 2005 | $76.32M | +47.5% | +$24.58M | ||
| 2004 | $51.73M | -31.9% | −$24.25M | ||
| 2003 | $75.99M | +4.7% | +$3.44M | ||
| 2002 | $72.55M | -20.2% | −$18.38M | ||
| 2001 | $90.93M | +3.2% | +$2.83M | ||
| 2000 | $88.11M | +1.2% | +$1.05M | ||
| 1999 | $87.05M | +14.5% | +$11.05M | ||
| 1998 | $76.00M | -15.4% | −$13.80M | ||
| 1997 | $89.80M | +5.0% | +$4.30M | ||
| 1996 | $85.50M | +10.2% | +$7.90M | ||
| 1995 | $77.60M | +10.2% | +$7.20M | ||
| 1994 | $70.40M | +15.0% | +$9.20M | ||
| 1993 | $61.20M | +11.1% | +$6.10M | ||
| 1992 | $55.10M | +3.2% | +$1.70M | ||
| 1991 | $53.40M | +10.3% | +$5.00M | ||
| 1990 | $48.40M | +0.8% | +$400.00K | ||
| 1989 | $48.00M | +39.1% | +$13.50M | ||
| 1988 | $34.50M | +6.8% | +$2.20M | ||
| 1987 | $32.30M | +3.9% | +$1.20M | ||
| 1986 | $31.10M | +2.6% | +$800.00K | ||
| 1985 | $30.30M | — | — |
- 2025$899.96M+66.3%
- 2024$541.27M+28.4%
- 2023$421.60M-20.8%
- 2022$532.01M+24.0%
- 2021$429.06M+26.6%
- 2020$338.89M+18.5%
- 2019$285.96M+27.9%
- 2018$223.59M-5.4%
- 2017$236.35M+19.0%
- 2016$198.59M+54.8%
- 2015$128.29M-50.3%
- 2014$258.35M-0.6%
- 2013$259.83M+52.6%
- 2012$170.22M+16.3%
- 2011$146.36M+15.4%
- 2010$126.85M+5.3%
- 2009$120.48M-13.8%
- 2008$139.83M+33.2%
- 2007$104.97M+29.2%
- 2006$81.22M+6.4%
- 2005$76.32M+47.5%
- 2004$51.73M-31.9%
- 2003$75.99M+4.7%
- 2002$72.55M-20.2%
- 2001$90.93M+3.2%
- 2000$88.11M+1.2%
- 1999$87.05M+14.5%
- 1998$76.00M-15.4%
- 1997$89.80M+5.0%
- 1996$85.50M+10.2%
- 1995$77.60M+10.2%
- 1994$70.40M+15.0%
- 1993$61.20M+11.1%
- 1992$55.10M+3.2%
- 1991$53.40M+10.3%
- 1990$48.40M+0.8%
- 1989$48.00M+39.1%
- 1988$34.50M+6.8%
- 1987$32.30M+3.9%
- 1986$31.10M+2.6%
- 1985$30.30M—
Operating Income values are taken from UMB Financial's reported income statements (quarterly 10-Q and annual 10-K filings with the U.S. Securities and Exchange Commission). Each row shows the period end date and the filing date. YoY compares each figure to the same period one year earlier. Amounts are in USD as filed.
About Operating Income at UMB Financial (UMBF)
According to UMB Financial's latest reported financial statements, the company's current operating income (TTM) is $933.39M. Operating income is profit from core operations: revenue minus cost of goods sold and operating expenses (SG&A, R&D). It excludes interest, taxes, and non-operating items, so it isolates how profitable the business itself is before financing and tax decisions. Compare with EBITDA and net income.
Headline TTM above sums the four reported quarters through (reported ). Chart and table below cover the full reported history back to .
As of the 2025 fiscal year, UMB Financial (UMBF) reported operating income of $899.96M – surged 66.3% year-over-year.
Across 2020–2025 (5 years), UMB Financial operating income produced a CAGR of +21.6% – sustaining 2 straight years of year-over-year growth.
Across the available history, operating income reached its high of $899.96M in 2025 and its low of $30.30M in 1985.
UMB Financial Operating Income by Year
UMB Financial Operating Income 2025: $899.96M
In 2025, UMB Financial reported operating income of $899.96M, surged 66.3% from 2024. This figure represents the highest annual value in the available history.
UMB Financial Operating Income 2024: $541.27M
UMB Financial operating income in 2024 was $541.27M, grew 28.4% from 2023.
UMB Financial Operating Income 2023: $421.60M
2023's operating income for UMB Financial came in at $421.60M, declined 20.8% below 2022.
UMB Financial Operating Income 2022: $532.01M
UMB Financial posted operating income of $532.01M in 2022, grew 24.0% from 2021.
UMB Financial Operating Income 2021: $429.06M
UMB Financial operating income in 2021 was $429.06M.
See more financial history for UMB Financial (UMBF).
Sector peers by Operating Income
Financial Services peers of UMB Financial (UMBF), ranked by their latest operating income
| $72.59B | |
| $58.88B | |
| $37.70B | |
| $25.20B | |
| $23.99B | |
| $21.95B | |
| $21.85B | |
| $19.40B |
- $72.59B
- $58.88B
- $37.70B
- $25.20B
- $23.99B
- $21.95B
- $21.85B
- $19.40B
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